Daily Newsletter: Monday January 5, 2015

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30 Year Fixed

                                                                3.76%
                                                                  
                                                                -0.10

15 Year Fixed

                                                                3.06%
                                                                  
                                                                -0.07

10YR Treasury

                                                                2.04%
                                                                  
                                                                -0.0786

FNMA 30YR 3.5

                                                                104-29
                                                                  
                                                                +0-11

FNMA 15YR 2.5

                                                                104-09
                                                                  
                                                                +0-05

View Today's Rates

Monday January 5, 2015

Mortgage Rate Watch - 5:10PM

30yr Fixed Mortgage Rates at 3.75%

Mortgage rates have fallen substantially in the first week of 2015. While a few of the most aggressive lenders have been able to offer top tier borrowers 30yr fixed rates at 3.75% for ...

MBS Commentary - 5:03PM

MBS RECAP: As Life Returns to Markets; 2014's Themes Continue

2014 was a decisively flatter year for the Treasury yield curve. That means that longer-term (7, 10, 30yr) rates were constantly moving lower relative to shorter term rates. This wasn ...

Pipeline Press - 10:44AM

AMC Expansion; False Claims Act Fine; Upcoming Events; Goodbye to Elly May

"The first five days after the weekend are the toughest." And after two holiday weeks, this week is going to seem pretty long. And how the heck are we in 2015 already? I was just growing ...

MBS Commentary - 7:33AM

MBS Day Ahead: New Year Wastes no Time; Highly-Charged Calendar of Events

This week promises to be nothing like the last 2. Market participation already began ramping back up on Friday and that should be exponentially true in the coming days. Not only is ...

Latest Video

Santelli: Rates head lower, yields on the move

Santelli: The gift that keeps on giving

Euro hits 9-year low

More News from 'Around the Web'

Bloomberg - 4:13PM
ECB Will Find It Near Impossible to Lift Demand, Summers Says - Bloomberg
www.cfpbmonitor.com - 2:25PM
CFPB issues second appropriations report
Market Watch - 2:24PM
Capitol Report: Obama's speech on housing could move shares of Fannie, Freddie
Reuters - 2:24PM
Fed might not raise rates in 2015: Gross
www.npr.org - 12:00PM
Housing In 2015: Four Reasons For Optimism (And One For Worry)
Market Watch - 12:00PM
Fed's Williams sees gradual pace of tightening
Calculated Risk Blog - 10:16AM
Reis: Office Vacancy Rate declined in Q4 to 16.7%
Bloomberg - 9:04AM
SunTrust to Have $145 Million Mortgage-Related Legal Expense - Bloomberg
www.gallup.com - 9:04AM
U.S. Consumer Spending Strong, Mostly Unchanged in December
blog.redfin.com - 9:03AM
From Stalwarts, to Comeback Kids and Sleepers, Redfin Names Six Housing Market Personas for 2015
WSJ - 9:03AM
Five Things To Watch In Housing In 2015
Bloomberg - 8:54AM
RBS Said Settling Mortgage Probe as Early as This Quarter - Bloomberg
Bloomberg - 8:54AM
Young Home Buyers Return to U.S. as Economy Accelerates - Bloomberg

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.76%

-0.10

15 Yr FRM

3.06%

-0.07

FHA 30 Year Fixed

3.25%

+0.00

Jumbo 30 Year Fixed

3.68%

-0.06

5/1 Yr ARM

3.25%

+0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.47%

1.11

+0.02

30 Yr. Fixed

4.33%

1.33

-0.01

MBA **

30 Yr. Fixed

4.18%

0.24

-0.01

15 Yr. Fixed

3.38%

0.27

+0.00

30 Yr. Jumbo

4.10%

0.16

-0.03

30 Yr. FHA

3.85%

0.18

-0.05

5/1 ARM

3.09%

0.34

+0.04

Freddie Mac **

30 Yr. Fixed

3.87%

0.60

+0.04

15 Yr. Fixed

3.15%

0.60

+0.05

1 Yr. ARM

2.40%

0.40

+0.01

5/1 Yr. ARM

3.01%

0.50

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

102-03

+0-17

30YR FNMA 3.5

104-29

+0-11

30YR GNMA 3.0

103-04

+0-15

30YR GNMA 3.5

105-18

+0-09

15YR FNMA 3.0

104-09

+0-05

15YR FNMA 2.5

102-10

+0-08

Treasuries

Yield

Change

2 YR

0.6647%

-0.0039

5 YR

1.5694%

-0.0392

10 YR

2.0354%

-0.0786

30 YR

2.6052%

-0.0836

Prices as of: 1/5/2015 4:31PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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