Mortgage rates had their best day of the month so far with the top tier 30yr fixed rate falling 0.08% for the average lender to the lowest levels in exactly 4 weeks. Today's improvement is a bit bigger than today's bond market movement would suggest. The discrepancy is due to timing. Bonds were improving fairly steadily since yesterday morning and the average lender didn't adjust yesterday's rates in response to the bond market improvement in the last few hours of the day. As such, that improvement was tacked on to today's. As for the drivers of the market movement, it's the same old story since the beginning of March. The Iran war is the primary source of motivation and oil prices are frequently the best correlated indicator for bond yields and interest rates. Around 10am this morning, oil dropped and bonds improved after a senior administration official said "a lot is happening today and tomorrow. We have all the ingredients of a deal, but it's not all there yet."

April 14, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.31% -0.08%   5.99% 7.08% 15 Yr. Fixed 5.96% -0.03%   5.55% 6.45% 30 Yr. Jumbo 6.54% -0.02%   6.1% 7.15% Compare Mortgage Rates from Local Lenders for Apr 14, 2026 Lowest Mortgage Rates in 4 Weeks Tue, Apr 14, 2026 3:23PM Mortgage rates had their best day of the month so far with the top tier 30yr fixed rate falling 0.08% for the average lender to the lowest levels in exactly 4 weeks. Today's improvement is a bit bigger than today's bond market movement would suggest. The discrepancy is due to timing. Bonds were improving fairly steadily since yesterday morning and the average lender didn't adjust yesterday's rates in response to the bond market improvement in the last few hours of the day. As such, that improvement was tacked on to today's. As for the drivers of the market movement, it's the same old story s... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.31% -0.08 0.00 15 Yr. Fixed 5.96% -0.03 0.00 30 Yr. FHA 5.88% -0.04 0.00 30 Yr. Jumbo 6.54% -0.02 0.00 7/6 SOFR ARM 5.98% -0.08 0.00 30 Yr. VA 5.90% -0.04 0.00 Updates Daily - Last Update: 4/14 Freddie Mac Rate Change Points 30 Yr. Fixed 6.37% -0.09 0.00 15 Yr. Fixed 5.74% -0.03 0.00 Updates Weekly - Last Update: 4/9 Mortgage Bankers Assoc. 30 Yr. Fixed 6.51% -0.06 0.61 15 Yr. Fixed 5.90% +0.01 0.74 30 Yr. Jumbo 6.54% -0.05 0.35 Updates Weekly - Last Update: 4/8 UMBS 30YR 5.0 99.36 -0.02   95.71 100.50 UMBS 30YR 5.5 101.05 -0.01   98.11 101.64 10 YR Treasury 4.249 0.000   3.948 4.590 Why Aren't Bonds Responding to a Big Beat in Inflation Data? Tue, Apr 14, 2026 10:29AM Bonds were fairly flat overnight and haven't moved much so far in the domestic session. More importantly, until 7am, bonds were slightly weaker even as oil prices have fallen and stocks have rallied.  What gives?! If PPI had come in much higher than expected, it would be easier to explain. But despite the 0.1 vs 0.5 reading for core monthly nu... (read more) MBS Price Change UMBS 4.5 97.31 +0.03 UMBS 5.0 99.37 -0.01 UMBS 5.5 101.06 +0.00 GNMA 4.5 97.40 +0.01 GNMA 5.0 99.85 -0.06 GNMA 5.5 101.06 -0.02 Pricing as of: 4/15 3:22AM EST US Treasury Yield Change 2 YR Treasury 3.745 -0.002 5 YR Treasury 3.865 -0.004 7 YR Treasury 4.046 -0.001 10 YR Treasury 4.247 -0.003 30 YR Treasury 4.857 -0.006 Pricing as of: 4/15 3:22AM EST Other News MERS Review, TPO, Virtual LO, Digital Ass't, HELOC, Warehouse Products; Policy Moves for LOs to Watch Tue, Apr 14, 2026 11:47AM Products, Services, and Software for Brokers and Lenders Meet the Axos Warehouse Lending and WCPL teams at MBA’s Secondary & Capital Markets Conference, May 17–20, 2026, at the Marriott Marquis New York. Axos Warehouse Lending helps mortgage lenders fund efficiently with a streamlined process and reliable execution, built for clarity, consistency, and ... (read more) Latest Video Treasury Secretary Bessent: Fed should wait and see on rate cuts March existing home sales fall 3.6% Strong retail sales gains in March despite weakening consumer confidence: C... March wholesale prices rose 0.5%, less than expected Around the Web Marketwatch The private-credit mess won't lead to a financial crisis like 2008's, says top IMF official CNBC U.S.-Iran talks could restart before ceasefire expires: Reports CNBC Treasury Secretary Bessent now says it's OK for the Fed to wait to lower rates amid oil surge Investing Live Iran thought they were close to an agreement on Sunday morning - report Eye on Housing Existing Home Sales Fell in March Eye on Housing Higher Energy Prices Increase Residential Construction Costs Eye on Housing Single-Family Permits Decline Sharply to Start 2026 Investing Live US and Iran negotiation teams reportedly set to return to Islamabad for talks this week CNBC Wholesale prices rose 0.5% in March, much less than expected despite war impact NAR NAR Existing-Home Sales Report Shows 3.6% Decrease in March CNBC Treasury yields rise as collapse of Iran talks clouds inflation outlook ADP Private Sector Employment Increased by 62,000 Jobs in March; Annual Pay was Up 4.5% CNBC U.S. Treasury yields edge lower as Middle East conflict remains in focus

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