30YR Fixed Rate
6.75%
+0.02%
15YR Fixed Rate
5.98%
+0.01%
UMBS 30YR 5.5
99.64
-0.20
10 Year Treasury
4.347
+0.067
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30 Year Fixed
4.47%    -0.03
15 Year Fixed
3.49%    -0.03
10YR Treasury
2.78%    -0.0847
FNMA 30YR 3.5
100-21    +0-15
FNMA 15YR 2.5
102-21    +0-09
View Today's Rates
Thursday January 23, 2014
MND NewsWire - 11:51AM
Existing Home Sales dip Further into One-Year Lows
December existing home sales edged up 1.0 percent to a seasonally adjusted annual rate of 4.87 million from 4.82 million in November and were 0.6 percent below the 4.90 million unit ...
Mortgage Rate Watch - 3:21PM
Mortgage Rates Snap Quickly Back to 2014 Lows
Mortgage rates snapped quickly lower today, matching or beating the best levels seen so far in 2014. Weakness over the past two days threatened to carry rates out of the recently narrow ...
MND NewsWire - 9:59AM
Distressed, Institutional Sales Increased in 2013
Sales of distressed properties made up a larger share of home sales in 2013 than in 2012 RealtyTrac said today. Short sales and sales of bank-owned real estate (REO) together made up ...
Pipeline Press - 10:56AM
Info on Points & Fees Cap; State Lending Programs Exempt From QM; Flagstar's Earnings: Ouch!
All is not bleak in residential lending. Note that yesterday the MBA reported applications rose 4.7% last week versus +11.9% the previous week. Yes, versus a year ago applications are ...
  • MBS MID-DAY: Best Levels since December 3rd
  • Treasury Official Throws Cold Water on Fannie/Freddie Optimism, HARP Extension
  • Bidding War Dichotomy: Some States Under the Weather, Others Heat up
  • Mortgage Applications Continue Higher as Rates Retreat to 2014 Lows
Latest Video
Santelli Exchange: Housing demand destruction
Home sales slowed at end of 2013
Blackstone 'actively' investing in real estate: CEO
More News from 'Around the Web'
  • www.collateralvision.com - 4:43PM
    January is the Month of New Beginnings, Part 2
  • Bloomberg - 4:43PM
    Lehman Seeks Approval of $2.15 Billion Fannie Mae Accord - Bloomberg
  • CNBC - 3:18PM
    All-cash crushing first-time homebuyers
  • Bloomberg - 3:18PM
    Wells Fargo to Sell Insurance Brokers With 750 Employees - Bloomberg
  • Market Watch - 2:14PM
    Slide Show: How 2013 saw the best home sales in seven years
  • CNBC - 2:05PM
    Cashin: Why 'everybody is on alert'
  • CNBC - 12:25PM
    Hamptons mansion sales cool off
  • NAHB - 12:25PM
    Remodeling Market Index Steady at Historical High
  • Market Watch - 12:21PM
    5 states with the highest foreclosure rates
  • freddiemac.mwnewsroom.com - 10:23AM
    Fixed Mortgage Rates Move Lower for Second Consecutive Week
  • CNBC - 10:23AM
    US existing home sales total 4.87 million vs. 4.94 million estimate
  • Reuters - 9:27AM
    US manufacturing growth slows in Jan - Markit
  • FHFA - 9:17AM
    FHFA House Price Index Up 0.1 Percent in November
  • Reuters - 8:43AM
    JPMorgan CEO Dimon says government cases against company were 'unfair'
  • CNBC - 8:42AM
    Congress needs to act on debt ceiling as soon as possible: Treasury Secretary Lew
  • CNN - 8:33AM
    Buyers flocked to foreclosures last year -- and many paid all cash
Today's Comments
MBS Live Chat - 1:21PM
"Hugh, you are right on the money for Florida....but take a look at Wisconsin.....59.8%? Wow, the snowbirds there already have their home there...."
MBS Live Chat - 1:26PM
"Right. The Wisconsin surprised me. I expected to see Nevada and Arizona in the top 5...."
MBS Live Chat - 1:26PM
"I think part of it may be risk averse retired folks who are getting zilch on their safe investments, are leery of the stock market and think it makes sense to just go with no debt...."
MBS Live Chat - 1:49PM
"Was that 2.77 break, pretty significant?? Where do we go from here?..."
MBS Live Chat - 1:50PM
"the break was at 2.82..."
MBS Live Chat - 1:51PM
"this is follow-through. 2.75 is a relatively much larger inflection point than 2.82, so we'll see how yields behave when/if they make it that far...."
MBS Live Chat - 2:03PM
"I THINK (could be wrong, but haven't checked yet), that this instance of Jobless Claims covers the NFP survey week. BLS states that the establishment survey typically covers the week that contains the 12th of the month, and last Sunday was the 12th, and today's claims release is for last week, so......"
MBS Live Chat - 2:04PM
"Isn't it also a spook from corporate earnings? I'd figure they'd just keep lowering estimates to keep things moving along swimmingly...."
MBS Live Chat - 2:05PM
"certainly the stock lever is in play JA...."
MBS Live Chat - 2:04PM
"The things I learn following this chat......."
Today's Rates
Best Execution
Rate Change
30 Yr FRM 4.47% -0.03
15 Yr FRM 3.49% -0.03
FHA 30 Year Fixed 4.25% +0.00
Jumbo 30 Year Fixed 4.35% -0.03
5/1 Yr ARM 3.21% -0.02
Current Mortgage Rates »
What are best-execution rates?
Average Mortgage Rates
Rate Points Change
FHFA *
15 Yr. Fixed 3.61% 1.06 -0.10
30 Yr. Fixed 4.48% 1.36 -0.10
MBA **
30 Yr. Fixed 4.57% 0.18 -0.09
15 Yr. Fixed 3.68% 0.29 -0.04
30 Yr. Jumbo 4.57% 0.18 -0.01
30 Yr. FHA 4.24% 0.23 -0.05
5/1 ARM 3.23% 0.37 -0.05
Freddie Mac **
30 Yr. Fixed 4.39% 0.70 -0.02
15 Yr. Fixed 3.44% 0.70 -0.01
1 Yr. ARM 2.54% 0.50 -0.02
5/1 Yr. ARM 3.15% 0.50 +0.05
Current Mortgage Rates »
* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.
Secondary Markets
MBS
Price Change
30YR FNMA 3.0 96-12 +0-17
30YR FNMA 3.5 100-21 +0-15
30YR GNMA 3.0 98-02 +0-20
30YR GNMA 3.5 102-02 +0-14
15YR FNMA 3.0 102-21 +0-09
15YR FNMA 2.5 99-21 +0-10
Treasuries
Yield Change
2 YR 0.3595% -0.0405
5 YR 1.5958% -0.0996
10 YR 2.7772% -0.0847
30 YR 3.6804% -0.0781
Prices as of: 1/23/2014 4:31PM EST
Current MBS / Treasury Prices »
MBS and Treasury data provided by Thomson Reuters.
Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.
Secondary Marketing Managers:
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This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.
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Today's Mortgage Rates  |  Mortgage Calculators
7/3/2025
30 Yr. Fixed Rate
6.75%
+0.02%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.64
-0.20
10 Year US Treasury
99.222
-0.537
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