It was a remarkably calm day for the mortgage market on two separate levels. First off, the average lender set this morning's rates right in line with yesterday's latest levels. Additionally, there were very few intraday changes (and in those cases, rates improved modestly). [thirtyyearmortgagerates] All of the above is made possible by the fact that the bond market stayed right in line with yesterday's levels all day long. This has happened for two straight days now, and it's the sort of stability that seemed like a distant memory several weeks ago. Will it last? There's never any way to know for sure. The bond/rate market is constantly at risk of responding to several sources of motivation. It just so happens that those sources have been silent after last week's improvement.  It's worth noting that there's a new Fed rate announcement tomorrow. Fed announcements often create volatility for rates and that volatility is rarely related to whether the Fed hikes/cuts/holds steady. In tomorrow's case, we already have a high degree of certainty that the Fed will not be hiking rates. Any impact the Fed has on mortgage rates would be a factor of the words they use in the policy statement or the words spoken by Fed Chair Warsh in the 2:30pm ET press conference.  Beyond the Fed, there are still other potential considerations for rates (tech sector volatility, war-related headlines), but never any guarantee that they'll adhere to a certain timeline. 

October 27, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 7.33% +0.00%   5.99% 7.61% 15 Yr. Fixed 7.01% +0.02%   5.55% 7.23% 30 Yr. Jumbo 7.60% +0.00%   6.15% 7.71% Compare Mortgage Rates from Local Lenders for Oct 27, 2026 Mortgage Rates Hold Steady Yet Again Tue, Oct 27, 2026 4:10PM It was a remarkably calm day for the mortgage market on two separate levels. First off, the average lender set this morning's rates right in line with yesterday's latest levels. Additionally, there were very few intraday changes (and in those cases, rates improved modestly). [thirtyyearmortgagerates] All of the above is made possible by the fact that the bond market stayed right in line with yesterday's levels all day long. This has happened for two straight days now, and it's the sort of stability that seemed like a distant memory several weeks ago. Will it last? There's never any way to ... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 7.33% 0.00 0.00 15 Yr. Fixed 7.01% +0.02 0.00 30 Yr. FHA 6.98% +0.02 0.00 30 Yr. Jumbo 7.60% 0.00 0.00 7/6 SOFR ARM 6.85% +0.03 0.00 30 Yr. VA 6.99% +0.01 0.00 Updates Daily - Last Update: 10/27 Freddie Mac Rate Change Points 30 Yr. Fixed 7.32% -0.08 0.00 15 Yr. Fixed 6.68% -0.03 0.00 Updates Weekly - Last Update: 10/22 Mortgage Bankers Assoc. 30 Yr. Fixed 7.41% -0.09 0.75 15 Yr. Fixed 6.73% -0.14 0.73 30 Yr. Jumbo 7.33% -0.16 0.60 Updates Weekly - Last Update: 10/21 UMBS 30YR 6.0 99.46 0.00   97.78 102.75 UMBS 30YR 6.5 101.34 -0.04   100.34 104.00 10 YR Treasury 4.998 +0.011   3.948 5.318 Mostly Consolidating Ahead of Fed. Some Pressure From Neocloud Bounce Tue, Oct 27, 2026 10:07AM "Neocloud" has entered the commentary. This is shorthand for the market segment in which Coreweave operates. Neocloud companies have been the epicenter of recent concerns in tech that have helped fuel the mid October bond rally.  Their negative momentum leveled off last Thursday--the same time bond yields bottomed. Neocloud stocks are up sharply th... (read more) MBS Price Change UMBS 5.5 97.14 -0.01 UMBS 6.0 99.46 0.00 UMBS 6.5 101.34 -0.04 GNMA 5.5 97.38 +0.04 GNMA 6.0 99.65 +0.13 GNMA 6.5 101.18 +0.00 Pricing as of: 10/27 5:57PM EST US Treasury Yield Change 2 YR Treasury 4.737 -0.006 5 YR Treasury 4.838 +0.012 7 YR Treasury 4.911 +0.013 10 YR Treasury 4.997 +0.009 30 YR Treasury 5.310 +0.008 Pricing as of: 10/27 5:57PM EST Other News Appraisal Review, Equity, QC Tools; Jumbo Competition, Microsoft News Implications? STRATMOR Tech Survey Tue, Oct 27, 2026 11:30AM The ancient Chinese philosopher Sun Tzu said, “Sometimes the best victory is the battle that was not fought.” In a shrinking residential market there are a lot of potential battles, for example: “Rob, are you hearing that some IMBs are not charging an origination fee or putting caps on LO comp for jumbo loans?” Of course, especially if the independent mortga... (read more) Latest Video September new home sales beat estimates Mohamed El-Erian: It's a good thing we're seeing differentiation in AI October consumer confidence comes in at 91.7, beating estimates Jerome Schneider on AI trade driving the bond market Around the Web Investing Live October US consumer confidence 91.7 vs 81.0 expected Eye on Housing Affordability Challenges Push New Home Sales Lower CNBC Frozen housing market sends remodelers mixed messages CNBC Federal Reserve is likely to hold interest rates steady in October. Here's what that means for consumers S&P Global Case-Shiller U.S. National Home Price NSA Index posted a 2.1% annual gain for August 2026 Investing Live US Treasury sells $69 billion of 2-year notes at a high yield of 4.708% CNBC U.S. Treasury yields inch lower as investors look ahead to the Fed's rate decision Eye on Housing Uptick for Non-Conventional Financing in 2025 CNBC U.S. Treasury yields are flat ahead of the Federal Reserve's monetary policy meeting FHFA FHFA House Price Index® Up 0.3 Percent in August; Up 2.4 Percent from Last Year Investing Live US October Dallas Fed manufacturing index 13.4 vs 9.8 prior Eye on Housing A Quarter of Remodelers Started ADUs Over Past Twelve Months Investing Live US September durable goods orders +1.8% vs +1.7% expected

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