Given that we have the somewhat unpopular job of reporting that today's average top-tier 30yr fixed mortgage rate is 6.00 again, rather than the 5.99 seen earlier this week, we can at least find one glowingly positive development as a silver lining. In fact, the silver lining is more than a consolation prize. It's actually better news than another day at 5.99% would have been.  First off, there's no functional difference between 6.00 and 5.99 when it comes to our daily rate index. A vast majority (95%+) of borrowers would see the exact same rate quotes on either day. As such, it's far better news that the daily average has been 5.995 over the past 4 days (2 days at 6.00 and 2 at 5.99). That's easily the lowest weekly average in more than 3 years, and the stability means that more borrowers are able to hear that news and act accordingly.  NOTE: if you happen to see separate news today regarding rates hitting 5.98%, that would be coverage of Freddie Mac's weekly survey. You can use the chart below to explore long-term comparisons between our daily average, Freddie Mac, and MBA. [thirtyyearmortgagerates]

February 26, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.00% +0.00%   5.99% 7.08% 15 Yr. Fixed 5.61% -0.01%   5.55% 6.48% 30 Yr. Jumbo 6.27% -0.01%   6.1% 7.2% Compare Mortgage Rates from Local Lenders for Feb 26, 2026 Best Week For Mortgage Rates in Years Thu, Feb 26, 2026 3:42PM Given that we have the somewhat unpopular job of reporting that today's average top-tier 30yr fixed mortgage rate is 6.00 again, rather than the 5.99 seen earlier this week, we can at least find one glowingly positive development as a silver lining. In fact, the silver lining is more than a consolation prize. It's actually better news than another day at 5.99% would have been.  First off, there's no functional difference between 6.00 and 5.99 when it comes to our daily rate index. A vast majority (95%+) of borrowers would see the exact same rate quotes on either day. As such, it's far b... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.00% 0.00 0.00 15 Yr. Fixed 5.61% -0.01 0.00 30 Yr. FHA 5.64% -0.01 0.00 30 Yr. Jumbo 6.27% -0.01 0.00 7/6 SOFR ARM 5.38% 0.00 0.00 30 Yr. VA 5.65% -0.02 0.00 Updates Daily - Last Update: 2/26 Freddie Mac Rate Change Points 30 Yr. Fixed 5.98% -0.03 0.00 15 Yr. Fixed 5.44% +0.09 0.00 Updates Weekly - Last Update: 2/26 Mortgage Bankers Assoc. 30 Yr. Fixed 6.17% -0.04 0.56 15 Yr. Fixed 5.50% -0.15 0.73 30 Yr. Jumbo 6.21% -0.09 0.27 Updates Weekly - Last Update: 2/18 UMBS 30YR 5.0 100.37 +0.11   95.71 100.50 UMBS 30YR 5.5 101.58 +0.04   98.11 101.64 10 YR Treasury 4.010 -0.034   3.932 4.590 Back to The Stronger End of The Range Thu, Feb 26, 2026 10:37AM This is the problem with narrow trading ranges. Yesterday, yields were safely inside a narrow range near long-term lows. Today, they're challenging the lowest levels since November. Any time we're at the best levels in months, it's normal to want to know why, but because of the narrow range, there isn't really a new "why" for today's share of the move. After... (read more) MBS Price Change UMBS 4.5 98.76 +0.18 UMBS 5.0 100.38 +0.12 UMBS 5.5 101.57 +0.04 GNMA 4.5 98.67 +0.12 GNMA 5.0 100.30 +0.08 GNMA 5.5 101.28 +0.03 Pricing as of: 2/26 5:20PM EST US Treasury Yield Change 2 YR Treasury 3.434 -0.038 5 YR Treasury 3.572 -0.052 7 YR Treasury 3.769 -0.047 10 YR Treasury 4.010 -0.034 30 YR Treasury 4.665 -0.034 Pricing as of: 2/26 5:20PM EST Other News MBS Optimization, Non-Del Non-QM, Fraud, Realtor Tools; STRATMOR on Momentum; Jamie Dimon, AI, and Markets Thu, Feb 26, 2026 11:46AM The latest example is ICE Mortgage Technology launching its new Homeowner Portal, powered by LERETA’s tax tracking data, “giving homeowners real-time visibility into their property tax and insurance payment information. The integration enhances transparency for borrowers while helping servicers improve efficiency and reduce inbound customer inquiries.” (Toda... (read more) Latest Video Initial jobless claims total 212,000, lower than expected February consumer confidence comes in at 91.2, beating expectations Homebuilder stocks rise slightly on SCOTUS tariff decision December factory orders fell 0.7%, in line with estimates Around the Web Reuters Fed's Goolsbee forecasts several more rate cuts this year, but not soon Eye on Housing Affordability Pyramid Shows Over Half of U.S. Households Cannot Buy a $300,000 Home Realtor.com Bipartisan Homes for American Families Act Aims To Ban Large Investors From Buying Single-Family Homes CNBC Mortgage rates hit lowest level in nearly 4 years, but homebuyers are still stuck on the sidelines Realtor.com Affordability Fears Shake the Housing Market as Home Depot Sees Spending Slowdown DOL US initial jobless claims 212K vs 215K estimate Investing Live Fed's Musalem: Inflation is almost a full percentage point above target CNBC Treasury yields are flat as investors await more economic data Eye on Housing Home Improvement Loan Applications Moderate as Borrower Profile Gradually Ages Investing Live U.S. Treasury sells $70 billion of 5 year notes at a high yield of 3.615% Eye on Housing Housings Share of GDP Declined Further at the End of 2025 Kansas City Fed Tenth District Manufacturing Activity Rose Slightly in February FXStreet Fed's Barkin: Monetary policy is currently well-positioned for risks

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