30YR Fixed Rate
6.19%
+0.01%
15YR Fixed Rate
5.76%
+0.02%
UMBS 30YR 5.0
99.85
+0.11
10 Year Treasury
4.019
+0.018
  • Home
  • News
    Latest Headlines
    Decent Recovery After AM Backtracking
    Fri, 4:47 PM
    Mortgage Rates Little-Changed Despite Decent Inflation Data
    Fri, 2:45 PM
    Existing Home Sales Rose Last Month, But The Bigger Picture Hasn't Changed
    Fri, 2:34 PM
    Weaker Purchase Demand Offset by Stronger Refis
    Fri, 2:29 PM
    Agent Service; Property Tax, Warehouse, Reverse Services; In-Person Events Into 2026; CPI as Expected
    Fri, 11:40 AM
    News Headlines
    • Home Page
    • View All Headlines
    Newsletters
    • Daily Newsletter
    Popular News Topics
    • Housing News
    • Mortgage Rate Watch
    • MBS Live Commentary
    • Rob Chrisman
    • Video News
    • Around the Web
    View Latest Headlines
    Close Menu  
  • Mortgage Rates
    Current Mortgage Rates
    30 Year Fixed Rate
    6.19% +0.01
    Rate Data
    • Today's Mortgage Rates
    • Compare Rates from Local Lenders
    • MND's Daily Rate Index
    • About MND's Daily Rate Index
    • Freddie Mac | MBA
    • 30 Year | 15 Year
    • Jumbo | FHA | 7/6 SOFR ARM | VA
    • Mortgage Rate Watch | Subscribe
    • Live Market Report (PDF)
    • Rate Volatility Index
    • Rates by State
    • 30YR vs MBS | 30YR vs 10YR
    • 10YR vs MBS
    Mortgage Calculators
    • Payment w/ Amortization
    • Mortgage Loan Comparison
    • Early Payoff
    Rate Commentary
    • Mortgage Rate Watch
    Additional Rate Data
    • 30 Year | 15 Year
    • Jumbo | FHA | 7/6 SOFR ARM | VA
    • Freddie Mac | MBA | FHFA
    • 30YR vs MBS | 30YR vs 10YR
    • 10YR vs MBS
    Additional Charts
    • 30 YR vs. MBS | 30YR Fixed vs. 10YR Tres
    • 30 Yr Fixed vs. 10 YR Treasury
    • 10YR Tres vs. MBS
    Learn About Rates
    • What is a Mortgage?
    • Mortgage Rates Defined
    • What Makes Rates Change?
    • Mortgage Rates and MBS
    • More Questions
    Rate Widgets
    • Mortgage Rates Widgets
    • Mortgage Calculator Widgets
    Widgets
    • Mortgage Rates Widgets
    • Mortgage Calculator Widgets
    Current Mortgage Rates
    Close Menu  
  • MBS
    Today's MBS Prices
    UMBS 30YR 5.0
    99.85 +0.11
    Current Treasury Prices
    10 Year US Treasury
    4.0194 +0.0180
    MBS Data
    • MBS & Treasury Prices
    • Current MBS Prices
    • UMBS | GNMA
    • Treasury Prices
    • 10YR|30YR
    • Yield Curve
    • Current Mortgage Rates
    Market Commentary
    • MBS Market Commentary
    More Charts
    • MBS vs 30 YR Fixed
    • 10YR vs 30 YR Fixed
    Learn About MBS
    • MBS Basics
    • Mortgage Bonds and Securitization
    • MBS and Mortgage Rates
    • The GUTFLOP
    MBS Live
    • MBS Live Features
    • 2 Week Free Trial
    Today's MBS Prices
    Close Menu  
  • Housing Data
    Housing Production
    • Building Permits
    • Housing Starts
    • Under Construction
    • Housing Completions
    • NAHB Builder Confidence
    Home Sales
    • New Home Sales
    • Existing Home Sales
    • Pending Home Sales
    Home Prices
    • FHFA Home Price Index
    • S&P Case Shiller Index
    • New Home Prices
    • Existing Home Prices
    Homeownership
    • Vacancy Rate
    • Homeownership Rate
    Mortgages
    • Mortgage Applications
    Close Menu  
  • Share
  • Subscribe
  • Home
  • News
    • Top News
    • Latest Headlines
