It was an uneventfully good day for mortgage rates. Unlike the average day over the past several weeks, there was minimal intraday volatility in the underlying bond market. This allowed the average lender to issue rates once this morning and avoid intraday rate changes.  Fortunately, the overnight market movement was in our favor today as traders continued finding value in recently higher bond yields.  Rates are based on the bond market where higher yields increasingly create demand among investors. In 2023, when the 10yr Treasury yield hit 5%, we saw a solid show of support from buyers. In 2026, we've been waiting to see a similar show of support as yields crested 5.3%. Last week brought the first potential evidence of such support.  This doesn't mean rates are out of the woods, however. Tomorrow brings important inflation data and inflation is a key consideration for bond investors. If inflation comes in higher than expected, yields/rates could move back up toward recent highs. But if it's lower than expected, it could reinforce the supportive undertones seen over the past several trading days and help the downward momentum in rates continue. 

October 13, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 7.46% -0.02%   5.99% 7.61% 15 Yr. Fixed 7.14% -0.01%   5.55% 7.23% 30 Yr. Jumbo 7.62% -0.01%   6.1% 7.71% Compare Mortgage Rates from Local Lenders for Oct 13, 2026 Mortgage Rates Inch to Another 2-Week Low Tue, Oct 13, 2026 2:35PM It was an uneventfully good day for mortgage rates. Unlike the average day over the past several weeks, there was minimal intraday volatility in the underlying bond market. This allowed the average lender to issue rates once this morning and avoid intraday rate changes.  Fortunately, the overnight market movement was in our favor today as traders continued finding value in recently higher bond yields.  Rates are based on the bond market where higher yields increasingly create demand among investors. In 2023, when the 10yr Treasury yield hit 5%, we saw a solid show of support from b... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 7.46% -0.02 0.00 15 Yr. Fixed 7.14% -0.01 0.00 30 Yr. FHA 7.13% -0.02 0.00 30 Yr. Jumbo 7.62% -0.01 0.00 7/6 SOFR ARM 6.88% -0.02 0.00 30 Yr. VA 7.15% -0.02 0.00 Updates Daily - Last Update: 10/13 Freddie Mac Rate Change Points 30 Yr. Fixed 7.40% +0.12 0.00 15 Yr. Fixed 6.73% +0.13 0.00 Updates Weekly - Last Update: 10/8 Mortgage Bankers Assoc. 30 Yr. Fixed 7.49% +0.19 0.84 15 Yr. Fixed 6.71% +0.15 1.05 30 Yr. Jumbo 7.39% +0.12 0.52 Updates Weekly - Last Update: 10/7 UMBS 30YR 6.0 98.51 +0.24   97.78 102.75 UMBS 30YR 6.5 100.84 +0.20   100.34 104.00 10 YR Treasury 5.211 -0.033   3.948 5.318 Stronger Start. It's Complicated Tue, Oct 13, 2026 9:57AM Tuesday morning joins a fairly long list of trading days where overnight bond market movement cannot be cleanly connected to news headlines or econ data. With yields having recently pushed up to multi-decade highs, and Fed policy expectations constantly shifting, this will be an ongoing phenomenon. Over the past several sessions, there's definitely been some... (read more) MBS Price Change UMBS 5.5 95.91 +0.25 UMBS 6.0 98.51 +0.24 UMBS 6.5 100.84 +0.20 GNMA 5.5 96.31 +0.26 GNMA 6.0 98.73 +0.14 GNMA 6.5 100.90 +0.14 Pricing as of: 10/13 6:19PM EST US Treasury Yield Change 2 YR Treasury 4.810 +0.021 5 YR Treasury 4.999 -0.022 7 YR Treasury 5.110 -0.018 10 YR Treasury 5.217 -0.026 30 YR Treasury 5.559 -0.040 Pricing as of: 10/13 6:19PM EST Other News Warehouse, Litigation Webinar, AMC, HELOC Products; OB/Usherpa, Newrez/eXp Deals Tue, Oct 13, 2026 11:27AM If you want privacy, you may not want to buy a new car: Many new cards share your data with third-party companies via technology. Here at the MBA National, tech is not only a popular topic, but, thanks to AddyAI, there is an Agentic registered “attendee” named Adele. The robot’s job is roaming the halls. Are you doing your “dream” job? They vary by country, ... (read more) Latest Video Mortgage rates on the move October consumer sentiment misses estimates Consumer spending in September was the third strongest in over 4 years: Bof... Consumers resilient in September: CNBC/NRF Retail Monitor Around the Web CNBC Thousands of homeowners face adjustable-rate mortgage resets and much higher payments CNBC The latest inflation data is expected to show price increases are accelerating NAR Existing-Home Sales Increased 1.5% in September Bloomberg Fed’s Williams Interview With Bloomberg News: Full Transcript ADP U.S. private employers added an average of 24,750 jobs per week Eye on Housing Median Age in Construction Holds at 42 Investing Live Oil prices retreat despite persistent Middle East tensions and stalled US-Iran negotiations. What's next? CNBC Americans' debt problems are flashing a warning not seen since the Great Recession CNBC U.S. Treasury yields fall as energy prices pull back Federal Reserve 2025 Survey of Consumer Finances BLS Unemployment rate little changed at 4.2 percent in September 2026 Investing Live US October UMich prelim consumer sentiment 46.3 vs 47.8 expected NY Fed US NY Fed GDP Nowcast Q3: 2.65% (prev 2.46%)

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