30YR Fixed Rate
6.79%
+0.02%
15YR Fixed Rate
5.99%
+0.01%
UMBS 30YR 5.5
99.54
-0.02
10 Year Treasury
4.364
+0.017
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Most of this week's mortgage rate movement has been an aftershock following last week's jobs report. That data sent rates quickly higher and that momentum has gradually faded over the past few days. In fact, yesterday finally saw an improvement.  Now today, things are minimally changed, depending on the lender. Most lenders issued at least one mid-day change yesterday as the bond market improved. Those lenders are sideways to slightly higher today, but not enough for the average loan quote to be detectably different from yesterday.  In a slightly broader context, rates are essentially sideways since Monday. In fact, our daily rate index is currently exactly where it was on Monday afternoon. In addition to being the least exciting outcome, it's also probably the most logical, given the absence of big-ticket news and economic data this week. Next week is a different story with the release of hotly anticipated inflation reports.
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July 10, 2025
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Mortgage Rate Watch
Mortgage Rates Broadly Sideways
Most of this week's mortgage rate movement has been an aftershock following last week's jobs report. That data sent rates quickly higher and that momentum has gradually faded over the past few days. In fact, yesterday finally saw an improvement. ... (read more)
MBS Commentary
Week's Only Relevant Data is Not Bond-Friendly
You would be hard pressed to find a week with less to offer in terms of scheduled economic data.  In fact, it's not an overstatement to say that regular old weekly jobless claims data was the only relevant report of the week. Unfortunately for f... (read more)
Rob Chrisman
Hedging, Fraud Protection, QC Products; FHA, USDA Program Changes; Interview With Pennymac's Kim Nichols
Lenders and servicers have entire sets of policies and procedures based on the Federal Emergency Management Agency (FEMA) declaring an emergency in a given area. President Trump says FEMA should be eliminated, which would definitely impact this proce... (read more)
Mortgage Rates
30 Yr. Fixed Rate
6.79% +0.02%
Rate Change Points
Mortgage News Daily
30 Yr. Fixed 6.79% +0.02 0.00
15 Yr. Fixed 5.99% +0.01 0.00
30 Yr. FHA 6.30% +0.02 0.00
30 Yr. Jumbo 6.87% 0.00 0.00
7/6 SOFR ARM 6.33% -0.06 0.00
30 Yr. VA 6.31% +0.02 0.00
Updates Daily - Last Update: 7/10
15 Yr. Fixed Rate
5.99% +0.01%
Rate Change Points
Freddie Mac
30 Yr. Fixed 6.72% +0.05 0.00
15 Yr. Fixed 5.86% +0.06 0.00
Updates Weekly - Last Update: 7/10
Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 6.77% -0.02 0.62
15 Yr. Fixed 6.04% -0.02 0.63
30 Yr. Jumbo 6.69% -0.09 0.65
Updates Weekly - Last Update: 7/9
MBS / Treasuries
UMBS 30YR 5.5
99.53 -0.03
Price / Yield Change
MBS
UMBS 5.5 99.53 -0.03
UMBS 6.0 101.32 -0.04
GNMA 5.5 99.83 -0.01
GNMA 6.0 101.36 -0.02
Pricing as of: 7/11 1:47AM EST
10 Year US Treasury
4.3612 +0.0144
Price / Yield Change
US Treasury
2 YR Treasury 3.875 -0.002
5 YR Treasury 3.942 +0.007
7 YR Treasury 4.135 +0.008
10 YR Treasury 4.362 +0.015
30 YR Treasury 4.888 +0.018
Pricing as of: 7/11 1:47AM EST
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© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031
Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
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Today's Mortgage Rates  |  Mortgage Calculators
7/10/2025
30 Yr. Fixed Rate
6.79%
+0.02%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.54
-0.02
10 Year US Treasury
99.075
-0.146
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