Daily Newsletter: Friday January 23, 2015

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30 Year Fixed

                                                                3.65%
                                                                  
                                                                -0.04

15 Year Fixed

                                                                3.03%
                                                                  
                                                                -0.02

10YR Treasury

                                                                1.79%
                                                                  
                                                                -0.0809

FNMA 30YR 3.5

                                                                105-07
                                                                  
                                                                +0-07

FNMA 15YR 2.5

                                                                104-22
                                                                  
                                                                +0-02

View Today's Rates

Friday January 23, 2015

Mortgage Rate Watch - 5:15PM

Mortgage Rates Move Back toward Long-Term Lows

Mortgage rates were modestly lower today, and are now getting back in line with levels not seen in more than 20 months. Only the last 3 days of last week were any better. That said ...

MND NewsWire - 11:47AM

Strengthening Economy Expected to "Drag" Housing Along

Fannie Mae's economists expect the economy to strengthen in 2015 and that will "drag" housing into a better cycle this year. The company's forecast for the year includes a moderate ...

MND NewsWire - 11:32AM

2015 Housing Opportunities might be Short-Lived

There is certainly no dearth of economic and housing forecasts afoot in the land. Freddie Mac starts out its current U.S. Economic & Housing Market Outlook by comparing this January ...

MBS Commentary - 12:56PM

MBS MID-DAY: Bond Markets Continue Riding ECB Wave

You may have the market aphorism that it's easier to ride waves than to swim against them. The post-ECB bond market wave is still in force today with all corners of the bond market ...

Latest Video

Euro freefalls while dollar hits new high

Santelli: Somewhat treading water

December LEI up 0.5%, home sales rise 2.4%

More News from 'Around the Web'

Calculated Risk Blog - 4:38PM
Q4 GDP Forecasts: 3%+
rss.nytimes.com - 4:38PM
By Compromise and Persuasion, Draghi Won Grudging Support for Bond Buying
WSJ - 4:38PM
It's Official: First-Time Home Buyers Held Back in 2014
www.realtor.com - 2:46PM
Down Payments Get Smaller
Market Watch - 2:45PM
Ocwen sinks amid claims of affiliate default
Calculated Risk Blog - 12:21PM
A Few Comments on December Existing Home Sales
Bloomberg - 12:21PM
BlueMountain Says Ocwen Affiliate Defaulted on Debt Securities - Bloomberg
Bloomberg - 10:52AM
Schaeuble Sees 'Moral Hazard' Risk in ECB's Bond-Buying - Bloomberg
Reuters - 10:50AM
U.S. existing home sales rise in December
CNBC - 8:50AM
What could derail the housing market in 2015
The Big Picture - 8:49AM
Super Mario Delivers
Calculated Risk Blog - 8:37AM
Black Knight: Mortgage Delinquencies Declined in December

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.65%

-0.04

15 Yr FRM

3.03%

-0.02

FHA 30 Year Fixed

3.25%

+0.00

Jumbo 30 Year Fixed

3.63%

-0.02

5/1 Yr ARM

3.21%

-0.04

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.47%

1.11

+0.02

30 Yr. Fixed

4.33%

1.33

-0.01

MBA **

30 Yr. Fixed

4.18%

0.24

-0.01

15 Yr. Fixed

3.38%

0.27

+0.00

30 Yr. Jumbo

4.10%

0.16

-0.03

30 Yr. FHA

3.85%

0.18

-0.05

5/1 ARM

3.09%

0.34

+0.04

Freddie Mac **

30 Yr. Fixed

3.63%

0.70

-0.03

15 Yr. Fixed

2.93%

0.60

-0.05

1 Yr. ARM

2.37%

0.40

+0.00

5/1 Yr. ARM

2.83%

0.40

-0.07

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

102-24

+0-10

30YR FNMA 3.5

105-07

+0-07

30YR GNMA 3.0

103-09

+0-08

30YR GNMA 3.5

105-18

+0-07

15YR FNMA 3.0

104-22

+0-02

15YR FNMA 2.5

102-26

+0-05

Treasuries

Yield

Change

2 YR

0.4905%

-0.0289

5 YR

1.3080%

-0.0624

10 YR

1.7908%

-0.0809

30 YR

2.3660%

-0.0801

Prices as of: 1/23/2015 4:32PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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