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Monday August 4, 2014
MND NewsWire - 4:03PM
The Federal Reserve's July Senior Loan Officer Opinion Survey on Bank Lending Practices showed a continued easing of lending standards and terms for many types of loan categories amid ...
Mortgage Rate Watch - 4:11PM
Mortgage rates held their ground over the weekend, with most lenders offering the exact same rates and costs as Friday afternoon. There were no significant events or headlines that ...
MND NewsWire - 12:28PM
As it indicated in its "first look" at June mortgage performance data released last month, Black Knight Financial Services said today that the nation's foreclosure inventory - those ...
Pipeline Press - 10:44AM
Are you an appraiser ? Maybe you should be honored: there are fewer and fewer of you every year, and your ranks are down to 80,500 nationwide . There are fewer now than at the start ...
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"I don't think the jobs numbers were that bad; fairly good actually. With revisions to previous months, we barely missed the forecast, and as Vic pointed out, it was the first time since the 90's that payrolls were over 200k for 6 consecutive months...."
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"Agreed MG on your last 2 comments and VB's point too. But, this recovery still does not "feel" like a recovery ( s ) of past cycles / past years. Can't really just point to one thing but it has been a very slow , mixed econ data, at best. Bond market is sensing this too. Just my opinion on this comment..."
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"I think you can point to one thing...wages..."
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"I think this was such a deep downturn in 2008-2009, that is has changed the "psychy" of most consumers and business to be more conservative and pull back, and be in more cash transactions than ever before...."
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"Speaking from my own personal point of view. I have pulled back myself from what I used to spend, or invest etc in years past. Our industry has slowed down too, so that is a part of it, but in the back of my mind, I am a lot more frugal,conservative thinking with my finances than ever before in the past..."
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"are you guys getting better results with a high DTI through Freddie or Fannie's AU? plenty assets..."
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"I've seen freddie take less assets, but both at 49.9 with 6 months piti..."
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"seems like stock lever might be more in play this week..."
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"sure seems like it Sung..."
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Today's Rates
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30 Yr FRM
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4.21%
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+0.00
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15 Yr FRM
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3.32%
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+0.00
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FHA 30 Year Fixed
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3.75%
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+0.00
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Jumbo 30 Year Fixed
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4.04%
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+0.00
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5/1 Yr ARM
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3.24%
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-0.01
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Average Mortgage Rates
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15 Yr. Fixed
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3.56%
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1.13
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-0.10
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30 Yr. Fixed
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4.37%
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1.39
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-0.16
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30 Yr. Fixed
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4.32%
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0.16
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+0.04
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15 Yr. Fixed
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3.40%
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0.22
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-0.02
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30 Yr. Jumbo
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4.24%
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0.16
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-0.02
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30 Yr. FHA
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4.02%
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-0.03
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+0.03
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5/1 ARM
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3.40%
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0.22
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-0.02
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30 Yr. Fixed
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4.12%
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0.60
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-0.01
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15 Yr. Fixed
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3.23%
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0.70
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-0.03
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1 Yr. ARM
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2.38%
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0.40
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-0.01
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5/1 Yr. ARM
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3.01%
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0.50
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+0.02
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* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.
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Secondary Markets
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30YR FNMA 3.0
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98-16
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+0-03
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30YR FNMA 3.5
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102-11
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+0-02
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30YR GNMA 3.0
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100-17
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+0-04
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30YR GNMA 3.5
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103-14
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+0-03
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15YR FNMA 3.0
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103-15
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+0-03
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15YR FNMA 2.5
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100-32
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+0-04
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2 YR
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0.4683%
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-0.0080
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5 YR
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1.6512%
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-0.0164
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10 YR
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2.4853%
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-0.0127
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30 YR
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3.2913%
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+0.0074
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Prices as of: 8/4/2014 4:32PM EST
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Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information. Secondary Marketing Managers: If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information
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