30YR Fixed Rate
6.75%
+0.02%
15YR Fixed Rate
5.98%
+0.01%
UMBS 30YR 5.5
99.64
-0.20
10 Year Treasury
4.347
+0.067
  • Home
  • News
    Latest Headlines
    Big Market Reaction but Mortgages Outperform
    Thu, 3:25 PM
    Mortgage Rates Rose Less Than Expected After Employment Data
    Thu, 2:56 PM
    HELOC Products; Bank Builder JV; Customer Service and Compliance; Employment Data
    Thu, 11:48 AM
    Refis Pick Up Steam as Rate Relief Returns
    Thu, 10:41 AM
    Jobs Report Comes in Stronger. Bonds React Logically
    Thu, 10:23 AM
    News Headlines
    • Home Page
    • View All Headlines
    Newsletters
    • Daily Newsletter
    Popular News Topics
    • Housing News
    • Mortgage Rate Watch
    • MBS Live Commentary
    • Rob Chrisman
    • Video News
    • Around the Web
    View Latest Headlines
    Close Menu  
  • Mortgage Rates
    Current Mortgage Rates
    30 Year Fixed Rate
    6.75% +0.02
    Rate Data
    • Today's Mortgage Rates
    • Compare Rates from Local Lenders
    • MND's Daily Rate Index
    • About MND's Daily Rate Index
    • Freddie Mac | MBA
    • 30 Year | 15 Year
    • Jumbo | FHA | 7/6 SOFR ARM | VA
    • Mortgage Rate Watch | Subscribe
    • Live Market Report (PDF)
    • Rate Volatility Index
    • Rates by State
    • 30YR vs MBS | 30YR vs 10YR
    • 10YR vs MBS
    Mortgage Calculators
    • Payment w/ Amortization
    • Mortgage Loan Comparison
    • Early Payoff
    Rate Commentary
    • Mortgage Rate Watch
    Additional Rate Data
    • 30 Year | 15 Year
    • Jumbo | FHA | 7/6 SOFR ARM | VA
    • Freddie Mac | MBA | FHFA
    • 30YR vs MBS | 30YR vs 10YR
    • 10YR vs MBS
    Additional Charts
    • 30 YR vs. MBS | 30YR Fixed vs. 10YR Tres
    • 30 Yr Fixed vs. 10 YR Treasury
    • 10YR Tres vs. MBS
    Learn About Rates
    • What is a Mortgage?
    • Mortgage Rates Defined
    • What Makes Rates Change?
    • Mortgage Rates and MBS
    • More Questions
    Rate Widgets
    • Mortgage Rates Widgets
    • Mortgage Calculator Widgets
    Widgets
    • Mortgage Rates Widgets
    • Mortgage Calculator Widgets
    Current Mortgage Rates
    Close Menu  
  • MBS
    Today's MBS Prices
    UMBS 30YR 5.5
    99.64 -0.20
    Current Treasury Prices
    10 Year US Treasury
    4.3467 +0.0669
    MBS Data
    • MBS & Treasury Prices
    • Current MBS Prices
    • UMBS | GNMA
    • Treasury Prices
    • 10YR|30YR
    • Yield Curve
    • Current Mortgage Rates
    Market Commentary
    • MBS Market Commentary
    More Charts
    • MBS vs 30 YR Fixed
    • 10YR vs 30 YR Fixed
    Learn About MBS
    • MBS Basics
    • Mortgage Bonds and Securitization
    • MBS and Mortgage Rates
    • The GUTFLOP
    MBS Live
    • MBS Live Features
    • 2 Week Free Trial
    Today's MBS Prices
    Close Menu  
  • Housing Data
    Housing Production
    • Building Permits
    • Housing Starts
    • Under Construction
    • Housing Completions
    • NAHB Builder Confidence
    Home Sales
    • New Home Sales
    • Existing Home Sales
    • Pending Home Sales
    Home Prices
    • FHFA Home Price Index
    • S&P Case Shiller Index
    • New Home Prices
    • Existing Home Prices
    Homeownership
    • Vacancy Rate
    • Homeownership Rate
    Mortgages
    • Mortgage Applications
    Close Menu  
  • Share
  • Subscribe
  • Home
  • News
    • Top News
    • Latest Headlines
    • Mortgage Rate Watch
    • MBS Commentary
    • Rob Chrisman
    • Video News
    • Around the Web
    • Other
    • Daily Newsletter
  • Mortgage Rates
    • Mortgage Rates
    • Today's Mortgage Rates
    • Mortgage Rate Wach
    • Mortgage Calculators
      • Mortgage Payment w/ Amortization
      • Mortgage Loan Comparison
      • Early Payoff
    • Learn About Rates
      • What is a Mortgage?
      • Mortgage Rates Defined
      • What Makes Rates Change?
      • Mortgage Rates and MBS
      • More Questions
    • More Data
      • Rate Volatility Index
      • 30 YR Fixed vs. MBS
      • 30 Yr Fixed vs. 10 YR Treasury
      • 10 YR Treasury vs. MBS
    • Rate Surveys
      • Mortgage News Daily
      • Freddie Mac
