Mortgage rates were moderately higher to start the new week, adding to the modest losses seen on Friday. The silver lining is that any of the past 3 business days saw the lowest rates since September 23rd. There were no clear reasons for today's rate movement in terms of economic reports or news headlines. The same was true for last week's biggest swings which were driven by broad bond market sentiment as traders sought safer havens due to concerns about a pull-back in the tech sector. On that note, tech stocks had their best day in several weeks today with much of the improvement already intact by the time the domestic trading session began. As the week progresses, that same "broad market sentiment" could continue to be a driving force because there aren't any big ticket events on the economic calendar. In nuts and bolts terms, the average top tier 30yr fixed rate is back up to 7.43%, 0.06% higher than Friday's latest levels and  0.10% higher than Thursday's low of 7.33. [thirtyyearmortgagerates]

October 19, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 7.43% +0.06%   5.99% 7.61% 15 Yr. Fixed 7.07% +0.03%   5.55% 7.23% 30 Yr. Jumbo 7.65% -0.02%   6.1% 7.71% Compare Mortgage Rates from Local Lenders for Oct 19, 2026 Mortgage Rates Start Week Higher Mon, Oct 19, 2026 3:58PM Mortgage rates were moderately higher to start the new week, adding to the modest losses seen on Friday. The silver lining is that any of the past 3 business days saw the lowest rates since September 23rd. There were no clear reasons for today's rate movement in terms of economic reports or news headlines. The same was true for last week's biggest swings which were driven by broad bond market sentiment as traders sought safer havens due to concerns about a pull-back in the tech sector. On that note, tech stocks had their best day in several weeks today with much of the improvement already in... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 7.43% +0.06 0.00 15 Yr. Fixed 7.07% +0.03 0.00 30 Yr. FHA 7.04% +0.05 0.00 30 Yr. Jumbo 7.65% -0.02 0.00 7/6 SOFR ARM 6.81% 0.00 0.00 30 Yr. VA 7.05% +0.04 0.00 Updates Daily - Last Update: 10/19 Freddie Mac Rate Change Points 30 Yr. Fixed 7.40% 0.00 0.00 15 Yr. Fixed 6.71% -0.02 0.00 Updates Weekly - Last Update: 10/15 Mortgage Bankers Assoc. 30 Yr. Fixed 7.50% +0.01 0.83 15 Yr. Fixed 6.87% +0.16 0.90 30 Yr. Jumbo 7.49% +0.10 0.70 Updates Weekly - Last Update: 10/14 UMBS 30YR 6.0 98.69 -0.26   97.78 102.75 UMBS 30YR 6.5 100.97 -0.22   100.34 104.00 10 YR Treasury 5.142 +0.061   3.948 5.318 Light Calendar Leaves Tech Concerns in Focus Mon, Oct 19, 2026 9:57AM Last week's most notable development was a flight to safety in the bond market precipitated by concerns about a shift in tech sector sentiment. The shift in question was mainly driven by Coreweave which saw shares plummet and corporate debt spreads explode. That cause some concern about spillover to the rest of the tech sector. Treasuries benefited not only ... (read more) MBS Price Change UMBS 5.5 96.18 -0.31 UMBS 6.0 98.69 -0.26 UMBS 6.5 100.94 -0.25 GNMA 5.5 96.27 -0.31 GNMA 6.0 98.69 -0.29 GNMA 6.5 100.69 -0.11 Pricing as of: 10/19 4:40PM EST US Treasury Yield Change 2 YR Treasury 4.766 +0.059 5 YR Treasury 4.941 +0.070 7 YR Treasury 5.042 +0.079 10 YR Treasury 5.149 +0.068 30 YR Treasury 5.487 +0.064 Pricing as of: 10/19 4:40PM EST Other News Non-Agency U/W, Borrower Retention, AI Governance Tools; Conventional News; Let AI Manage Your Money? Mon, Oct 19, 2026 11:46AM “There’s a cohort of American males who believe that, with 1-2 years of dedicated practice, they could win the Masters golf tournament. As a marketer, it is important to understand that you can sell these people anything.” Advertising is not the same as marketing (it’s a component of it) and artificial intelligence is a part of it, especially for lenders. Ma... (read more) Latest Video Homebuilder sentiment drops in October Market pricing in too many rate hikes, says Allianz' Mohamed El-Erian Treasury: Fiscal year 2026 budget deficit rises to $1.99 trillion September industrial production comes in stronger than expected Around the Web Marketwatch Meet the home buyers totally unfazed by 7% mortgage rates NAHB Builder Sentiment Falls on Rising Rates PR Newswire Treasuries Rallied as Tech Slid, and the Crowded Bet Against Bonds Felt It CNBC Treasury yields move lower as investors assess U.S. inflation backdrop Yahoo Finance Deficits remain high while borrowing costs escalate CNBC U.S. budget deficit swells to almost $2 trillion for fiscal 2026, up 12% in a single year Investing Live US weekly EIA crude oil inventories -8557K vs -288K expected Eye on Housing Research Highlights the Broad Benefits of Homeownership Global Banking and Finance US futures rebound as AI earnings test looms; France pressures Europe Eye on Housing Single-Family Permitting Declines Through August CNBC U.S Treasury yields inch lower as investors digest hot inflation data Investing Live Prices for gasoline increased 34.2 percent over the year ended September 2026 Investing Live US September industrial production +0.7% vs +0.4% expected

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