Housing News
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A paper written for the Joint Center on Housing Studies at Harvard University focuses on the causes and effects of mortgage credit tightening in the current COVID-crisis. The author, Don Layton, is a former CEO of Freddie Mac and a Senior Industry Fe... (read more)
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Housing News
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With its so-called GSE Patch set to expire on January 10, 2021 (unless by some miracle the conservatorship of Fannie Mae and Freddie Mac (the GSEs) ends earlier), the Consumer Financial Protection Agency (CFPB) has issued two proposed amendments to t... (read more)
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Housing News
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After its pandemic-related plunge in April, the rapid recovery of the Housing Market Index, a measure of builder confidence, seems justified by today's Census Bureau report on new home sales. For the second month in a row, sales of newly constructed ... (read more)
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MBS Commentary
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Decent Day For MBS But Broader Trend Remains a Concern
Rates are low. Unless coronavirus wins (or looks like it might), rates should continue to gradually move higher, but not in a straight line. K... (read more)
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Rob Chrisman
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There are all kinds of things that I don’t, or didn’t, know. For example, the other day I learned that when dogs lap water, they’re actually scooping up water with the back of their tongue , which is curled like an elephant’s ... (read more)
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Mortgage Rate Watch
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Mortgage rates held their ground today, with the average lender in roughly the same shape as they were on Friday. Incidentally, that's great shape! When it comes to the best-case scenario conventional 30yr fixed quote, rates are still very close to t... (read more)
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