Daily Newsletter: Tuesday December 30, 2014

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30 Year Fixed

                                                                3.85%
                                                                  
                                                                -0.02

15 Year Fixed

                                                                3.12%
                                                                  
                                                                -0.02

10YR Treasury

                                                                2.19%
                                                                  
                                                                -0.0212

FNMA 30YR 3.5

                                                                104-05
                                                                  
                                                                +0-02

FNMA 15YR 2.5

                                                                103-28
                                                                  
                                                                +0-03

View Today's Rates

Tuesday December 30, 2014

Mortgage Rate Watch - 5:09PM

Another 'Top Five' Day for Mortgage Rates

Mortgage rates fell today . The move wasn't big, but it was enough to claim the 5th best spot of 2014 . The 4 other days were consecutive and began on December 12th. While this is a ...

MND NewsWire - 11:53AM

Rentals Feeling First Signs of Millennials' Impact

Like their baby-boomer parents before them the millennial generation appears to be starting to drive parts of the housing market. While their delay in forming households and buying ...

MND NewsWire - 11:39AM

Home Price Gains Prepping for Resurgence?

In its report for October S&P Dow Jones again points to the slowing acceleration of home prices through much of the U.S., but this time said there are indications that deceleration ...

Pipeline Press - 10:45AM

5% Skin in the Game Hits the Federal Register; LOs Watching Changes in Texas Law

Economists are carefully watching the impact of falling oil prices on the Texas (and other oil states) economy. For single adults making the federal minimum wage of $7.25 per hour, ...

Latest Video

Return of the home buyer next year?

2015 real estate: 3 big predictions

Robert Shiller: Housing market fragile

More News from 'Around the Web'

Calculated Risk Blog - 4:01PM
Question #5 for 2015: Will the Fed raise rates in 2015? If so, when?
Market Watch - 2:26PM
The biggest risk in 2015 is the Fed
Bloomberg - 2:26PM
Praet Warning of Second-Round Effects Raises QE Chances for ECB - Bloomberg
CNBC - 12:28PM
Renters paid $441 billion in 2014: Time to buy?
CNBC - 12:26PM
The $50 million bet against builders
Reuters - 11:22AM
DOJ targeting Morgan Stanley's relationship with subprime lender: NYT
CNBC - 11:22AM
What to expect from housing in 2015
WSJ - 11:21AM
Eight Cities Where U.S. Home Prices Are Setting New Records
CNBC - 11:13AM
One bank's role in mortgage lending
Bloomberg - 9:10AM
Housing Costs for Renters Rose by $20.6 Billion This Year - Bloomberg
CNBC - 8:57AM
Million-dollar homes: Most expensive
CNBC - 8:56AM
Housing market breakout?
www.gallup.com - 8:53AM
U.S. Economic Confidence Index at +2, Highest Since 2008
Calculated Risk Blog - 8:52AM
Black Knight: Mortgage Delinquencies increased in November

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.85%

-0.02

15 Yr FRM

3.12%

-0.02

FHA 30 Year Fixed

3.25%

-0.10

Jumbo 30 Year Fixed

3.73%

-0.03

5/1 Yr ARM

3.23%

-0.02

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

3.47%

1.11

+0.02

30 Yr. Fixed

4.33%

1.33

-0.01

MBA **

30 Yr. Fixed

4.18%

0.24

-0.01

15 Yr. Fixed

3.38%

0.27

+0.00

30 Yr. Jumbo

4.10%

0.16

-0.03

30 Yr. FHA

3.85%

0.18

-0.05

5/1 ARM

3.09%

0.34

+0.04

Freddie Mac **

30 Yr. Fixed

3.83%

0.60

+0.03

15 Yr. Fixed

3.10%

0.60

+0.01

1 Yr. ARM

2.39%

0.40

+0.01

5/1 Yr. ARM

3.01%

0.50

+0.06

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

101-03

+0-03

30YR FNMA 3.5

104-05

+0-02

30YR GNMA 3.0

102-05

+0-00

30YR GNMA 3.5

104-26

+0-01

15YR FNMA 3.0

103-28

+0-03

15YR FNMA 2.5

101-24

+0-02

Treasuries

Yield

Change

2 YR

0.6880%

-0.0277

5 YR

1.6806%

-0.0328

10 YR

2.1880%

-0.0212

30 YR

2.7578%

-0.0180

Prices as of: 12/30/2014 4:29PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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