Mortgage rates barely budged again on Thursday, but there was far less data to digest compared to Wednesday. Bonds (which dictate rates) were steady to slightly weaker. The "weaker" part connotes higher rates, but the weakness was late in the day and too small for most mortgage lenders to do anything about it. What does that mean? Unlike the actual bond market, which can move every millisecond, mortgage lenders only change rates 1-3 times per day, and it's usually only once per day unless market volatility is high enough. Today's volatility didn't quite clear the bar. If bonds had lost slightly more ground, we might have seen a few lenders raise rates this afternoon. With that in mind, lenders are heading into tomorrow at a bit of a disadvantage. In other words, if bonds don't improve between now and tomorrow morning, the average lender will likely be offering higher rates tomorrow.  One other thing to keep in mind is that Fed Chair Warsh is scheduled to speak around the same time mortgage rates come out. There's no way to know exactly what that will do to the market (perhaps nothing), but it does create some additional volatility potential.

August 27, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.75% +0.00%   5.99% 6.85% 15 Yr. Fixed 6.32% +0.00%   5.55% 6.34% 30 Yr. Jumbo 6.88% +0.00%   6.1% 6.92% Compare Mortgage Rates from Local Lenders for Aug 27, 2026 Mortgage Rates Hold Fairly Steady Thu, Aug 27, 2026 3:45PM Mortgage rates barely budged again on Thursday, but there was far less data to digest compared to Wednesday. Bonds (which dictate rates) were steady to slightly weaker. The "weaker" part connotes higher rates, but the weakness was late in the day and too small for most mortgage lenders to do anything about it. What does that mean? Unlike the actual bond market, which can move every millisecond, mortgage lenders only change rates 1-3 times per day, and it's usually only once per day unless market volatility is high enough. Today's volatility didn't quite clear the bar. If bonds had lost sligh... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.75% 0.00 0.00 15 Yr. Fixed 6.32% 0.00 0.00 30 Yr. FHA 6.34% +0.01 0.00 30 Yr. Jumbo 6.88% 0.00 0.00 7/6 SOFR ARM 6.30% -0.01 0.00 30 Yr. VA 6.35% 0.00 0.00 Updates Daily - Last Update: 8/27 Freddie Mac Rate Change Points 30 Yr. Fixed 6.66% +0.01 0.00 15 Yr. Fixed 5.98% +0.03 0.00 Updates Weekly - Last Update: 8/27 Mortgage Bankers Assoc. 30 Yr. Fixed 6.77% 0.00 0.65 15 Yr. Fixed 6.08% -0.02 0.82 30 Yr. Jumbo 6.71% +0.03 0.48 Updates Weekly - Last Update: 8/19 UMBS 30YR 5.5 99.43 -0.11   98.89 101.64 UMBS 30YR 6.0 101.44 -0.07   101.05 102.75 10 YR Treasury 4.671 +0.022   3.948 4.736 Counting Down to Warsh Thu, Aug 27, 2026 10:16AM While it may end up being a complete non-event, the bond market is counting the hours until Friday's Warsh appearance at Jackson Hole. There's nothing else on the calendar this week with any serious potential to upset the apple cart (and again, it's debatable that Warsh's speech is much more of a risk than random pre-weekend position squaring). But this is t... (read more) MBS Price Change UMBS 5.0 97.03 -0.14 UMBS 5.5 99.42 -0.12 UMBS 6.0 101.43 -0.08 GNMA 5.0 97.38 -0.09 GNMA 5.5 99.68 -0.08 GNMA 6.0 101.57 -0.05 Pricing as of: 8/27 4:39PM EST US Treasury Yield Change 2 YR Treasury 4.234 +0.021 5 YR Treasury 4.399 +0.034 7 YR Treasury 4.521 +0.028 10 YR Treasury 4.674 +0.025 30 YR Treasury 5.191 +0.022 Pricing as of: 8/27 4:39PM EST Other News Hedging, Accounting, Verification, Jumbo, Workflow Tools; In-Person Events Thu, Aug 27, 2026 11:45AM Thank you to the folks who wrote to me about their concerns with the Reno fire, knowing my ties there (my place is safe). On a broader scale, as of August 24, the United States has had nearly 51,000 wildfires, blazes that have burned over 7.8 million acres, a concern of everyone including lenders and servicers. It’s not your imagination that it’s a lot: Comp... (read more) Latest Video Watch CNBC's full interview with Kansas City Fed President Jeff Schmid Fed’s preferred inflation gauge shows core prices rose 3.3% annually in Jul... July new home sales miss estimates Fed Chair has to say something about inflation, says former Fed President P... Around the Web CNBC Fed's Hammack says 'now is the time to act' on raising interest rates Investing Live Fed's Collins: Absent new tariff and oil shocks, there is reason to believe inflation will ease Eye on Housing Small Decline for Single-Family Home Size CNBC August apartment rents turn positive for the first time in four years CNBC Kansas City Fed's Schmid says inflation 'stubborn' and 'sticky,' policy rate not restrictive BLS Export prices up 8.2 percent from July 2025 to July 2026 Investing Live US initial jobless claims 203K vs 208K estimate Investing Live US treasury sells $70 billion of 5 year notes at a high yield of 4.393% Eye on Housing PCE Inflation Remains Sticky CNBC Fed Chairman Kevin Warsh delivers his key Jackson Hole speech Friday. Here's what to expect CNBC Treasury yields ease ahead of jobs data and Jackson Hole Investing Live Dallas Fed Trimmed Mean +2.2% versus 1.5% last month Investing Live EIA weekly US crude oil inventories +95K vs +597K expected

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