Mortgage rates haven't necessarily moved higher every day recently. For instance, yesterday's rates were unchanged versus last Friday's. But the general trend has unquestionably been toward higher rates . In fact, rates have only moved lower on 3 out of the past 15 business days. While that sort of losing streak sounds fairly unpleasant, the size of the movement has been far from threatening. Over that same 15 business day time frame, the average effective rate has only moved up 0.11% . Translated to actual "note rates" (the rate applied to your loan balance, without adjusting for upfront finance charges), we're talking about top tier borrowers moving up from 4.0% to 4.125% on average. Some of the more aggressive lenders continue to quote 4.0% while a few of the less aggressive lenders have

May 9, 2017 Download our Mobile App: Download our Mobile App: Mortgage Rate Watch Mortgage Rates Continue Slow Trend Higher Mortgage rates haven't necessarily moved higher every day recently. For instance, yesterday's rates were unchanged versus last Friday's. But the general trend has unquestionably been toward higher rates . In fact, rates have only moved lower on 3 out... (read more) Housing News More Current Loans Entered Early Delinquency Status in February CoreLogic's monthly Loan Performance Report for February shows the national mortgage delinquency rate, loans that were 30 or more days past due, declined to 5.0 percent, down a half-point from a year earlier. Mortgages that are 30 to 59 days past due... (read more) Housing News House Lawyer Says Nothing Abnormal About Confidentiality Requests Earlier this week we reported that BuzzFeed reporter Mary Ann Georgantopoulos had released a copy of an April letter sent by House Financial Services Chairman Jeb Hensarling (R-TX) to the Department of the Treasury asserting control over all correspo... (read more) Housing News Housing Sentiment Springs Back from March Loss After moving along a nearly flat track for several years, consumer sentiment regarding whether "now" is a good time to buy a home started to rise and fall like the tides in late 2016. April saw increasing positives sentiment; the net share of those s... (read more) Housing News Gallup Poll Shows High Hopes For Homeownership While the historically low homeownership rate as reported by the Census Bureau has improved only marginally over the last year, a recent survey by Gallup indicates that it may be on the edge of change . Forty-nine percent of non-homeowners contacted ... (read more) Housing News CFPB Seeks Input on Assessment of Mortgage Servicing Rule The Consumer Financial Protection Bureau is revisiting its 2013 RESPA Mortgage Servicing Rule. The rule, after several amendments, took effect on January 10, 2014, giving borrowers new consumer protections related to mortgage loan servicing , many of... (read more) Mortgage Rates 30 Yr. Fixed Rate 6.81% +0.03% Rate Change Points Mortgage News Daily 30 Yr. Fixed 6.81% +0.03 0.00 15 Yr. Fixed 6.05% +0.01 0.00 30 Yr. FHA 6.38% +0.02 0.00 30 Yr. Jumbo 6.91% +0.01 0.00 7/6 SOFR ARM 6.27% +0.02 0.00 30 Yr. VA 6.40% +0.02 0.00 Updates Daily - Last Update: 7/24 15 Yr. Fixed Rate 6.05% +0.01% Rate Change Points Freddie Mac 30 Yr. Fixed 6.74% -0.01 0.00 15 Yr. Fixed 5.87% -0.05 0.00 Updates Weekly - Last Update: 7/24 Rate Change Points Mortgage Bankers Assoc. 30 Yr. Fixed 6.84% +0.02 0.62 15 Yr. Fixed 6.14% +0.03 0.69 30 Yr. Jumbo 6.75% -0.06 0.70 Updates Weekly - Last Update: 7/23 MBS / Treasuries UMBS 30YR 5.5 99.31 -0.05 Price / Yield Change MBS UMBS 5.5 99.31 -0.05 UMBS 6.0 101.25 -0.06 GNMA 5.5 99.58 -0.05 GNMA 6.0 101.22 -0.04 Pricing as of: 7/24 6:21PM EST 10 Year US Treasury 4.3982 +0.0145 Price / Yield Change US Treasury 2 YR Treasury 3.923 +0.045 5 YR Treasury 3.960 +0.030 7 YR Treasury 4.164 +0.020 10 YR Treasury 4.398 +0.015 30 YR Treasury 4.939 -0.001 Pricing as of: 7/24 6:21PM EST Latest Video Ultra-rich investors shift to real estate Fed's George: Supports path of gradually higher rates Sam Zell on the realities of real estate Around the Web NPR Affordable Housing Program Costs More, Shelters Less Calculated Risk Blog Update: Framing Lumber Prices Up Year-over-year Redfin Tips for Millennials Who Want to Invest in Real Estate CNBC Your real estate decisions could also affect your mental health, studies show Bloomberg Fed's Rosengren Warns GSE Reform Could Threaten Property Market NY Times How Homeownership Became the Engine of American Inequality NAHB Eye on Housing Construction Sector Labor Market Turnover Market Watch Chase is offering 100,000 credit-card rewards points for new mortgage customers Bloomberg Home Capital Sells $1.1 Billion in Mortgages to Third Party CNN Good luck buying a home in this hot housing market Bloomberg Italian Bonds May Be Traders' Next Obsession After French Vote Market Watch S&P 500, Nasdaq open jump to intraday records on upbeat earnings CoreLogic Latest CoreLogic Analysis Shows US Mortgage Loan Performance Health Continues to Strengthen

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