    • Mortgage Rate Watch
    • MBS Commentary
    • Rob Chrisman
    • Video News
    • Around the Web
    • Other
    • Daily Newsletter
  • Mortgage Rates
    • Mortgage Rates
    • Today's Mortgage Rates
    • Mortgage Rate Wach
    • Mortgage Calculators
      • Mortgage Payment w/ Amortization
      • Mortgage Loan Comparison
      • Early Payoff
    • Learn About Rates
      • What is a Mortgage?
      • Mortgage Rates Defined
      • What Makes Rates Change?
      • Mortgage Rates and MBS
      • More Questions
    • More Data
      • Rate Volatility Index
      • 30 YR Fixed vs. MBS
      • 30 Yr Fixed vs. 10 YR Treasury
      • 10 YR Treasury vs. MBS
    • Rate Surveys
      • Mortgage News Daily
      • Freddie Mac
      • MBA
    • Rates by Loan Type
      • 30 YR Fixed
      • 15 YR Fixed
      • 30 YR Jumbo
      • 30 YR FHA
      • 7/6 SOFR ARM
      • 30 YR VA
  • MBS
    • Today's MBS Prices
    • Treasury Yields
      • 10 Year
      • 30 Year
      • All Treasuries
    • MBS Commentary
    • Charts
      • MBS vs 30 YR Fixed
      • 10YR vs 30 YR Fixed
      • Yield Curve
    • Learn About MBS
      • MBS Basics
      • Mortgage Backed Bonds and Securitization
      • MBS and Mortgage Rates
      • The GUTFLOP
    • MBS Live
  • Housing Data
    • Housing Production
      • Building Permits
      • Housing Starts
      • Under Construction
      • Housing Completions
      • NAHB Builder Confidence
    • Home Sales
      • New Home Sales
      • Existing Home Sales
      • Pending Home Sales
    • Home Prices
      • FHFA Home Price Index
      • S&P Case Shiller Index
      • New Home Prices
      • Existing Home Prices
    • Homeownership
      • Vacancy Rate
      • Homeownership Rate
    • Mortgages
      • Mortgage Applications
Daily Newsletter - FREE
Delivered to over 70,000+ industry professionals each day, the Daily Newsletter is the definitive recap of the day's most relevant mortgage and real estate news and data. View the latest Newsletter below.
Most Recent     VIEW ALL »
Subscribe to our Daily Newsletter
It's FREE, and always will be.
  • Delivered to over 70,000+ Industry Professionals and Consumers Daily
  • Recaps the Day's Latest News and Market Commentary
  • Mortgage Rate and MBS / Treasury Price Summary
Most Recent     VIEW ALL »
Newsletter Preview
View our most recent newsletter below, or use the date selector to view past newsletters.
Mortgage application activity edged lower last week, driven by purchases, but the decline was marginal compared to recent swings. According to MBA’s Weekly Applications Survey for the week ending October 17, total volume slipped 0.3% on a seasonally adjusted basis and 0.2% unadjusted. The Refinance Index rose 4% from the previous week and was 81% higher than the same week one year ago. The uptick was driven by a 6% increase in conventional refinances and a 12% jump in FHA refinances as borrowers capitalized on the lowest rates in a month. “The lowest mortgage rates in a month spurred an increase in refinance activity, including another pickup in ARM applications,” said Joel Kan, MBA’s Vice President and Deputy Chief Economist. “The refinance index increased 4 percent, driven by a 6 percent increase in conventional refinances and a 12 percent increase in FHA refinance applications, as borrowers remain attentive to these opportunities to lower their monthly