30YR Fixed Rate
6.75%
+0.02%
15YR Fixed Rate
5.98%
+0.01%
UMBS 30YR 5.5
99.64
-0.20
10 Year Treasury
4.347
+0.067
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Mortgage rates were flat to slightly higher today, following a stronger-than-expected Retail Sales report. The bond market (which dictates mortgage rates) was eagerly awaiting the week's first major economic data. Even though the Fed will almost certainly cut rates at the end of the month, additional cuts depend heavily on the balance of economic data. To whatever extent the data is strong, the Fed becomes less likely to continue cutting rates and the broader financial market becomes less interested in bonds. When investors are interested in buying bonds, it's good for rates! Fortunately for prospective borrowers, today's movement was minimal. In fact, many lenders are effectively unchanged versus yesterday. Moreover, bonds managed to improve throughout the day with those specifically underlying
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July 16, 2019
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Mortgage Rate Watch
Mortgage Rates Under Modest Pressure After Retail Sales Data
Mortgage rates were flat to slightly higher today, following a stronger-than-expected Retail Sales report. The bond market (which dictates mortgage rates) was eagerly awaiting the week's first major economic data. Even though the Fed will almost cert... (read more)
Housing News
Builder Confidence Holds Steady, Labor Shortages Persist
Builder confidence rose slightly in July. The National Association of Home Builders (NAHB) said its Housing Market Index (HMI), which it sponsors with Wells Fargo, gained one point, rising to 65. This marks the sixth consecutive month that sentiment ... (read more)
Rob Chrisman
U/W, Training, Non-QM, Marketing Products; Ginnie's Growth
Although lots of small lenders don’t seem interested in being acquired any longer (“Hey, our pipeline is full and we’re making money again! Autumn is a long way off!”), M&A is alive and well. The latest example comes from ... (read more)
MBS Commentary
MBS Live Day Ahead: Week's First Meaningful Data Plus Earnings Season in Swing
In the day just passed, bonds traversed a sleepy summertime Monday trading session without much volume or liquidity.  That dynamic was somewhat exacerbated by the fact that Japanese markets were closed (which means there was no hub for Treasury ... (read more)
Housing News
Everything You Need to Know About Housing - and Then Some
The U.S. Census Bureau recently released a treasure trove of data, its 2018 report on Characteristics of New Housing. The report, based on data collected by the Bureau's Survey of Construction, covers a huge array of stats about new single-family hou... (read more)
Housing News
New Home Buyers Shied Away in June Despite Friendly Rates
Applications for financing new home purchases slipped in June in spite of the continued easing of mortgage interest rates. The Mortgage Bankers Association (MBA) said its Builder Application Survey (BAS) shows mortgage applications for new home purch... (read more)
Mortgage Rates
30 Yr. Fixed Rate
6.75% +0.02%
Rate Change Points
Mortgage News Daily
30 Yr. Fixed 6.75% +0.02 0.00
15 Yr. Fixed 5.98% +0.01 0.00
30 Yr. FHA 6.27% +0.02 0.00
30 Yr. Jumbo 6.85% +0.01 0.00
7/6 SOFR ARM 6.32% -0.01 0.00
30 Yr. VA 6.29% +0.03 0.00
Updates Daily - Last Update: 7/3
15 Yr. Fixed Rate
5.98% +0.01%
Rate Change Points
Freddie Mac
30 Yr. Fixed 6.67% -0.10 0.00
15 Yr. Fixed 5.80% -0.09 0.00
Updates Weekly - Last Update: 7/3
Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 6.79% -0.09 0.62
15 Yr. Fixed 6.06% -0.05 0.67
30 Yr. Jumbo 6.78% -0.10 0.40
Updates Weekly - Last Update: 6/26
MBS / Treasuries
UMBS 30YR 5.5
99.64 -0.20
Price / Yield Change
MBS
UMBS 5.5 99.64 -0.20
UMBS 6.0 101.43 -0.13
GNMA 5.5 99.86 -0.11
GNMA 6.0 101.34 -0.06
Pricing as of: 7/6 7:36PM EST
10 Year US Treasury
4.3467 +0.0669
Price / Yield Change
US Treasury
2 YR Treasury 3.883 +0.095
5 YR Treasury 3.937 +0.070
7 YR Treasury 4.125 +0.068
10 YR Treasury 4.347 +0.067
30 YR Treasury 4.863 +0.055
Pricing as of: 7/6 7:36PM EST
Latest Video
January new home sales drop nearly 7%
Bank of America CEO: Loan demand showing consistent growth
UK parliament votes on options to delay Brexit
January new home sales fall short of expectations, down 6.9 percent
Around the Web
Reuters
SEC reaches $60 million settlements involving ex-American Realty executives
CNBC
Fed's Charles Evans says he'd be comfortable with 'a couple' rate cuts before the end of the year
Reuters
JPMorgan beats profit estimates but shows signs of pressure
CNBC
The US consumer is keeping the economy from tanking and will get another boost from the Fed
consumerfinancemonitor.com
House Financial Services Committee passes credit reporting bills
CNBC
Powell says 'uncertainties' have increased chances of a rate cut
Bloomberg
Wells Fargo Misses Lowest Estimates on Q2 Net Interest Income - Bloomberg
Bloomberg
A Leveraged Loan Collapses and Reveals Key Risk in Credit Market
Calculated Risk Blog
Retail Sales increased 0.4% in June
Bloomberg
Villeroy Says ECB's Policy Guide Is Economic Data, Not Markets
Bloomberg
The Most (and Least) Popular Spots for U.S. Vacation Homes
Bloomberg
Wells Fargo Says Big Rush to Bonds Has Gotten Ahead of Itself'
Reuters
S&P 500 closes flat as earnings season starts
© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031
Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
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Today's Mortgage Rates  |  Mortgage Calculators
7/3/2025
30 Yr. Fixed Rate
6.75%
+0.02%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.64
-0.20
10 Year US Treasury
99.222
-0.537
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