Volatility is always a risk surrounding 3 day holiday weekends when it comes to markets and mortgage rates, but this time around, things have been very calm. The average top-tier 30yr fixed rate remained almost perfectly flat versus last Thursday with the MND index technically falling by 0.01%. This week's calendar of scheduled events is less consequential than last week's. After today, there is essentially no big-ticket economic data. In the bigger picture, 30yr fixed rates are near the center of their range over the past 6-7 weeks.  Collectively, that range represents the highest levels in roughly 10 months with 30yr fixed rates averaging just over 6.6%. [thirtyyearmortgagerates]

July 6, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.59% -0.01%   5.99% 6.85% 15 Yr. Fixed 6.16% -0.01%   5.55% 6.25% 30 Yr. Jumbo 6.75% -0.02%   6.1% 6.93% Compare Mortgage Rates from Local Lenders for Jul 6, 2026 Mortgage Rates Start New Week Flat Mon, Jul 6, 2026 3:23PM Volatility is always a risk surrounding 3 day holiday weekends when it comes to markets and mortgage rates, but this time around, things have been very calm. The average top-tier 30yr fixed rate remained almost perfectly flat versus last Thursday with the MND index technically falling by 0.01%. This week's calendar of scheduled events is less consequential than last week's. After today, there is essentially no big-ticket economic data. In the bigger picture, 30yr fixed rates are near the center of their range over the past 6-7 weeks.  Collectively, that range represents the highest leve... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.59% -0.01 0.00 15 Yr. Fixed 6.16% -0.01 0.00 30 Yr. FHA 6.17% 0.00 0.00 30 Yr. Jumbo 6.75% -0.02 0.00 7/6 SOFR ARM 6.25% -0.08 0.00 30 Yr. VA 6.19% 0.00 0.00 Updates Daily - Last Update: 7/6 Freddie Mac Rate Change Points 30 Yr. Fixed 6.43% -0.06 0.00 15 Yr. Fixed 5.79% -0.05 0.00 Updates Weekly - Last Update: 7/2 Mortgage Bankers Assoc. 30 Yr. Fixed 6.57% -0.02 0.65 15 Yr. Fixed 6.00% -0.02 0.75 30 Yr. Jumbo 6.52% 0.00 0.38 Updates Weekly - Last Update: 7/1 UMBS 30YR 5.0 98.23 +0.14   96.76 100.50 UMBS 30YR 5.5 100.34 +0.09   98.96 101.64 10 YR Treasury 4.481 -0.005   3.948 4.668 Steady Start; No Drama From ISM Data Mon, Jul 6, 2026 10:19AM Bonds weathered the 3-day weekend without issue. We started the day modestly stronger, but have moved back closer to unchanged levels in the first 2 hours. The day's only big-ticket (or semi-big-ticket?) econ data was the ISM Services index, but admittedly, that has more of an impact when it's released BEFORE the jobs report. Moreover, it was right in line w... (read more) MBS Price Change UMBS 4.5 95.79 +0.16 UMBS 5.0 98.23 +0.14 UMBS 5.5 100.34 +0.08 GNMA 4.5 95.99 +0.19 GNMA 5.0 98.64 +0.13 GNMA 5.5 100.48 +0.18 Pricing as of: 7/6 4:02PM EST US Treasury Yield Change 2 YR Treasury 4.125 -0.013 5 YR Treasury 4.212 -0.020 7 YR Treasury 4.339 -0.016 10 YR Treasury 4.480 -0.006 30 YR Treasury 4.994 +0.015 Pricing as of: 7/6 4:02PM EST Other News HELOC, AI POS, LOS Tools; Pay Attention to Agency Changes; Housing Surplus? Mon, Jul 6, 2026 11:58AM One of the key selling points for an LO talking to a potential client about becoming a homeowner is the landlord/client relationship, which can go awry. (Pearl is the daughter of the short film’s director, by the way.) There are many reasons why renters aren’t owners, like, “can they not afford a residence,” or “are none available?” We recently learned that ... (read more) Latest Video Energy Treasury Department authorizes Iranian oil sales under 60-day licens... Former Fed Vice Chair Roger Ferguson reacts to June jobs report Experts weigh in on June jobs report U.S. factory orders fall 1.3% in May Around the Web Federal Reserve Waller - Two Thoughts on the Transmission of Monetary Policy Eye on Housing Top Ten Builder Market ShareFalls in 2025 Investing Live US ISM Non-Manufacturing PMI for June 54.0 vs 54.0 estimate CNBC U.S. economy added 57,000 jobs in June, less than expected; unemployment rate at 4.2% Investing Live US S&P Global composite index for June 51.9 versus 52.2 preliminary and 51.5 last month Eye on Housing Residential Construction Spending Increases in May Due to Remodeling CNBC U.S. Treasury yields rise as investors await June jobs report CNBC GM reports 4.2% decline in Q2 U.S. sales as EV demand falls CNBC U.S. auto industry faces more uncertainty without extension of USMCA trade deal CNBC Private payrolls rose by 98,000 in June, less than expected, ADP reports Investing Live US ISM Manufacturing PMI for June 53.3 versus 54.0 estimate S&P Global US manufacturing growth expands solidly despite renewed fall in employment and waning optimism Investing Live US construction spending for May 0.1% versus 0.1% expected

© 2026  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031 Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc. This email was sent to: [recipientemail]. Go here to UNSUBSCRIBE from this email.