mortgage payment. VA refinances bucked the trend and were down 12 percent.” Purchase applications decreased 5% from the previous week on a seasonally adjusted basis and 5% unadjusted, but remained 20% stronger than a year ago. While activity has cooled from early-fall highs, demand remains resilient amid improving inventory and a more stable rate environment. The refinance share of mortgage activity increased to 55.9% of total applications from 53.6% the week prior. The adjustable-rate mortgage (ARM) share climbed to 10.8%. The FHA share rose to 21.8%, while the VA share declined to 13.5%.
MND logo
October 24, 2025
Download our Mobile App:
Download from Google Play
Download from Apple App Store
View the QR Code
Download our Mobile App:
Download from Google Play
Download from Apple App Store
30 Yr. Fixed
6.19% +0.01%  
6.13%
7.26%
15 Yr. Fixed
5.76% +0.02%  
5.6%
6.59%
30 Yr. Jumbo
6.14% +0.04%  
6.1%
7.45%
Compare Mortgage Rates from Local Lenders for Oct 24, 2025
Mortgage Rates Little-Changed Despite Decent Inflation Data
Fri, Oct 24, 2025 2:45PM
This morning brought the release of the much-anticipated Consumer Price Index (CPI). This is one of the two biggest inflation reports from the U.S. government, and the only government inflation report that's coming out during the shutdown.  With big government data being a key consideration for interest rates, this special release got extra attention. Core monthly inflation was lower than expected (.227% vs 0.3 forecast) as was the annual level at 3.0% versus a median forecast of 3.1%. Inflation is the nemesis of interest rates, so the lower-than-expected result is rate-friendly at face ... (read more)
Mortgage News Daily Rate Change Points
30 Yr. Fixed 6.19% +0.01 0.00
15 Yr. Fixed 5.76% +0.02 0.00
30 Yr. FHA 5.95% +0.04 0.00
30 Yr. Jumbo 6.14% +0.04 0.00
7/6 SOFR ARM 5.85% +0.03 0.00
30 Yr. VA 5.97% +0.04 0.00
Updates Daily - Last Update: 10/24
Freddie Mac Rate Change Points
30 Yr. Fixed 6.19% -0.08 0.00
15 Yr. Fixed 5.44% -0.08 0.00
Updates Weekly - Last Update: 10/23
Mortgage Bankers Assoc.
30 Yr. Fixed 6.37% -0.05 0.59
15 Yr. Fixed 5.74% -0.03 0.67
30 Yr. Jumbo 6.39% -0.08 0.37
Updates Weekly - Last Update: 10/22
UMBS 30YR 5.0
99.85 +0.11  
95.05
99.98
UMBS 30YR 5.5
101.23 +0.09  
97.47
101.32
10 YR Treasury
4.019 +0.018  
3.932
4.780
Pros and Cons in CPI Report
Fri, Oct 24, 2025 9:47AM
In terms of topline results, CPI was bond friendly with the core at .223 vs .3 and the headline at 0.3 vs 0.4 in monthly terms.  Annually, we're running at 3.0% in both metrics, which is high, but also 0.1 lower than expected.  That's the good news, and it's the reason that bonds are stronger after the data.  The not-so-good news involves metr... (read more)
MBS Price Change
UMBS 4.5 97.93 +0.09
UMBS 5.0 99.85 +0.11
UMBS 5.5 101.23 +0.09
GNMA 4.5 97.98 +0.05
GNMA 5.0 99.89 +0.08
GNMA 5.5 100.95 +0.08
Pricing as of: 10/26 5:08AM EST
US Treasury Yield Change
2 YR Treasury 3.493 +0.001
5 YR Treasury 3.618 +0.011
7 YR Treasury 3.800 +0.013
10 YR Treasury 4.019 +0.018
30 YR Treasury 4.602 +0.029
Pricing as of: 10/26 5:08AM EST
Other News
Weaker Purchase Demand Offset by Stronger Refis
Fri, Oct 24, 2025 2:29PM
Mortgage application activity edged lower last week, driven by purchases, but the decline was marginal compared to recent swings. According to MBA’s Weekly Applications Survey for the week ending October 17, total volume slipped 0.3% on a seasonally adjusted basis and 0.2% unadjusted. The Refinance Index rose 4% from the previous week and was 81% higher tha... (read more)
