Daily Newsletter: Friday January 2, 2015

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30 Year Fixed

                                                                3.80%
                                                                  
                                                                -0.06

15 Year Fixed

                                                                3.09%
                                                                  
                                                                -0.04

10YR Treasury

                                                                2.12%
                                                                  
                                                                +0.0000

FNMA 30YR 3.5

                                                                104-17
                                                                  
                                                                0-00

FNMA 15YR 2.5

                                                                104-03
                                                                  
                                                                0-00

View Today's Rates

Friday January 2, 2015

Mortgage Rate Watch - 12:43PM

Mortgage Rates Start 2015 at Long Term Lows

Mortgage rates improved significantly to kick off the new year. The gains are a combination of actual improvement in bond markets and lenders lowering their guard from conservative ...

MND NewsWire - 1:19PM

Employment Growth Hitting Housing Sweet Spot

It has been a long time coming but CoreLogic says the improving employment numbers are strongest among precisely the demographic the housing industry has hoped for, the age group most ...

MBS Commentary - 11:29AM

MBS MID-DAY: Bonds Swing From Losses to Gains After Manufacturing Data

Surprisingly and refreshingly, today's ISM Manufacturing data has been a clear source of motivation for trading activity today. After it came out at the weakest levels since June, bonds ...

Pipeline Press - 10:27AM

Ambac Sues BofA; Golden First Mortgage's Judgment; Fannie, Freddie, FHA Updates

The U.S. Census Bureau projected the United States population to be 320.1 million as of yesterday. (And no, not all of them contribute to NAR.) This would be an increase of 2.33 million ...

Latest Video

Santelli: There is no alternative

The timing is right to buy a home--or a big-screen TV

Santelli: Yields on the move

More News from 'Around the Web'

Market Watch - 3:00PM
Capitol Report: Home-price gains moderating,' aiding affordability
Bloomberg - 2:59PM
JPMorgan Boosts Bond Mismatch to $600 Billion as ECB, BOJ Buy - Bloomberg
Washington Post - 12:25PM
The state of Washington commercial real estate, in charts
WSJ - 11:34AM
You Ask, We Answer: Is the U.S. Economy Creating Part-Time Instead of Full-Time Jobs?
Reuters - 10:59AM
Fed's Mester sees rate rise in next six months: Fox TV
Washington Post - 10:58AM
Sloan: Bailout highly profitable for taxpayers, when you look at the right numbers
Bloomberg - 10:11AM
Manufacturing in U.S. Expanded Less Than Forecast in December - Bloomberg
Market Watch - 10:11AM
November construction spending down 0.3%
CNBC - 9:57AM
Dollar hits 9-year high-is market 'complacent'?
Reuters - 8:50AM
Merkel ally urges ECB not to buy struggling states' bonds
CNBC - 8:50AM
Best times to score a deal on a home, car or TV
CNN - 8:50AM
5 biggest threats to the housing market
Bloomberg - 8:45AM
RBS Falls on Report That U.S. Mortgage Provision May Increase - Bloomberg

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.80%

-0.06

15 Yr FRM

3.09%

-0.04

FHA 30 Year Fixed

3.25%

+0.00

Jumbo 30 Year Fixed

3.70%

-0.04

5/1 Yr ARM

3.23%

-0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.47%

1.11

+0.02

30 Yr. Fixed

4.33%

1.33

-0.01

MBA **

30 Yr. Fixed

4.18%

0.24

-0.01

15 Yr. Fixed

3.38%

0.27

+0.00

30 Yr. Jumbo

4.10%

0.16

-0.03

30 Yr. FHA

3.85%

0.18

-0.05

5/1 ARM

3.09%

0.34

+0.04

Freddie Mac **

30 Yr. Fixed

3.87%

0.60

+0.04

15 Yr. Fixed

3.15%

0.60

+0.05

1 Yr. ARM

2.40%

0.40

+0.01

5/1 Yr. ARM

3.01%

0.50

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

101-17

0-00

30YR FNMA 3.5

104-17

0-00

30YR GNMA 3.0

102-20

0-00

30YR GNMA 3.5

105-07

0-00

15YR FNMA 3.0

104-03

0-00

15YR FNMA 2.5

102-02

0-00

Treasuries

Yield

Change

2 YR

0.6686%

+0.0000

5 YR

1.6168%

+0.0000

10 YR

2.1210%

+0.0000

30 YR

2.6932%

+0.0000

Prices as of: 1/2/2015 3:43PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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