It ended up being a remarkably uneventful day for mortgage rates. Some lenders were slightly higher than yesterday. Others were roughly unchanged. The difference came down to whether the lender in question raised rates yesterday afternoon. What does this mean? Lenders prefer to set rates once per day around 10am ET. But if the underlying bond market makes a big enough move, lenders can change rates during the day. Bonds lost just enough ground yesterday for some lenders to raise rates. Contrast that to today where virtually every lender maintained the same levels throughout. Tomorrow morning brings the latest release of the Consumer Price Index (CPI). This is one of the most important pieces of monthly economic data as far as rates are concerned. There's no way to know how it will impact rates ahead of time--only that a large deviation from expectations is likely to result in a larger-than-average move higher or lower.

August 11, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.79% -0.01%   5.99% 6.85% 15 Yr. Fixed 6.28% -0.01%   5.55% 6.34% 30 Yr. Jumbo 6.86% +0.00%   6.1% 6.92% Compare Mortgage Rates from Local Lenders for Aug 11, 2026 Mortgage Rates Sideways to Slightly Higher Tue, Aug 11, 2026 4:30PM It ended up being a remarkably uneventful day for mortgage rates. Some lenders were slightly higher than yesterday. Others were roughly unchanged. The difference came down to whether the lender in question raised rates yesterday afternoon. What does this mean? Lenders prefer to set rates once per day around 10am ET. But if the underlying bond market makes a big enough move, lenders can change rates during the day. Bonds lost just enough ground yesterday for some lenders to raise rates. Contrast that to today where virtually every lender maintained the same levels throughout. Tomorrow morning... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.79% -0.01 0.00 15 Yr. Fixed 6.28% -0.01 0.00 30 Yr. FHA 6.31% -0.02 0.00 30 Yr. Jumbo 6.86% 0.00 0.00 7/6 SOFR ARM 6.35% 0.00 0.00 30 Yr. VA 6.32% -0.03 0.00 Updates Daily - Last Update: 8/11 Freddie Mac Rate Change Points 30 Yr. Fixed 6.69% +0.03 0.00 15 Yr. Fixed 6.01% -0.03 0.00 Updates Weekly - Last Update: 8/6 Mortgage Bankers Assoc. 30 Yr. Fixed 6.81% +0.05 0.65 15 Yr. Fixed 6.13% -0.02 0.73 30 Yr. Jumbo 6.72% +0.02 0.52 Updates Weekly - Last Update: 8/5 UMBS 30YR 5.5 99.17 +0.11   98.89 101.64 UMBS 30YR 6.0 101.23 +0.07   101.05 102.75 10 YR Treasury 4.691 -0.018   3.948 4.736 Stronger Start on Yet Another Peace Deal Teaser Tue, Aug 11, 2026 10:36AM Bonds are rallying, and we have no objection to that. Reasons are simple and familiar enough that there's no sense in over-analyzing them. Newswires hit at 7am saying that Pakistan's defense minister said "things are shaping up in favor of peace" and that Pakistan's interior minister Khawaja Asif arrived in Tehran to discuss "matters of mutual interest." ... (read more) MBS Price Change UMBS 5.0 96.75 +0.13 UMBS 5.5 99.17 +0.11 UMBS 6.0 101.23 +0.07 GNMA 5.0 97.22 +0.24 GNMA 5.5 99.65 +0.08 GNMA 6.0 101.69 +0.00 Pricing as of: 8/11 5:10PM EST US Treasury Yield Change 2 YR Treasury 4.224 -0.011 5 YR Treasury 4.395 -0.012 7 YR Treasury 4.539 -0.017 10 YR Treasury 4.694 -0.015 30 YR Treasury 5.243 -0.009 Pricing as of: 8/11 5:10PM EST Other News HELOC, AI Processing Tools; STRATMOR on Subservicing; MISMO Role; RESPA Thoughts Tue, Aug 11, 2026 11:45AM What are folks talking about here at the Western Secondary? Small things and big things. There’s a brand-spankin’ new private MI company: Anza. (Contact Melissa Gemma with questions.) Lenders are doing interesting things to help communities: for example, here’s Fairway Independent not leaving a dry eye in the house. That UWM has filed a lawsuit in federal co... (read more) Latest Video NY Fed: Total household debt balances down slightly in Q2 July existing home sales dropped 1.7% NFIB Small Business Optimism Index rose to 99.8 in July, highest level sinc... Modest gains in consumer spending in July, CNBC/NRF Retail Monitor finds Around the Web Investing Live Fed's Goolsbee: Biggest problem facing the economy is inflation Realtor.com Home Sales Dip in July as Mortgage Rates Hit 2026 High Investing Live EIA raises crude oil price forecasts as Middle East supply risks tighten outlook CNBC Invitation Homes CEO says ban on institutional homebuying will bring down prices, but not immediately Eye on Housing Weaker Demand for Residential Mortgages in Second Quarter CNBC Interest rates may stay higher for longer. What that means for consumers Investing Live ADP weekly NER pulse 8.25K vs 15K prior Eye on Housing Three States Drive Over 20% of Remodeling Activity CNBC Treasury yields up as oil prices jump and investors await inflation data Investing Live Fed's Hammack: Now is the time to bring more restraint into policy CNBC Oil in U.S. Strategic Petroleum Reserve falls below 300 million barrels, lowest since 1983 Investing Live US July employment trends 107.71 vs 106.74 prior Eye on Housing Wage Growth for Residential Building Workers Continues to Cool

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