30YR Fixed Rate
6.29%
+0.01%
15YR Fixed Rate
5.69%
+0.04%
UMBS 30YR 5.5
101.06
-0.01
10 Year Treasury
4.083
-0.001
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The 4th of July, like a handful of other bond market holidays, doesn't care what day of week the 4th falls on.  That makes it one of the very times each year when markets are closed mid-week.  That will be the case this Wednesday.  Add...
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July 2, 2018
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30 Yr. Fixed
6.29% +0.01%  
6.11%
7.26%
15 Yr. Fixed
5.69% +0.04%  
5.54%
6.59%
30 Yr. Jumbo
6.25% +0.00%  
6.25%
7.45%
Compare Mortgage Rates from Local Lenders for Jul 2, 2018
Mortgage Rates on Autopilot Ahead of Holiday Week
Fri, Jun 29, 2018 5:57PM
Mortgage rates haven't moved for 3 straight days now. In fact, if you're not too concerned with minutia, there hasn't been any major movement in weeks. Unless something big happens in financial markets soon, we shouldn't expect that to change next week Rates are driven by bonds, and bonds are traded by humans (or algorithms written by humans). Many of those humans are on vacation at the moment, having taken advantage of the lull in the market calendar between now and next week's 4th of July holiday. Markets will be closed on Wednesday and will close early on Tuesday. Point being: there's not a... (read more)
Mortgage News Daily Rate Change Points
30 Yr. Fixed 6.29% +0.01 0.00
15 Yr. Fixed 5.69% +0.04 0.00
30 Yr. FHA 5.98% +0.04 0.00
30 Yr. Jumbo 6.25% 0.00 0.00
7/6 SOFR ARM 5.68% +0.06 0.00
30 Yr. VA 6.00% +0.05 0.00
Updates Daily - Last Update: 9/9
Freddie Mac Rate Change Points
30 Yr. Fixed 6.50% -0.06 0.00
15 Yr. Fixed 5.60% -0.09 0.00
Updates Weekly - Last Update: 9/4
Mortgage Bankers Assoc.
30 Yr. Fixed 6.64% -0.05 0.59
15 Yr. Fixed 5.84% -0.19 0.84
30 Yr. Jumbo 6.58% -0.09 0.39
Updates Weekly - Last Update: 9/3
UMBS 30YR 5.5
101.08 +0.00  
97.47
101.61
UMBS 30YR 6.0
102.38 +0.00  
99.66
102.50
10 YR Treasury
4.083 -0.001  
3.621
4.780
MBS Live Week Ahead: Bond Market's Holiday Game-Plan; Longshot Pattern Still on Table
Mon, Jul 2, 2018 10:05AM
The 4th of July, like a handful of other bond market holidays, doesn't care what day of week the 4th falls on.  That makes it one of the very times each year when markets are closed mid-week.  That will be the case this Wednesday.  Add... (read more)
MBS Live Recap: Deceptively Decent Week
Fri, Jun 29, 2018 6:49PM
On 2 occasions this week, bonds set closing yield lows for the month.  Moreover, if we strike the craziest day from late May from the record (since Italy was a temporary market mover), we saw the best closing levels since mid April. It would be nice if we could say that there were any specific, scandalous reasons for such strong levels.  I... (read more)
MBS Price Change
UMBS 5.0 99.46 +0.02
UMBS 5.5 101.07 0.00
UMBS 6.0 102.37 -0.01
GNMA 5.0 99.74 +0.01
GNMA 5.5 101.02 -0.03
GNMA 6.0 102.01 +0.04
Pricing as of: 9/9 11:07PM EST
US Treasury Yield Change
2 YR Treasury 3.551 -0.017
5 YR Treasury 3.611 -0.016
7 YR Treasury 3.811 -0.022
10 YR Treasury 4.083 -0.001
30 YR Treasury 4.728 -0.007
Pricing as of: 9/9 11:07PM EST
Other News
Construction Spending Remains Strong Despite Headwinds
Mon, Jul 2, 2018 11:15AM
Construction spending was less robust than April's 1.8 percent gain, but the May numbers came in about where the experts expected them. The Census Bureau said the total value of construction put in place during the month was a seasonally adjusted annual $1.310 billion compared to $1.305 trillion (revised down from $1.31 trillion) the previous month. The May ... (read more)
Housing Costs Take the Most Blame for Millennial Homeownership Gap
Fri, Jun 29, 2018 1:40PM
A current post in Freddie Mac's Insight blog looks again at the decline in homeownership among young adults and tries to determine the role played by rising housing costs. The post is based on recent research by the company's Economic and Housing Research Group headed by Chief Economist Sam Khater. Adults in the age group usually categorized as Millennials (... (read more)
General Lending Environment Trends; July Events; What's Moving Rates?
Mon, Jul 2, 2018 8:49AM
I don’t think that my cat Myrtle has been asked any survey questions by any pollsters. (If she has, she hasn’t mentioned it, and if she was, I know exactly what her response would be, which would be to ignore the question.) But plenty of people out there feel compelled to answer, and in this case answered survey questions from Redfin about the im... (read more)
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ISM manufacturing index at 60.2
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Update: Framing Lumber Prices Up Sharply Year-over-year
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Why the Middle Class Can't Afford Life in America Anymore
Bloomberg
US Banks Weak Again After Worst Reversal in Nearly Three Years
CNBC
ISM manufacturing index hits 60.2 in June; construction spending up 0.4% in May
Reuters
Wall Street set to open lower as tariff worries continue to weigh
CNBC
Investors beware: Alternative minimum tax can still hit some taxpayers despite reform
NAR - Realtor.com
Rents Are Too Damn High: Where Bargains Lurk Within America's Biggest Cities
CNBC
Investors, analysts checked the yield curve ... and worry about a slump
Calculated Risk Blog
Fannie Mae: Mortgage Serious Delinquency rate decreased in May
CNBC
Saving for a house could get you a tax break
Bloomberg
ETF Buyers Go for Shorter-Duration Bonds as the Yield Curve Flattens
Bloomberg
How Monetary Policy Suddenly Became Controversial
Calculated Risk Blog
Earlier: Chicago PMI Increased in June
© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031
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Today's Mortgage Rates  |  Mortgage Calculators
9/9/2025
30 Yr. Fixed Rate
6.29%
+0.01%
0.00
MBS & Treasury Prices
UMBS 30YR 5.5
101.06
-0.01
10 Year US Treasury
101.339
-0.020
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