      • MBA
    • Rates by Loan Type
      • 30 YR Fixed
      • 15 YR Fixed
      • 30 YR Jumbo
      • 30 YR FHA
      • 7/6 SOFR ARM
      • 30 YR VA
  • MBS
    • Today's MBS Prices
    • Treasury Yields
      • 10 Year
      • 30 Year
      • All Treasuries
    • MBS Commentary
    • Charts
      • MBS vs 30 YR Fixed
      • 10YR vs 30 YR Fixed
      • Yield Curve
    • Learn About MBS
      • MBS Basics
      • Mortgage Backed Bonds and Securitization
      • MBS and Mortgage Rates
      • The GUTFLOP
    • MBS Live
  • Housing Data
    • Housing Production
      • Building Permits
      • Housing Starts
      • Under Construction
      • Housing Completions
      • NAHB Builder Confidence
    • Home Sales
      • New Home Sales
      • Existing Home Sales
      • Pending Home Sales
    • Home Prices
      • FHFA Home Price Index
      • S&P Case Shiller Index
      • New Home Prices
      • Existing Home Prices
    • Homeownership
      • Vacancy Rate
      • Homeownership Rate
    • Mortgages
      • Mortgage Applications
Daily Newsletter - FREE
Delivered to over 70,000+ industry professionals each day, the Daily Newsletter is the definitive recap of the day's most relevant mortgage and real estate news and data. View the latest Newsletter below.
Most Recent     VIEW ALL »
Subscribe to our Daily Newsletter
It's FREE, and always will be.
  • Delivered to over 70,000+ Industry Professionals and Consumers Daily
  • Recaps the Day's Latest News and Market Commentary
  • Mortgage Rate and MBS / Treasury Price Summary
Most Recent     VIEW ALL »
Newsletter Preview
View our most recent newsletter below, or use the date selector to view past newsletters.
View this Report in your Web Browser     |    Forward to a Friend    |    Subscribe
30 Year Fixed
4.48%    +0.00
15 Year Fixed
3.67%    +0.00
10YR Treasury
2.59%    -0.0187
FNMA 30YR 3.5
100-27    +0-06
FNMA 15YR 2.5
102-28    +0-05
View Today's Rates
Wednesday July 31, 2013
MBS Commentary - 5:49PM
MBS RECAP: FOMC Trumps Econ Data; Mortgage Rates Mentioned in Statement
MBS Live : MBS Afternoon Market Summary The Fed is to be applauded for mentioning mortgage rates in today's official Announcement in an unprecedented way. While the Fed is the very ...
MND NewsWire - 10:22AM
Eminent Domain No Longer Theoretical; Critics Warn of Repercussions
Months after other cities quietly dropped similar plans the city of Richmond, California yesterday quietly moved to buy 624 residential mortgages in its low income neighborhoods, possibly ...
MND NewsWire - 9:00AM
Refinancing Down 55 Percent from Recent Peak
Refinancing continued its slide during the week ended July 26 and mortgage application volume overall declined the Mortgage Bankers Association (MBA) said this morning. MBA reported ...
Mortgage Rate Watch - 4:56PM
Volatile Day Leaves Mortgage Rates Largely Unchanged
Mortgage rates are deceptively unchanged here at the end of the trading day, but that was far from the case this morning. Rates were significantly higher earlier today rising from yesterday ...
  • Differences Between Past and Current FOMC Statements
  • FHA "Solvency" Bill Goes to Full Senate
  • Eminent Domain Embraced by California City; No Mel Watt Vote until September; Libor Lawsuits
  • GSEs Waiting on CFPB Before Publishing Standardized Data Requirements
  • Multi-Family Belle of the Commercial Lending Ball
  • Home Prices Back to Spring 2004 Levels - Case-Shiller
  • Foreclosures Increase Again in June - CoreLogic
Latest Video
Rising rates: Impact on housing
Reactions to Fed statement
Have Homebuilders Passed the `Sweet Spot'
More News from 'Around the Web'
  • Bloomberg - 5:50PM
    Fannie Mae Obtains Insurance on $5 Billion Pool of Mortgages - Bloomberg
  • CNBC - 4:40PM
    Fed's Raskin to be named Treasury deputy
  • WSJ - 4:37PM
    California City Readies Controversial Loan-Seizure Program
  • www.corelogic.com - 4:36PM
    CoreLogic Reports 55,000 Completed Foreclosures in June
  • PR Newswire - 4:33PM
    Fannie Mae Releases June 2013 Monthly Summary
  • Fannie Mae - 4:33PM
