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Back in July, President Obama signed HR3700 The Housing Opportunity Through Modernization Act of 2016. The law makes a number of changes in existing housing regulations including the methods under which housing assistance is certified and delivered. It also changes rules condominium complexes must meet to be eligible for Federal Housing Administration (FHA) insurance. New rules have been promulgated under the legislation by the Department of Housing and Urban Development (HUD) and are now in the 90-day comment period. Jacqueline Doty, CoreLogic Vice President for Product Management and Collateral Risk Solutions, writing in the current issue of MarketPulse says "It is time to make a clear-eyed assessment of the risks and rewards that HR 3700 will bring." While it is great the Congress has acted
Housing News
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Back in July, President Obama signed HR3700 The Housing Opportunity Through Modernization Act of 2016. The law makes a number of changes in existing housing regulations including the methods under which housing assistance is certified and delivered. ... (read more)
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Mortgage Rate Watch
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Mortgage rates are officially checked out for the holidays . Today marked the third straight day with very little change from the previous day's rates, despite plenty of justification from market movement. This worked against us yesterday as markets ... (read more)
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Rob Chrisman
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The whole world is changing! There are 500 McDonalds in the United States that currently offer table service. The bring-your-burger-to-you trial has proven sufficiently successful that the fast-food giant plans to bring table service to all 14,000 or... (read more)
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Mortgage Rate Watch
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Mortgage rates stayed close to the highest levels in more than 2 years today, even though underlying bond markets left plenty of room for improvement. Typically, when bond markets improve as much as they did today, rates would be noticeably lower. Th... (read more)
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MBS Commentary
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NOTE: This paragraph will be at the top of the Day Ahead for a few weeks. Once you've read it, feel free to skip it. The Day Ahead has long been my venue to offer deep thoughts with a mix of big-picture and near-term technical considerati... (read more)
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MBS Commentary
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There will definitely be a theme in the recap commentary for the rest of the year: holidays! It's hard to quantify exactly what the holiday season does to financial markets, but most obviously, volume and liquidity wane. As long as no i... (read more)
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