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                                                Wednesday April 24, 2013
                                             
                                            
                                                
    
            
                MND NewsWire - 12:28PM
             
                        
            
                In its Quarterly Report submitted to Congress on Wednesday, the Office of the Special Inspector General for the Troubled Asset Relief Program (SIGTARP) looks at the status of "too big ...
             
            
                MND NewsWire - 1:23PM
             
                        
            
                In an attempt to increase public knowledge about the availability of the Home Affordable Refinance Program (HARP) which has just been extended for another year, Fannie Mae has created ...
             
            
                Pipeline Press - 10:15AM
             
                        
            
                In spite of all the increased regulations and underwriting criteria that require borrowers to actually qualify, mortgage applications are hanging in there quite nicely. Today the MBA ...
             
            
                MND NewsWire - 2:20PM
             
                        
            
                A new survey conducted by United States Appraisals found a majority of appraisers are at least somewhat bullish on the current housing market . Over 54 percent of the nationwide panel ...
             
     
    
    
    
            
        
        
            
                
                     
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                    "so is this the big marketing push by FHFA for HARP?..."
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                    "doubtful. this isn't exactly of congressional testimony..."
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                    "and demarco brought it up twice, once to the house and once to the senate iirc..."
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                    "GR, do you know the % or # of loan still eligible for HARP?..."
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                    "according to the tsy, another million borrowers or so eligible for HARP..."
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                    "one of the harp flyers mention $500 off closing cost...i assume they're referring to the appraisal waiver?..."
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                    "I think that is the lender's ability to "pay the borrower $500.00" to do a refinance..."
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                    "REPRICE : 3:32 PM - Provident Funding Better..."
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                    "30 year only...."
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                                                    Today's Rates
                                                 
                                                
                                                    
                                                        
                                                            
                                                            
                                                            
                                                         
                                                    
                                                    
                                                            
                                                                | 
                                                                    30 Yr FRM
                                                                 | 
                                                                
                                                                    3.47%
                                                                 | 
                                                                
                                                                    +0.01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    15 Yr FRM
                                                                 | 
                                                                
                                                                    2.79%
                                                                 | 
                                                                
                                                                    +0.01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    FHA 30 Year Fixed
                                                                 | 
                                                                
                                                                    3.25%
                                                                 | 
                                                                
                                                                    +0.00
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    Jumbo 30 Year Fixed
                                                                 | 
                                                                
                                                                    3.58%
                                                                 | 
                                                                
                                                                    +0.02
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    5/1 Yr ARM
                                                                 | 
                                                                
                                                                    3.00%
                                                                 | 
                                                                
                                                                    -0.01
                                                                 | 
                                                             
                                                    
                                                    
                                                        
                                                            | 
                                                                
                                                             | 
                                                         
                                                    
                                                 
                                             
                                            
                                                
                                                    Average Mortgage Rates
                                                 
                                                
                                                    
                                                        
                                                            
                                                            
                                                            
                                                            
                                                         
                                                                                                                    
                                                                                                            
                                                         
                                                    
                                                    
                                                            
                                                                | 
                                                                    15 Yr. Fixed
                                                                 | 
                                                                
                                                                    2.78%
                                                                 | 
                                                                
                                                                    0.76
                                                                 | 
                                                                
                                                                    +0.08
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    30 Yr. Fixed
                                                                 | 
                                                                
                                                                    3.53%
                                                                 | 
                                                                
                                                                    1.11
                                                                 | 
                                                                
                                                                    +0.06
                                                                 | 
                                                             
                                                                                            
                                                 
                                                
                                                    
                                                        
                                                                                                                                                                       
                                                         
                                                    
                                                    
                                                            
                                                                | 
                                                                    30 Yr. Fixed
                                                                 | 
                                                                
                                                                    3.67%
                                                                 | 
                                                                
                                                                    0.50
                                                                 | 
                                                                
                                                                    -0.01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    15 Yr. Fixed
                                                                 | 
                                                                
                                                                    2.91%
                                                                 | 
                                                                
                                                                    0.34
                                                                 | 
                                                                
                                                                    -0.01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    30 Yr. Jumbo
                                                                 | 
                                                                
                                                                    3.77%
                                                                 | 
                                                                
                                                                    0.27
                                                                 | 
                                                                
                                                                    -0.02
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    30 Yr. FHA
                                                                 | 
                                                                
                                                                    3.37%
                                                                 | 
                                                                
                                                                    0.55
                                                                 | 
                                                                
                                                                    -0.06
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    5/1 ARM
                                                                 | 
                                                                
                                                                    2.57%
                                                                 | 
                                                                
                                                                    0.29
                                                                 | 
                                                                
                                                                    -0.01
                                                                 | 
                                                             
                                                                                            
                                                 
                                                
                                                    
                                                        
                                                                                                                                                                           
                                                         
                                                    
                                                    
                                                            
                                                                | 
                                                                    30 Yr. Fixed
                                                                 | 
                                                                
                                                                    3.41%
                                                                 | 
                                                                
                                                                    0.70
                                                                 | 
                                                                
                                                                    -0.02
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    15 Yr. Fixed
                                                                 | 
                                                                
                                                                    2.64%
                                                                 | 
                                                                
                                                                    0.70
                                                                 | 
                                                                
                                                                    -0.01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    1 Yr. ARM
                                                                 | 
                                                                
                                                                    2.63%
                                                                 | 
                                                                
                                                                    0.40
                                                                 | 
                                                                
                                                                    +0.01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    5/1 Yr. ARM
                                                                 | 
                                                                
                                                                    2.60%
                                                                 | 
                                                                
                                                                    0.50
                                                                 | 
                                                                
                                                                    -0.02
                                                                 | 
                                                             
                                                        
                                                    
                                                        
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 * FHFA averages are updated monthly.  ** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly. 
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                                                    Secondary Markets
                                                 
                                                
                                                    
                                                        
                                                            
                                                            
                                                            
                                                         
                                                    
                                                    
                                                            
                                                                | 
                                                                    30YR FNMA 3.0
                                                                 | 
                                                                
                                                                    104-09
                                                                 | 
                                                                
                                                                    +0-02
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    30YR FNMA 3.5
                                                                 | 
                                                                
                                                                    106-11
                                                                 | 
                                                                
                                                                    +0-01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    30YR GNMA 3.0
                                                                 | 
                                                                
                                                                    106-00
                                                                 | 
                                                                
                                                                    +0-02
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    30YR GNMA 3.5
                                                                 | 
                                                                
                                                                    108-24
                                                                 | 
                                                                
                                                                    +0-01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    15YR FNMA 3.0
                                                                 | 
                                                                
                                                                    105-17
                                                                 | 
                                                                
                                                                    +0-01
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    15YR FNMA 2.5
                                                                 | 
                                                                
                                                                    104-11
                                                                 | 
                                                                
                                                                    +0-02
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                                                                | 
                                                                    2 YR
                                                                 | 
                                                                
                                                                    0.2308%
                                                                 | 
                                                                
                                                                    +0.0011
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                                                                | 
                                                                    5 YR
                                                                 | 
                                                                
                                                                    0.6903%
                                                                 | 
                                                                
                                                                    -0.0064
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    10 YR
                                                                 | 
                                                                
                                                                    1.7013%
                                                                 | 
                                                                
                                                                    -0.0052
                                                                 | 
                                                             
                                                            
                                                                | 
                                                                    30 YR
                                                                 | 
                                                                
                                                                    2.8923%
                                                                 | 
                                                                
                                                                    -0.0092
                                                                 | 
                                                             
                                                        
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                                                                 Prices as of: 4/24/2013 4:30PM EST 
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