Thursday saw a continuation of the recent trend of very low volatility for mortgage rates. The average lender's top-tier 30yr fixed rates were perfectly unchanged from yesterday and in the same narrow range as the past 7 business days (6.29-6.33%).  Despite the uneventful outcome, there was some underlying market volatility mid-day following a series of war-related headlines. The news involved the status of Iran's negotiation team as well as potential indications of air strikes in Iran. The market reacted swiftly (a resumption of hostilities would push rates/oil higher and stocks lower), but several of the headlines were subsequently retracted/clarified and the overall market reaction ended up being relatively small. A handful of mortgage lenders responded to the market movement and increased rates. Bonds (which dictate rates) remain a bit worse off compared to this morning, so if there's not a bond market rebound by tomorrow morning, other lenders could make similar adjustments.

April 23, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.32% +0.00%   5.99% 7.08% 15 Yr. Fixed 5.92% +0.02%   5.55% 6.39% 30 Yr. Jumbo 6.52% +0.00%   6.1% 7.15% Compare Mortgage Rates from Local Lenders for Apr 23, 2026 Mortgage Rates Hold Steady For Most Lenders Thu, Apr 23, 2026 2:41PM Thursday saw a continuation of the recent trend of very low volatility for mortgage rates. The average lender's top-tier 30yr fixed rates were perfectly unchanged from yesterday and in the same narrow range as the past 7 business days (6.29-6.33%).  Despite the uneventful outcome, there was some underlying market volatility mid-day following a series of war-related headlines. The news involved the status of Iran's negotiation team as well as potential indications of air strikes in Iran. The market reacted swiftly (a resumption of hostilities would push rates/oil higher and stocks lower),... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.32% 0.00 0.00 15 Yr. Fixed 5.92% +0.02 0.00 30 Yr. FHA 5.92% +0.01 0.00 30 Yr. Jumbo 6.52% 0.00 0.00 7/6 SOFR ARM 5.98% +0.01 0.00 30 Yr. VA 5.94% +0.01 0.00 Updates Daily - Last Update: 4/23 Freddie Mac Rate Change Points 30 Yr. Fixed 6.23% -0.07 0.00 15 Yr. Fixed 5.58% -0.07 0.00 Updates Weekly - Last Update: 4/23 Mortgage Bankers Assoc. 30 Yr. Fixed 6.51% -0.06 0.61 15 Yr. Fixed 5.90% +0.01 0.74 30 Yr. Jumbo 6.54% -0.05 0.35 Updates Weekly - Last Update: 4/8 UMBS 30YR 5.0 99.02 -0.14   95.71 100.50 UMBS 30YR 5.5 100.80 -0.07   98.11 101.64 10 YR Treasury 4.322 +0.018   3.948 4.590 Fake Headlines Moving Markets? Thu, Apr 23, 2026 9:14AM Bonds were almost perfectly flat in the overnight session with yields holding inside a 1.5bp range. Oil prices rose initially, but recovered before the domestic session began. Part of that recovery occurred after headlines said US/Iran negotiations could make a breakthrough according to an Iranian diplomatic source. Social media quickly dubbed the news as "f... (read more) MBS Price Change UMBS 4.5 96.81 -0.25 UMBS 5.0 98.97 -0.19 UMBS 5.5 100.77 -0.10 GNMA 4.5 96.94 -0.22 GNMA 5.0 99.52 -0.13 GNMA 5.5 100.79 -0.10 Pricing as of: 4/23 5:24PM EST US Treasury Yield Change 2 YR Treasury 3.833 +0.036 5 YR Treasury 3.957 +0.029 7 YR Treasury 4.132 +0.028 10 YR Treasury 4.325 +0.022 30 YR Treasury 4.917 +0.015 Pricing as of: 4/23 5:24PM EST Other News Specialty AI, Pooling, Correspondent Products; Lender Responsibility Opinion; Webcast Shows Incoming Thu, Apr 23, 2026 11:54AM After over 40 years in this industry and capital markets, I've learned that the best conversations are… with people. For example, a flyer could have been sent out yesterday instead of having a press conference to cover the VantageScore & FICO 10T news, but they chose to talk about it rather than tweet it. People! Next month, we're putting some of them on... (read more) Latest Video Jobless claims rose more than forecast last week Homebuilders report higher material costs amid higher fuel prices Flash manufacturing PMI comes in at 54.0, beating estimates Developers need to come in and build more housing, says The Corcoran Group'... Around the Web Investing Live Iran parliamentary speaker Ghalibaf resigns from negotiations - Israel media report S&P Global S&P Global US Flash PMI CNBC New grads are finding jobs faster despite a competitive job market, says report DOL US initial jobless claims up by 6,000 to 214,000 CNBC Mortgage rates sink again, and home buyers jump back in Realtor.com Fannie and Freddie to Allow Credit Scores Based on Rent and Utilities Payments CNBC Bessent says 'many' U.S. allies have asked for currency swaps amid Iran war turbulence BLS State Employment and Unemployment Summary Investing Live Trump says talks with Iran "possible" on Friday - report CNBC Treasury yields tick higher as U.S.-Iran standoff persists and investors await April PMI Eye on Housing State-Level Employment Situation: February 2026 CNBC Trump extends Iran ceasefire but market focus has already drifted elsewhere CNBC Treasury yields unmoved as investors digest U.S.-Iran ceasefire extension

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