Daily Newsletter: Thursday November 15, 2012

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30 Year Fixed

                                                                3.42%
                                                                  
                                                                -0.01

15 Year Fixed

                                                                2.77%
                                                                  
                                                                -0.01

10YR Treasury

                                                                1.59%
                                                                  
                                                                -0.0034

FNMA 30YR 3.5

                                                                106-14
                                                                  
                                                                +0-05

FNMA 15YR 2.5

                                                                105-07
                                                                  
                                                                +0-01

View Today's Rates

Thursday November 15, 2012

MND NewsWire - 12:12PM

Mortgage Lender Satisfaction on the Rise Thanks to Transparency in Origination Process

Overall customer satisfaction with mortgage lenders reached a six-year high in the J.D. Power and Associates 2012 U.S. Primary Mortgage Origination Satisfaction Study SM released today ...

Mortgage Rate Watch - 3:00PM

Mortgage Rates Snap Two Day Losing Streak

Mortgage rates put an end to two days of weakness , but for most lenders, rates were only moderately improved on Thursday. Weak economic data helped push interest rates and stock prices ...

MND NewsWire - 2:18PM

MBA Notes Big Improvements in Foreclosure Starts and Delinquencies

The percentage of loans in foreclosure dropped 20 basis points (bps) on a seasonally adjusted basis in the third quarter of 2012 from the second quarter and was down 36 bps from the ...

Pipeline Press - 9:44AM

Mortgage Interest Deduction Thoughts; FHA - Running Out of Money? Buffett Buys more Wells; Who Takes the Hit on Writedowns?

The median age of a Realtor is 56 - as in "fifty six." <Insert joke here about median age in photograph used by Realtor in promotional materials.> If you don't believe me, go ...

Latest Video

Santelli: FHA's Big Money Drain

Real Estate Roundup

Report Card on Bank Stress Test

More News from 'Around the Web'

CNBC - 3:01PM
FHA May Show Negative Reserves For Mortgage Losses
www.aei-ideas.org - 2:33PM
Will Obama make one last run at a broad homeowner bailout or mass refi?
The Atlantic - 2:31PM
Sheila Bair Says We're Headed for Another Crisis
Market Watch - 2:29PM
The Fed: Mortgage lending standards are too tight: Bernanke
FHFA - 2:27PM
FHFA Releases 2012 Performance and Accountability Report
Federal Reserve - 1:28PM
Bernanke, Challenges in Housing and Mortgage Markets
SEC - 11:03AM
SEC Receives More Than 3,000 Whistleblower Tips in FY2012
Bloomberg - 10:50AM
Serious Mortgage Delinquencies Fall to Lowest Since 2008
NAHB - 10:47AM
NAHB: Nationwide Housing Affordability Improves in Third Quarter
Freddie Mac - 10:03AM
Freddie Mac: Mortgage Rates Dip To New Record Lows
Freddie Mac - 10:02AM
HomeSteps® 20-State Winter Sales Promotion Offers Bonuses To Selling And Listing Agents
Fannie Mae - 9:37AM
Fannie Mae: Shift from Owning to Renting and the Rise in Rental Affordability Problems
DataQuick - 8:56AM
DataQuick: September California Home Sales Report

Today's Comments

	MBS Live Chat - 11:10AM "the fha might announce mip increases along with the report though, at least pressure will increase on them to do so..."
	MBS Live Chat - 1:20PM "RTRS- FED'S BERNANKE SEES SOME SIGNS OF IMPROVEMENT IN HOUSING, BUT 'FAR FROM BEING OUT OF THE WOODS'..."
	MBS Live Chat - 1:20PM "RTRS- BERNANKE SAYS LIKELY THAT 'PENDULUM HAS SWUNG TOO FAR' TOWARD OVERLY TIGHT LENDING STANDARDS..."

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.42%

-0.01

15 Yr FRM

2.77%

-0.01

FHA 30 Year Fixed

3.25%

+0.00

Jumbo 30 Year Fixed

3.82%

-0.02

5/1 Yr ARM

2.99%

+0.00

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.03%

0.86

+0.06

30 Yr. Fixed

3.76%

1.10

+0.02

MBA **

30 Yr. Fixed

3.65%

0.39

+0.02

15 Yr. Fixed

2.95%

0.35

-0.01

30 Yr. Jumbo

3.94%

0.36

+0.09

30 Yr. FHA

3.41%

0.76

+0.00

5/1 ARM

2.66%

0.33

-0.06

Freddie Mac **

30 Yr. Fixed

3.34%

0.70

-0.06

15 Yr. Fixed

2.65%

0.70

-0.04

1 Yr. ARM

2.55%

0.30

-0.04

5/1 Yr. ARM

2.74%

0.60

+0.01

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

104-30

+0-06

30YR FNMA 3.5

106-14

+0-05

30YR GNMA 3.0

106-14

+0-07

30YR GNMA 3.5

108-15

+0-05

15YR FNMA 3.0

105-07

+0-01

15YR FNMA 2.5

104-12

+0-02

Treasuries

Yield

Change

2 YR

0.2460%

-0.0040

5 YR

0.6201%

-0.0065

10 YR

1.5894%

-0.0034

30 YR

2.7263%

-0.0030

Prices as of: 11/15/2012 4:32PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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