Daily Newsletter: Thursday January 21, 2016

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30 Year Fixed

                                                                3.84%
                                                                  
                                                                +0.00

15 Year Fixed

                                                                3.11%
                                                                  
                                                                -0.01

10YR Treasury

                                                                2.03%
                                                                  
                                                                +0.0330

FNMA 30YR 3.5

                                                                104-03
                                                                  
                                                                -0-03

FNMA 15YR 2.5

                                                                103-25
                                                                  
                                                                -0-01

View Today's Rates

Thursday January 21, 2016

MND NewsWire - 10:59AM

A Silver Lining in the Regulatory Cloud

In the midst of the Know Before You Owe or TRID rule implementation which she says " devoured the industry's bandwidth ," Faith Schwartz, Corelogic's Senior Vice President, Government ...

MND NewsWire - 10:57AM

TRID Impact Evident in Closing Times

After it jumped up by three full days in November the average time to close a first mortgage loan stabilized in December at 49 days. The November increase had been attributed to unfamiliarity ...

Mortgage Rate Watch - 4:38PM

Mortgage Rates Sideways Despite Market Weakness

Mortgage rates held mostly flat today, and that's an accomplishment! Lenders set mortgage rates based primarily on the prices of mortgage-backed-securities (MBS), which are part of ...

Pipeline Press - 10:27AM

PHH & Radian Stock Buybacks; Ocwen Settlement; Redwood Shutters Portion of Conventional Conforming Biz

Underwriters will want to know that IBISWorld has identified the top ten sectors with expected rapid growth price in 2016 . Legal services are expected to see an increase next year ...

Latest Video

Santelli: Fed shouldn't think like a day trader

Santelli: FX eye of the storm

Gary Cohn: What the 10-year signals

More News from 'Around the Web'

Calculated Risk Blog - 5:05PM
Private Investment and the Business Cycle
CNBC - 2:50PM
Does the next Fed next move matter?
Bloomberg - 2:49PM
Dalio, Cohn Urge Yellen to Tread Carefully
CNBC - 12:51PM
Why online lender Elevate had no shot at an IPO
freddiemac.mwnewsroom.com - 10:38AM
New Freddie Mac Online Resource Aims to Help Real Estate Professionals Do More Business
freddiemac.mwnewsroom.com - 10:37AM
Mortgage Rates Fall for Third Straight Week
CNBC - 9:01AM
Draghi: Risks rising, need to reconsider policy
Reuters - 9:00AM
U.S. jobless claims rise to six-month high
Market Watch - 9:00AM
The Wall Street Journal: Online lender Elevate Credit postpones its IPO
Bloomberg - 9:00AM
ECB Leaves Rates Unchanged as Oil Threatens Inflation Outlook
CNBC - 12:57AM
Nervous investors raise cash as markets slide
Reuters - 12:57AM
U.S. crude oil prices stabilize but market sentiment remains bearish
Bloomberg - 12:56AM
PBOC Injects Most Cash in Three Years in Open-Market Operations

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.84%

+0.00

15 Yr FRM

3.11%

-0.01

FHA 30 Year Fixed

3.50%

+0.00

Jumbo 30 Year Fixed

3.68%

+0.00

5/1 Yr ARM

3.07%

+0.02

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.45%

1.20

-0.01

30 Yr. Fixed

4.12%

1.43

-0.05

MBA **

30 Yr. Fixed

4.12%

0.38

-0.08

15 Yr. Fixed

3.42%

0.39

-0.05

30 Yr. Jumbo

4.02%

0.30

-0.07

30 Yr. FHA

3.90%

0.34

-0.05

5/1 ARM

3.42%

0.39

-0.05

Freddie Mac **

30 Yr. Fixed

3.81%

0.60

-0.11

15 Yr. Fixed

3.10%

0.50

-0.09

1 Yr. ARM

2.68%

0.20

+0.01

5/1 Yr. ARM

2.91%

0.50

-0.10

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

101-11

-0-04

30YR FNMA 3.5

104-03

-0-03

30YR GNMA 3.0

102-10

-0-04

30YR GNMA 3.5

104-22

+0-01

15YR FNMA 3.0

103-25

-0-01

15YR FNMA 2.5

101-25

+0-00

Treasuries

Yield

Change

2 YR

0.8331%

+0.0038

5 YR

1.4408%

+0.0161

10 YR

2.0276%

+0.0330

30 YR

2.8087%

+0.0423

Prices as of: 1/21/2016 4:30PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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