    Fannie Mae Releases June 2013 Monthly Summary | Fannie ...
  • CNBC - 3:20PM
    Watch Art Cashin: Federal Reserve 'chickened out'
  • WSJ - 3:00PM
    FOMC: Inflation Persistently Below 2% Objective Poses Risks - Wall Street Journal
  • Reuters - 1:06PM
    Obama says several candidates for Fed chair: Rep. Israel
  • CRL - 12:43PM
    Foreclosure Counseling: Areas of Greatest Need in 2013
  • CNN - 12:38PM
    Top 10 consumer complaints (guess who's not on the list)
  • Bloomberg - 12:04PM
    FHA Solvency Legislation Advanced by Senate Banking Committee - Bloomberg
  • CNBC - 12:03PM
    Slow growth aside, jobs data suggest improvement
  • www.aei.org - 10:58AM
    Housing finance reform: Fool me once shame on you, fool me twice shame on me
  • WSJ - 10:25AM
    Economists React: Better GDP, but Trend Still Sluggish
  • CNBC - 10:09AM
    Jobs or GDP? To Fed policy, there can only be one
  • CNBC - 10:05AM
    Midwest business activity picks up
  • www.treasury.gov - 10:04AM
    Mark Your Calendars: Treasury Expects To Hold First Floating Rate Note Auction In January 2014
  • www.easyir.com - 8:50AM
    TransUnion Study: Credit Card Payment Patterns Can Foretell Future Delinquencies on Other Loans
  • CNBC - 8:47AM
    Mortgage apps down for 7th week
Today's Comments
MND NewsWire - 2:20PM
"maybe it is just me, but i'm up to my eyebrows with "enhancements', "improvements", suggestions and mandates by a congress that is unable to tie their shoes. I say leave FHA alone, seems they are pretty good at balancing their books over the past 80+years, certainly better than most of our government..."
MBS Live Chat - 3:14PM
"we rarely re-price for the better this late in the day but got one today...."
Community Commentary - 4:46PM
"Treasury and agency mortgage-backed securities; delicious Ding Dongs; survival gear for apocalypse created by rising rates ^^^^^ I'll take that as my winning statement..."
Today's Rates
Best Execution
Rate Change
30 Yr FRM 4.48% +0.00
15 Yr FRM 3.67% +0.00
FHA 30 Year Fixed 4.25% +0.00
Jumbo 30 Year Fixed 4.52% -0.01
5/1 Yr ARM 3.25% +0.00
Current Mortgage Rates »
What are best-execution rates?
Average Mortgage Rates
Rate Points Change
FHFA *
15 Yr. Fixed 2.80% 1.17 -0.23
30 Yr. Fixed 3.58% 1.37 -0.19
MBA **
30 Yr. Fixed 4.58% 0.38 +0.00
15 Yr. Fixed 3.67% 0.40 +0.04
30 Yr. Jumbo 4.64% 0.39 -0.02
30 Yr. FHA 4.30% 0.31 +0.02
5/1 ARM 3.39% 0.40 +0.09
Freddie Mac **
30 Yr. Fixed 4.31% 0.80 -0.06
15 Yr. Fixed 3.39% 0.80 -0.02
1 Yr. ARM 2.65% 0.40 -0.01
5/1 Yr. ARM 3.16% 0.70 -0.01
Current Mortgage Rates »
* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.
Secondary Markets
MBS
Price Change
30YR FNMA 3.0 97-01 +0-09
30YR FNMA 3.5 100-27 +0-06
30YR GNMA 3.0 97-31 +0-10
30YR GNMA 3.5 101-27 +0-09
15YR FNMA 3.0 102-28 +0-05
15YR FNMA 2.5 99-29 +0-06
Treasuries
Yield Change
2 YR 0.3128% -0.0039
5 YR 1.3864% -0.0016
10 YR 2.5857% -0.0187
30 YR 3.6429% -0.0267
Prices as of: 7/31/2013 4:30PM EST
Current MBS / Treasury Prices »
MBS and Treasury data provided by Thomson Reuters.
Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.
Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information
This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.
© 2013 Brown House Media, Inc. All rights reserved.
Brown House Media Inc. - 19706 One Norman Blvd - Cornelius, NC 28031
View this Report in your Web Browser    |    Forward to a Friend    |    Subscribe
Today's Mortgage Rates  |  Mortgage Calculators
7/3/2025
30 Yr. Fixed Rate
6.75%
+0.02%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.64
-0.20
10 Year US Treasury
99.222
-0.537
HOME
MORTGAGE RATES
MARKET DATA
MORTGAGE CALCULATOR
NEWSLETTERS
MBS LIVE

Home

  • Home Page

Popular

  • Mortgage Rates
  • MBS Prices
  • Mortgage Calculators
  • Co-branding

Stay Informed

  • Download our Mobile App
  • Daily Email Newsletter
  • MBS Live

Support

  • Contact Us
  • Search
  • FAQs
  • Learn

Popular

  • Home Page
  • Mortgage Rates
  • MBS Prices
  • Mortgage Calculators
  • Housing Data
© 2025 - Mortgage News Daily, LLC.  |  Terms of Use  |  Privacy Policy