In stark contrast to the entire month of March, April's mortgage rate volatility has been downright boring. To put this in context, the average top tier 30yr fixed rate rose a substantial 0.65% by March 27th. In the first five business days of April, they've held inside a range of just 0.04%. Today did nothing to expand that range although it did leave rates microscopically higher versus yesterday. The Iran war continues to be the dominant source of inspiration for the financial markets, including the bond market that underlies interest rates. Given that tonight brings a deadline for a potentially major escalation in the war, there's a risk of volatility heading into tomorrow.

April 7, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.44% +0.01%   5.99% 7.08% 15 Yr. Fixed 6.02% +0.01%   5.55% 6.48% 30 Yr. Jumbo 6.60% +0.00%   6.1% 7.2% Compare Mortgage Rates from Local Lenders for Apr 7, 2026 Mortgage Rates Little-Changed But Volatility Could Return Quickly Tue, Apr 7, 2026 3:14PM In stark contrast to the entire month of March, April's mortgage rate volatility has been downright boring. To put this in context, the average top tier 30yr fixed rate rose a substantial 0.65% by March 27th. In the first five business days of April, they've held inside a range of just 0.04%. Today did nothing to expand that range although it did leave rates microscopically higher versus yesterday. The Iran war continues to be the dominant source of inspiration for the financial markets, including the bond market that underlies interest rates. Given that tonight brings a deadline for a poten... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.44% +0.01 0.00 15 Yr. Fixed 6.02% +0.01 0.00 30 Yr. FHA 5.92% +0.01 0.00 30 Yr. Jumbo 6.60% 0.00 0.00 7/6 SOFR ARM 6.07% -0.02 0.00 30 Yr. VA 5.93% +0.01 0.00 Updates Daily - Last Update: 4/7 Freddie Mac Rate Change Points 30 Yr. Fixed 6.46% +0.08 0.00 15 Yr. Fixed 5.77% +0.02 0.00 Updates Weekly - Last Update: 4/2 Mortgage Bankers Assoc. 30 Yr. Fixed 6.57% +0.14 0.65 15 Yr. Fixed 5.89% +0.06 0.75 30 Yr. Jumbo 6.59% +0.14 0.43 Updates Weekly - Last Update: 4/1 UMBS 30YR 5.0 99.38 +0.38   95.71 100.50 UMBS 30YR 5.5 101.03 +0.25   98.11 101.64 10 YR Treasury 4.235 -0.062   3.948 4.590 Waiting on Tonight's Ceasefire Headlines Tue, Apr 7, 2026 9:34AM Tonight brings 8pm ET deadline for Iran's response to U.S. demands (opening shipping channels among other things). If there's no response, Trump has threatened to attack critical infrastructure like bridges, power plants, etc.--a major escalation that would all but guarantee a much longer run of high oil prices (and all that goes with it). Reports of progres... (read more) MBS Price Change UMBS 4.5 97.36 +0.44 UMBS 5.0 99.33 +0.33 UMBS 5.5 101.06 +0.28 GNMA 4.5 97.11 +0.25 GNMA 5.0 99.64 +0.26 GNMA 5.5 101.06 +0.24 Pricing as of: 4/8 9:57AM EST US Treasury Yield Change 2 YR Treasury 3.732 -0.057 5 YR Treasury 3.864 -0.066 7 YR Treasury 4.045 -0.063 10 YR Treasury 4.237 -0.059 30 YR Treasury 4.838 -0.034 Pricing as of: 4/8 9:57AM EST Other News AI Assistant, eSignature, Subservicing, AI Adoption Products; VA Servicing and Loss Mit Update Tue, Apr 7, 2026 11:53AM Artificial intelligence is all the rage in conferences and webinars, and today’s Advisory Angle at 2PM ET, powered by STRATMOR Group. Sue Woodard and Garth Graham break down the biggest takeaways from ICE Experience 2026 and what they mean for lenders right now. The discussion focuses on borrower expectations, AI adoption, and how leading organizations are a... (read more) Latest Video Realtors report buyers and sellers exiting market in Q1 2026 CNBC Housing M... U.S. durable goods orders fell 1.4% in February, worse than expected The jobs data makes it hard for the Fed to react, says MetLife's Drew Matus ISM non-manufacturing PMI comes in at 54 vs 55.4 estimated Around the Web Investing Live Fed's Goolsbee nothing in Federal Reserve act says make the stock/Pres. happy Investing Live Fed's Williams: Iran war will drive up headline inflation BLS 1.1 unemployed people per job opening in February 2026 Marketwatch Economy jolted by Iran war. Inflation bubbles up and service companies reduce employment. BLS Short-term unemployed accounted for 29.8 percent of total unemployed in March 2026 NY Fed Short-Term Inflation Expectations Increase as Gas Price Growth Expectations Spike CNBC Treasury yields rise as Trump reiterates Iran infrastructure threat, sending oil higher Investing Live Trump Iran ceasefire talks unapproved; Market Uncertainty Persists FXStreet ADP Employment Change 4-week average increases to 26K Investing Live US February durable goods orders -1.4% vs -1.0% expected Census.gov New orders for manufactured durable goods in February Institute for Supply Management Economic activity in the services sector continued to expand in March Investing Live The USD is lower to kickstart the new trading week

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