Daily Newsletter: Friday January 18, 2013

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30 Year Fixed

                                                                3.50%
                                                                  
                                                                +0.00

15 Year Fixed

                                                                2.83%
                                                                  
                                                                +0.00

10YR Treasury

                                                                1.84%
                                                                  
                                                                -0.0369

FNMA 30YR 3.5

                                                                105-32
                                                                  
                                                                +0-03

FNMA 15YR 2.5

                                                                105-07
                                                                  
                                                                +0-02

View Today's Rates

Friday January 18, 2013

MND NewsWire - 4:01PM

Loan Officer Compensation Rules Finalized

The fourth and last of the final regulations coming from the Consumer Financial Protection Bureau under the Dodd-Frank Wall Street Reform and Financial Protection Act was released Friday ...

MND NewsWire - 1:09PM

Appraisal Rules for Higher-Price Mortgages Released by Regulators

Eighteen months after the Dodd-Frank Wall Street Reform and Consumer Protection Act was passed, the rules shaping its implementation have begun to rain down from the designated regulators ...

Pipeline Press - 9:55AM

GSEs Approve National MI; New National SAFE MLO Test; Affiliate Relationship Thoughts; 1,200 Pages of Servicing Rules

Here's your reminder for the weekend. Go out and buy some "Forever Stamps" during lunch or tomorrow (assuming your local post office is still open Saturdays.) The price of mailing a ...

MND NewsWire - 11:32AM

New Servicer Rules Address Disconnect in a "Broken System"

In remarks to a Mortgage Servicing Field Hearing this morning, Richard Cordray, Director of the Consumer Financial Protection Bureau (CFPB), announced the release today of CFPB's final ...

Latest Video

Bernanke's 10 Commandments

Fed Unveils 2007 Meeting Transcripts

Debt Ceiling Crisis Overrated?

More News from 'Around the Web'

CFPB - 3:29PM
CFPB Issues LO Compensation Rules
Bloomberg - 11:44AM
Fed Officials Saw Start of Subprime Crisis in August 2007
Washington Post - 11:40AM
BREAKING: Inside the Fed's 2007 crisis response
FHFA - 10:32AM
Agencies Issue Final Rule on Appraisals for Higher-Priced Mortgage Loans
Bloomberg - 7:43AM
SunTrust Net Income More Than Quadruples as Revenue Climbs
dealbook.nytimes.com - 11:44PM
DealBook: Mortgage Crisis Lingers On at Citigroup and Bank of America
CNBC - 11:40PM
'I Love the Mortgage Business': Wells Fargo CEO
Market Watch - 4:22PM
Geithner: U.S. economy close to full recovery
CNBC - 4:21PM
Shiller: Housing Malaise Could Resemble Japan's Lost Decade

Today's Comments

	MND NewsWire - 9:08PM "Stevens said this underscores the need for a balanced housing policy in the United States. 'We cannot have a system that over-corrects and prevents qualified borrowers from obtaining a home. We must have a coordinated housing policy strategy; a strategy with clear, distinct goals; clear, distinct rules;..."
	MND NewsWire - 8:19PM "Govt. destroys, and govt. "fixes" by making worse...."
	MND NewsWire - 10:55AM "Days to foreclose : Don;t mess with Texas! LOL I wonder why Forida and New York take so long. Do their lawyers not have a map to the courthouses????..."

Today's Rates

Best Execution

Rate

Change

30 Yr FRM

3.50%

+0.00

15 Yr FRM

2.83%

+0.00

FHA 30 Year Fixed

3.25%

+0.00

Jumbo 30 Year Fixed

3.71%

+0.01

5/1 Yr ARM

3.01%

-0.01

Current Mortgage Rates »

What are best-execution rates?

Average Mortgage Rates

Rate

Points

Change

FHFA *

15 Yr. Fixed

2.81%

1.00

-0.10

30 Yr. Fixed

3.54%

1.24

-0.08

MBA **

30 Yr. Fixed

3.61%

0.41

+0.09

15 Yr. Fixed

2.88%

0.39

+0.02

30 Yr. Jumbo

3.78%

0.38

+0.03

30 Yr. FHA

3.35%

0.69

+0.01

5/1 ARM

2.64%

0.37

-0.01

Freddie Mac **

30 Yr. Fixed

3.38%

0.70

-0.02

15 Yr. Fixed

2.66%

0.70

+0.00

1 Yr. ARM

2.57%

0.40

-0.03

5/1 Yr. ARM

2.67%

0.60

+0.00

Current Mortgage Rates »

* FHFA averages are updated monthly.
** Mortgage Bankers Association (each Wednesday) and Freddie Mac (each Thursday) averages are updated weekly.

Secondary Markets

MBS

Price

Change

30YR FNMA 3.0

104-04

+0-05

30YR FNMA 3.5

105-32

+0-03

30YR GNMA 3.0

105-04

+0-04

30YR GNMA 3.5

107-31

+0-01

15YR FNMA 3.0

105-07

+0-02

15YR FNMA 2.5

104-02

+0-02

Treasuries

Yield

Change

2 YR

0.2543%

-0.0113

5 YR

0.7645%

-0.0274

10 YR

1.8434%

-0.0369

30 YR

3.0273%

-0.0424

Prices as of: 1/18/2013 4:12PM EST

Current MBS / Treasury Prices »

MBS and Treasury data provided by Thomson Reuters.

Mortgage News Daily and MBS Live! are exclusive re-distributors of Real Time Thomson Reuters Mortgage Information.

Secondary Marketing Managers:
If you are interested in gaining access to the most accurate real-time back-month TBA indications from Thomson Reuters and Tradeweb. Request More Information

This information is not an advertisement to extend consumer credit as defined by Section 226.2 of Regulation Z. This is not an offer to enter into an agreement regarding interest rates. The rates quoted do not include discount points, origination points, or loan level risk based price adjustments. Rates and terms are subject to change without notice.

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