Daily Newsletter: Friday December 18, 2015

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30 Year Fixed

                                                                4.02%
                                                                  
                                                                -0.02

15 Year Fixed

                                                                3.25%
                                                                  
                                                                -0.01

10YR Treasury

                                                                2.20%
                                                                  
                                                                -0.0282

FNMA 30YR 3.5

                                                                103-09
                                                                  
                                                                +0-06

FNMA 15YR 2.5

                                                                103-07
                                                                  
                                                                +0-06

View Today's Rates

Friday December 18, 2015

Mortgage Rate Watch - 4:44PM

Mortgage Rates Slightly Lower Ahead of Holiday Week

Mortgage rates maintained their paradoxical descent following this week's Fed rate hike. The paradox can be accounted-for in several ways, but the easiest is to say that bond markets ...

MND NewsWire - 3:15PM

Should We Reevaluate The Ideal of Homeownership?

Should national housing policy move beyond its traditional emphasis on homeownership to focus more broadly on "shelter?" Faith Schwartz, CoreLogic Senior Vice President, presents that ...

Pipeline Press - 10:51AM

1099 vs. W-2 for MLO comp - Which Won't Land You in Hot Water?

Few people grow up wanting to be an LO or a capital markets gal. But plenty grow up wanting to be astronauts. Ever wondered what an astronaut earns, and what the job description looks ...

MBS Commentary - 5:40PM

MBS RECAP: Uneventful Rally as Holiday Trading Sets In

Low volume sets in for holidays Asian markets shed risk on China/Japan headlines Another new multi-year low for oil stocks slide all of the above + year-end balance sheet considerations ...

Latest Video

The lower-for-longer theme: Pisani

NYT's Stewart: Junk bond rout that wasn't

Economic expectations & volatility

More News from 'Around the Web'

Federal Reserve - 3:43PM
2015-110: Risky Mortgages, Bank Leverage and Credit Policy
Bloomberg - 1:47PM
Treasury Volatility Falls as Greenspan Says Uncertainty Removed
Calculated Risk Blog - 1:47PM
What I like to see: Agencies Issue Statement on CRE Loans
CNBC - 1:46PM
Home mortgage lenders easing up on home loans
Calculated Risk Blog - 12:05PM
BLS: Unemployment Rate decreased in 27 States in November
The Atlantic - 11:53AM
The Distance Between Affordable Housing and Jobs
Reuters - 10:01AM
Fed to raise rates again in March, follow up with fewer hikes: poll
Bloomberg - 10:01AM
Could US Economy Face a Downturn in 2016?
CNBC - 9:47AM
House passes $1.15 trillion spending bill
Bloomberg - 9:47AM
Fed Raised Rates Without a Hitch, and It Only Took $105 Billion
www.cfpbmonitor.com - 8:07AM
CFPB outlines exam priorities for 2016
CNBC - 8:07AM
Real estate CEO: Fed move 'very encouraging'
Calculated Risk Blog - 8:04AM
FNC: Residential Property Values increased 5.9% year-over-year in October
CNBC - 8:03AM
Yellen will 'go down in infamy': SocGen bear

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

4.02%

-0.02

15 Yr FRM

3.25%

-0.01

FHA 30 Year Fixed

3.75%

+0.00

Jumbo 30 Year Fixed

3.84%

-0.02

5/1 Yr ARM

2.97%

-0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.45%

1.20

-0.01

30 Yr. Fixed

4.12%

1.43

-0.05

MBA **

30 Yr. Fixed

4.14%

0.45

+0.00

15 Yr. Fixed

3.39%

0.35

+0.00

30 Yr. Jumbo

4.01%

0.30

-0.01

30 Yr. FHA

3.90%

0.31

-0.01

5/1 ARM

3.25%

0.36

+0.02

Freddie Mac **

30 Yr. Fixed

3.97%

0.60

+0.02

15 Yr. Fixed

3.22%

0.50

+0.03

1 Yr. ARM

2.67%

0.20

+0.03

5/1 Yr. ARM

3.03%

0.40

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

100-06

+0-08

30YR FNMA 3.5

103-09

+0-06

30YR GNMA 3.0

101-18

+0-08

30YR GNMA 3.5

104-07

+0-07

15YR FNMA 3.0

103-07

+0-06

15YR FNMA 2.5

100-31

+0-06

Treasuries

Yield

Change

2 YR

0.9522%

-0.0403

5 YR

1.6729%

-0.0313

10 YR

2.2005%

-0.0282

30 YR

2.9173%

-0.0156

Prices as of: 12/18/2015 4:31PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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