Technically and officially, today's average top tier 30yr fixed mortgage rate is the highest since last Monday. The catch is that there hasn't been much movement since then with the overall range being limited to 0.04%.  Today's jump was the largest upward movement during that time. There was some upward pressure on rates from stronger employment data in the morning, but the market was even more focused on the uncertain status of US/Iran peace talks.  As the domestic business day winds down, it doesn't look like there will be concrete news on a ceasefire extension. As such, volatility potential remains elevated heading into Wednesday.

April 21, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.33% +0.03%   5.99% 7.08% 15 Yr. Fixed 5.92% +0.01%   5.55% 6.39% 30 Yr. Jumbo 6.52% +0.00%   6.1% 7.15% Compare Mortgage Rates from Local Lenders for Apr 21, 2026 Highest Rates in a Week But There's a Catch Tue, Apr 21, 2026 2:49PM Technically and officially, today's average top tier 30yr fixed mortgage rate is the highest since last Monday. The catch is that there hasn't been much movement since then with the overall range being limited to 0.04%.  Today's jump was the largest upward movement during that time. There was some upward pressure on rates from stronger employment data in the morning, but the market was even more focused on the uncertain status of US/Iran peace talks.  As the domestic business day winds down, it doesn't look like there will be concrete news on a ceasefire extension. As such, volatil... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.33% +0.03 0.00 15 Yr. Fixed 5.92% +0.01 0.00 30 Yr. FHA 5.93% +0.05 0.00 30 Yr. Jumbo 6.52% 0.00 0.00 7/6 SOFR ARM 5.95% +0.01 0.00 30 Yr. VA 5.95% +0.06 0.00 Updates Daily - Last Update: 4/21 Freddie Mac Rate Change Points 30 Yr. Fixed 6.30% -0.07 0.00 15 Yr. Fixed 5.65% -0.09 0.00 Updates Weekly - Last Update: 4/16 Mortgage Bankers Assoc. 30 Yr. Fixed 6.51% -0.06 0.61 15 Yr. Fixed 5.90% +0.01 0.74 30 Yr. Jumbo 6.54% -0.05 0.35 Updates Weekly - Last Update: 4/8 UMBS 30YR 5.0 99.16 -0.26   95.71 100.50 UMBS 30YR 5.5 100.89 -0.14   98.11 101.64 10 YR Treasury 4.294 +0.044   3.948 4.590 Barely Weaker After Weekly ADP Data (Not Retail Sales) Tue, Apr 21, 2026 9:03AM Heading into the day, the 8:30am Retail Sales data was the obvious pick among the available economic reports to be a potential market mover. Reality had other ideas... weird ones. After months and months without any major reaction, this morning's weekly ADP employment finally made its presence felt, even if only by the smallest of margins. Retail Sales defin... (read more) MBS Price Change UMBS 4.5 97.01 -0.36 UMBS 5.0 99.15 -0.28 UMBS 5.5 100.84 -0.19 GNMA 4.5 97.26 -0.18 GNMA 5.0 99.59 -0.22 GNMA 5.5 100.93 -0.01 Pricing as of: 4/21 3:28PM EST US Treasury Yield Change 2 YR Treasury 3.789 +0.072 5 YR Treasury 3.918 +0.060 7 YR Treasury 4.099 +0.060 10 YR Treasury 4.300 +0.050 30 YR Treasury 4.906 +0.025 Pricing as of: 4/21 3:28PM EST Other News VOA, Processing, DPA, Non-QM, Broker Products; Lender 2025 Volume Rankings; Attorneys and Legal Risk Tue, Apr 21, 2026 11:46AM Wholesale and Correspondent Product and Corporate News Homebridge Financial Services, Inc., one of the nation’s largest privately held non-bank mortgage lenders, has officially signed an agreement to merge with an affiliate of Saluda Grade, a premier independent alternative investment firm (founded in 2019 with approximately $4.4 billion in assets under ma... (read more) Latest Video Fed chair nominee Kevin Warsh: The economy's potential is growing quite qui... Fed chair nominee Kevin Warsh: One of my first reforms will be a 'data proj... President Trump says Vice President Vance leading a delegation that will ar... Watch CNBC's full interview with White House National Economic Council Dire... Around the Web Investing Live JD Vance's trip to Pakistan has been postponed - report Eye on Housing Population Growth and Housing Supply Dynamics at the County Level in 2025 Investing Live Pakistan info minister: Formal response from Iranian side on attending talks still awaited Realtor.com Pending Home Sales Increased in March Despite Rising Mortgage Rates and Gas Prices ADP Private Sector Employment Increased by 62,000 Jobs in March; Annual Pay was Up 4.5% PR Newswire U.S. private employers added an average of 54,750 jobs Eye on Housing Construction Workforce Shifts: Fewer Tradesmen, More White-Collar Jobs CNBC Kevin Warsh arrives on Capitol Hill for Fed confirmation hearing: Live updates Investing Live Trump says ceasefire will end Wednesday, won't open Strait until deal is signed CNBC Treasury yields are little changed as markets await Iran peace talks and Warsh hearing Investing Live Warsh to tell Congress he's committed to ensuring monetary policy is strictly independent Investing Live US March retail sales +1.7% vs +1.4% expected Reuters US business inventories slightly above expectations in February

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