Starting last Thursday, mortgage rates have barely budged. In terms of our 30yr fixed index, the maximum day-over-day change has been 0.02% since then. The past 3 business days have seen rates either hold steady or move cautiously lower. Today's rates moved higher, but at just as slow a pace. The underlying bond market primarily took cues from trading motivations that didn't have anything to do with typical considerations like economic data and news headlines. As we discussed last week, some of the world's biggest investment accounts have been in the process of rebalancing their portfolios for the end of Q2. This was helpful for rates last week, but the opposite was true today. To a lesser extent, bonds lost some ground after this morning's job openings data for the month of May. It showed more job openings than the median forecast expected, which is generally bad for bonds/rates, but Thursday's jobs report for June is a more meaningful report with more power to cause volatility.

June 30, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.54% +0.02%   5.99% 6.85% 15 Yr. Fixed 6.12% +0.00%   5.55% 6.25% 30 Yr. Jumbo 6.75% +0.00%   6.1% 6.93% Compare Mortgage Rates from Local Lenders for Jun 30, 2026 Mortgage Rates Edge Modestly Higher Tue, Jun 30, 2026 2:39PM Starting last Thursday, mortgage rates have barely budged. In terms of our 30yr fixed index, the maximum day-over-day change has been 0.02% since then. The past 3 business days have seen rates either hold steady or move cautiously lower. Today's rates moved higher, but at just as slow a pace. The underlying bond market primarily took cues from trading motivations that didn't have anything to do with typical considerations like economic data and news headlines. As we discussed last week, some of the world's biggest investment accounts have been in the process of rebalancing their portfolios fo... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.54% +0.02 0.00 15 Yr. Fixed 6.12% 0.00 0.00 30 Yr. FHA 6.09% +0.02 0.00 30 Yr. Jumbo 6.75% 0.00 0.00 7/6 SOFR ARM 6.21% -0.01 0.00 30 Yr. VA 6.12% +0.03 0.00 Updates Daily - Last Update: 6/30 Freddie Mac Rate Change Points 30 Yr. Fixed 6.49% +0.02 0.00 15 Yr. Fixed 5.84% +0.03 0.00 Updates Weekly - Last Update: 6/25 Mortgage Bankers Assoc. 30 Yr. Fixed 6.59% -0.01 0.63 15 Yr. Fixed 6.02% 0.00 0.69 30 Yr. Jumbo 6.52% -0.10 0.58 Updates Weekly - Last Update: 6/24 UMBS 30YR 5.0 98.46 -0.18   96.76 100.50 UMBS 30YR 5.5 100.47 -0.13   98.96 101.64 10 YR Treasury 4.410 +0.035   3.948 4.668 Data Ramps Up And Another Dash of Quarter-End Trading Tue, Jun 30, 2026 9:21AM Before looking at trading screens this morning, the first order of business would have been to mention the ramp up in economic calendar activity. While the line item count is respectable, it's really only the 10am Job Openings data that packs enough of a punch to represent any serious volatility risk. Even then, sometimes it hits and sometimes it doesn't. Bo... (read more) MBS Price Change UMBS 4.5 96.05 -0.25 UMBS 5.0 98.44 -0.20 UMBS 5.5 100.48 -0.12 GNMA 4.5 96.23 -0.28 GNMA 5.0 98.70 -0.21 GNMA 5.5 100.60 -0.11 Pricing as of: 6/30 3:16PM EST US Treasury Yield Change 2 YR Treasury 4.129 +0.023 5 YR Treasury 4.177 +0.034 7 YR Treasury 4.286 +0.037 10 YR Treasury 4.412 +0.037 30 YR Treasury 4.900 +0.035 Pricing as of: 6/30 3:16PM EST Other News Medical Profession, Refi Products; Fee Standardization Thoughts; Investors and ROAD Act Tue, Jun 30, 2026 11:57AM Today’s podcast can be found here and this week’s ‘casts are sponsored by Experian. From lenders and landlords to employers and consumers, Experian helps connect the housing ecosystem with the data and insights needed to make faster, confident decisions. Lead a smarter housing journey with Experian. Today’s has an interview with Experian’s Likhitha Mahendar ... (read more) Latest Video Younger buyers are driving luxury real estate demand, says Serhant's Zaitze... Inflation is too high and may need higher rates to bring it to target: Clev... Allianz's Mohamed El-Erian: 'I would be surprised if we get a rate hike thi... June Chicago PMI comes in at 56.7, beating estimates Around the Web Investing Live JOLTs job openings 7.594M vs 7.300M estimate Realtor.com Home Value Growth Flatlines But Northeast and Midwest Outperform Eye on Housing Consumer Confidence Inched Up in June Investing Live FHFA monthly home price index for April -0.1% versus a revised 0.2% last month BLS Unemployment rates were lower in 6 states over the year ended May 2026 S&P Global S&P Cotality Case-Shiller Index Reports Annual Gain in April 2026 CNBC Treasury yields little changed as investors look ahead to key jobs data CNBC Treasury yields steady on June's final trading day ahead of key employment data Eye on Housing Construction Job Openings Increase CNBC Oil prices near pre-war levels but persistent supply risks could spark a rebound, analysts warn CNBC Minneapolis Fed President Neel Kashkari says he expects a rate hike this year Dallas Fed Texas factory output growth slows further BLS Addressing missing consumer expenditure data due to the 2025 lapse in appropriations

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