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6.75%
+0.02%
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5.98%
+0.01%
UMBS 30YR 5.5
99.72
+0.08
10 Year Treasury
4.333
-0.014
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There are quite a few more new stories than normal about mortgage rates today. Most of them are wrong. This one is not, and it's pretty easy to see why. Freddie Mac releases its weekly mortgage rate survey every Thursday morning. The survey accepts responses from Monday through Wednesday, but based on a comparison of day-to-day rates versus the survey numbers, it would appear Monday's rates get most of the weight, Tuesday's slightly less, and Wednesday's almost none. In other words, the survey has historically compared Mon/Tue rates to Mon/Tue rates. That's not a problem if that was made more clear by the throng of journalists that cite the survey as the definitive word in week-over-week rate movement. As it stands, however, we have headlines unequivocally proclaiming mortgage rates are at
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August 7, 2020
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Mortgage Rate Watch
Most Mortgage Rate Headlines Are Wrong Today
There are quite a few more new stories than normal about mortgage rates today. Most of them are wrong. This one is not, and it's pretty easy to see why. Freddie Mac releases its weekly mortgage rate survey every Thursday morning. The survey accepts r... (read more)
MBS Commentary
MBS Live Recap: More Defensive After Jobs Report, But Not Necessarily Because of it
More Defensive After Jobs Report, But Not Necessarily Because of it The jobs report was hard-pressed to live up to its historical market movement potential this morning, but it did its best to surprise market... (read more)
Rob Chrisman
Ops Jobs; Reverse, Training, VA Tools and Products; Ellie's $11 billion Sale and Other Vendor News
Let me get this straight. It’ll take a year or two for a cure for a virus that can be killed with hand sanitizer, soap, and hot water? COVID is driving our economy, driving headlines, driving working from home and managing employees working fro... (read more)
Housing News
Another Wave of Forbearances is Probably On The Way
There was a significant decline in the number of active COVID-19 related forbearance plans over the past week, but that decrease did not necessarily mean homeowners were emerging from financial difficulties. Black Knight said its weekly survey found ... (read more)
Housing News
Foreign Buyers are Pumping the Brakes on Home Purchases
Foreign buyers cut back their investment in U.S. residential properties over the 12 months that ended in March. It was the second year-over-year decline. The National Association of Realtors® (NAR) annual survey among its members about their tran... (read more)
Housing News
Maybe Home Prices Aren't in Trouble After All?
Home prices increased in June at the fastest pace in more than seven years. CoreLogic said its Home Price Index (HPI) rose 1.0 percent from May, the largest month-over-month gain since January 2013. The appreciation from April to May was 0.7 percent.... (read more)
Mortgage Rates
30 Yr. Fixed Rate
6.75% +0.02%
Rate Change Points
Mortgage News Daily
30 Yr. Fixed 6.75% +0.02 0.00
15 Yr. Fixed 5.98% +0.01 0.00
30 Yr. FHA 6.27% +0.02 0.00
30 Yr. Jumbo 6.85% +0.01 0.00
7/6 SOFR ARM 6.32% -0.01 0.00
30 Yr. VA 6.29% +0.03 0.00
Updates Daily - Last Update: 7/3
15 Yr. Fixed Rate
5.98% +0.01%
Rate Change Points
Freddie Mac
30 Yr. Fixed 6.67% -0.10 0.00
15 Yr. Fixed 5.80% -0.09 0.00
Updates Weekly - Last Update: 7/3
Rate Change Points
Mortgage Bankers Assoc.
30 Yr. Fixed 6.79% -0.09 0.62
15 Yr. Fixed 6.06% -0.05 0.67
30 Yr. Jumbo 6.78% -0.10 0.40
Updates Weekly - Last Update: 6/26
MBS / Treasuries
UMBS 30YR 5.5
99.73 +0.09
Price / Yield Change
MBS
UMBS 5.5 99.72 +0.08
UMBS 6.0 101.51 +0.08
GNMA 5.5 99.92 +0.07
GNMA 6.0 101.41 +0.07
Pricing as of: 7/7 1:13AM EST
10 Year US Treasury
4.3310 -0.0157
Price / Yield Change
US Treasury
2 YR Treasury 3.859 -0.024
5 YR Treasury 3.914 -0.023
7 YR Treasury 4.105 -0.020
10 YR Treasury 4.333 -0.014
30 YR Treasury 4.865 +0.002
Pricing as of: 7/7 1:13AM EST
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32% of Americans had outstanding housing payments at the beginning of August
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Mortgage rates hit another record low, but homes are still less affordable
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The number of Americans skipping mortgage payments is falling except among these borrowers
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July Employment Preview
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Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
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Today's Mortgage Rates  |  Mortgage Calculators
7/3/2025
30 Yr. Fixed Rate
6.75%
+0.02%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
99.72
+0.08
10 Year US Treasury
99.333
+0.111
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