We love it when a plan comes together. Heading into yesterday's Fed announcement, the hope was that a rate hike would reassure investors in longer-term bonds (like those that underlie mortgage rates). We also didn't expect that benefit to necessarily play out on the day of the hike itself (it didn't).  In fact, Fed day threw rates a bit of a curveball--not because the Fed hiked, but rather, due to the implications for additional hikes in Fed Chair Warsh's press conference. Thankfully, as of today, Warsh's unexpected hawkishness proved to be a temporary inconvenience for the market and rates are now back to the lowest levels of the past 4 days (and very close to the lowest levels of the week seen on Monday).  There's no guarantee about where we'll go from here, but common themes remain important. These include big ticket economic data and oil price volatility relating to Iran war developments. After hitting 7.24% yesterday, the average top-tier 30yr fixed rate is back down to 7.19%. 

September 17, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 7.19% -0.05%   5.99% 7.24% 15 Yr. Fixed 6.81% -0.03%   5.55% 6.84% 30 Yr. Jumbo 7.35% -0.05%   6.1% 7.4% Compare Mortgage Rates from Local Lenders for Sep 17, 2026 Mortgage Rates Back Near Lows of The Week Thu, Sep 17, 2026 2:50PM We love it when a plan comes together. Heading into yesterday's Fed announcement, the hope was that a rate hike would reassure investors in longer-term bonds (like those that underlie mortgage rates). We also didn't expect that benefit to necessarily play out on the day of the hike itself (it didn't).  In fact, Fed day threw rates a bit of a curveball--not because the Fed hiked, but rather, due to the implications for additional hikes in Fed Chair Warsh's press conference. Thankfully, as of today, Warsh's unexpected hawkishness proved to be a temporary inconvenience for the market and ra... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 7.19% -0.05 0.00 15 Yr. Fixed 6.81% -0.03 0.00 30 Yr. FHA 6.81% -0.01 0.00 30 Yr. Jumbo 7.35% -0.05 0.00 7/6 SOFR ARM 6.70% +0.01 0.00 30 Yr. VA 6.83% -0.01 0.00 Updates Daily - Last Update: 9/17 Freddie Mac Rate Change Points 30 Yr. Fixed 6.95% +0.19 0.00 15 Yr. Fixed 6.26% +0.17 0.00 Updates Weekly - Last Update: 9/17 Mortgage Bankers Assoc. 30 Yr. Fixed 6.85% +0.06 0.67 15 Yr. Fixed 6.17% +0.03 0.93 30 Yr. Jumbo 6.74% -0.02 0.63 Updates Weekly - Last Update: 9/9 UMBS 30YR 6.0 99.83 +0.47   99.46 102.75 UMBS 30YR 6.5 101.95 +0.42   101.62 104.00 10 YR Treasury 4.946 -0.073   3.948 5.005 Stars Aligning, Oil Falling, Or Some of Both? Thu, Sep 17, 2026 10:00AM Heading into yesterday's rate hike, recent evidence suggested the longer end of the bond market would appreciate a hike. There was no telling exactly how this would impact rates on Fed day itself--only that it was probably the lesser of two evils in the coming weeks. It was highly reassuring to see essentially no reaction to the rate hike in the first 3... (read more) MBS Price Change UMBS 5.5 97.43 +0.52 UMBS 6.0 99.83 +0.47 UMBS 6.5 101.96 +0.42 GNMA 5.5 97.68 +0.22 GNMA 6.0 99.95 +0.24 GNMA 6.5 101.70 -0.03 Pricing as of: 9/17 3:30PM EST US Treasury Yield Change 2 YR Treasury 4.688 -0.048 5 YR Treasury 4.802 -0.077 7 YR Treasury 4.871 -0.080 10 YR Treasury 4.949 -0.070 30 YR Treasury 5.297 -0.066 Pricing as of: 9/17 3:30PM EST Other News Non-QM Underwriting, Settlement, QC, AI Processing Tools; Equity Products; Investor Updates Thu, Sep 17, 2026 11:22AM “My wife says I only have 2 faults. I don't listen, and something else…” Communication matters. How many LOs wear a pin out in public that says, “Business is great!” so strangers will ask them what business they’re in? Probably not many, but maybe it is worth a try to start a conversation? (On today’s The Big Picture, Chris Whalen will be having a conversati... (read more) Latest Video Fed Chairman Warsh: Long term yields have risen due to several reasons Former Dallas Fed Pres. Robert Kaplan: A couple of rate hikes is appropriat... Pending home sales rises 0.3% in August Fmr. Treasury Secretary Lew: Bond buybacks won't fundamentally change the d... Around the Web CNBC Fed approves interest rate hike, signals one more to come this year Realtor.com Single-Family Home Construction Jumps Unexpectedly in August NAR NAR Pending Home Sales Report Shows 0.3% Increase in August Investing Live US initial jobless claims come in at 196K vs 208K estimate CNBC Consumers hit by one-two punch of oil and rates from Iran war. The estimated bill is $1,700 per household Eye on Housing Builder Sentiment Falls on Higher Interest Rates and Costs CNBC Mortgage demand from homebuyers drops 19% from a year ago, as interest rates surge abruptly higher Investing Live US August housing starts 1.275m vs 1.309m expected CNBC Treasury yields move lower after Fed kicks off hiking cycle Investing Live Atlanta Fed GDPNow estimate for Q3 growth jumps to 5.1% from 4.4% CNBC Americans' incomes rose and poverty fell in 2025, Census Bureau says Investing Live US August advance retail sales +1.2% vs +0.8% expected Investing Live US import and export prices are August 0.7% vs 0.4%. Export prices 0.6% vs 0.5% est.

© 2026  Mortgage News Daily, LLC. | 19701 Bethel Church Rd. | Cornelius, NC 28031 Interest rates displayed are national averages and for informational purposes only. Actual rates from lenders may vary based on several factors including, but not limited to, credit worthiness, ability to replay, credit score, down payment, loan term, etc. This email was sent to: [recipientemail]. Go here to UNSUBSCRIBE from this email.