Existing Home Sales Rose Last Month, But The Bigger Picture Hasn't Changed
Fri, Oct 24, 2025 2:34PM
Existing-home sales climbed modestly in September, rising 1.5% to a seasonally adjusted annual rate of 4.06 million , according to the National Association of Realtors (NAR). Sales were also 4.1% higher than a year earlier as easing mortgage rates and better affordability began to lift demand. Even so, the market remains well below pre-pandemic norms as man... (read more)
Agent Service; Property Tax, Warehouse, Reverse Services; In-Person Events Into 2026; CPI as Expected
Fri, Oct 24, 2025 11:40AM
As shown in this video clip, don’t ever underestimate your opponent, or competitor. There were plenty of opponents and competitors at this week’s MBA Annual, and today on Last Word at 1PM ET, Brian Vieaux, Kevin Peranio, and Courtney Thompson discuss highlights from the conference, how the ongoing government shutdown could affect borrowers’ ability to pay an... (read more)
Latest Video
Fmr. Minneapolis Fed president: At least one more rate cut expected, but I’...
Inflation rate hit 3.0% in September, lower than expected, long-awaited CPI...
Consumer sentiment comes in at 55.0 vs. 54.9 estimated
S&P global flash U.S. services come in better than expected
Around the Web
CNBC
Inflation rate hit 3.0% in September, lower than expected, long-awaited CPI report shows
CNBC
Heres the inflation breakdown for September 2025 in one chart
CNBC
Most potential homebuyers expect mortgage rates to drop. That's why they're waiting
CNBC
Everyone is waiting for Friday's big inflation report. Here's what to expect
Investing.com
Consumer Sentiment Drops Below Forecast, Signaling Potential Headwinds for USD
S&P Global
Flash US PMI signals strong start to fourth quarter
CNBC
Lower mortgage rates push home sales higher in September, but prices still stubbornly high
Calculated Risk Blog
NMHC on Apartments: Market conditions "Soften" in Q3
Calculated Risk Blog
2nd Look at Local Housing Markets in September
CNBC
Western Alliance CEO says alleged loan fraud is 'incredibly frustrating' but isolated issue
Calculated Risk Blog
Cost of Living Adjustment increases 2.8% in 2026, Contribution Base increased to $184,500
CNBC
Treasury yields move higher as trade comes back into focus
CNBC
Treasury yields move higher as investors await key inflation data
© 2025  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031
Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc.
This email was sent to: [recipientemail]. Go here to UNSUBSCRIBE from this email.
Today's Mortgage Rates  |  Mortgage Calculators
10/24/2025
30 Yr. Fixed Rate
6.19%
+0.01%
0.00
MBS & Treasury Prices
UMBS 30YR 5.0
99.85
+0.11
10 Year US Treasury
101.884
-0.149
HOME
MORTGAGE RATES
MARKET DATA
MORTGAGE CALCULATOR
NEWSLETTERS
MBS LIVE

Home

  • Home Page

Popular

  • Mortgage Rates
  • MBS Prices
  • Mortgage Calculators
  • Co-branding

Stay Informed

  • Download our Mobile App
  • Daily Email Newsletter
  • MBS Live

Support

  • Contact Us
  • Search
  • FAQs
  • Learn

Popular

  • Home Page
  • Mortgage Rates
  • MBS Prices
  • Mortgage Calculators
  • Housing Data
© 2025 - Mortgage News Daily, LLC.  |  Terms of Use  |  Privacy Policy