Mortgage rates rose modestly on Thursday, with multiple lenders making mid-day adjustments in response to bond market volatility. Bonds remain highly attuned to war-related developments and the impact on oil prices which, in turn, have a bearing on inflation implications.  Higher inflation begets higher interest rates, all else equal. In addition to the oil/inflation narrative, bonds also came under some pressure as Alphabet announced a large corporate bond offering. Like anything in the market, bond prices change in response to supply and demand. If a big corporate bond competes for investor demand, it can indirectly lower the demand for the bonds that underlie mortgage rates. When bond prices fall, rates rise. The good news is that the adjustment is very small in the bigger picture. Additionally, yesterday's rates were the best in more than 2 weeks. In other words, today's rates are modestly higher than the 2-week lows.  There's potential for volatility tomorrow, for better or worse, in response to the monthly jobs report. And of course, war-related headlines create ongoing risk/opportunity for movement in either direction. 

August 6, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.77% +0.02%   5.99% 6.85% 15 Yr. Fixed 6.30% +0.01%   5.55% 6.34% 30 Yr. Jumbo 6.90% +0.01%   6.1% 6.92% Compare Mortgage Rates from Local Lenders for Aug 6, 2026 Mortgage Rates Slightly Higher Ahead of Jobs Report Thu, Aug 6, 2026 2:08PM Mortgage rates rose modestly on Thursday, with multiple lenders making mid-day adjustments in response to bond market volatility. Bonds remain highly attuned to war-related developments and the impact on oil prices which, in turn, have a bearing on inflation implications.  Higher inflation begets higher interest rates, all else equal. In addition to the oil/inflation narrative, bonds also came under some pressure as Alphabet announced a large corporate bond offering. Like anything in the market, bond prices change in response to supply and demand. If a big corporate bond competes for inv... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.77% +0.02 0.00 15 Yr. Fixed 6.30% +0.01 0.00 30 Yr. FHA 6.33% +0.02 0.00 30 Yr. Jumbo 6.90% +0.01 0.00 7/6 SOFR ARM 6.34% +0.04 0.00 30 Yr. VA 6.35% +0.03 0.00 Updates Daily - Last Update: 8/6 Freddie Mac Rate Change Points 30 Yr. Fixed 6.69% +0.03 0.00 15 Yr. Fixed 6.01% -0.03 0.00 Updates Weekly - Last Update: 8/6 Mortgage Bankers Assoc. 30 Yr. Fixed 6.76% +0.07 0.69 15 Yr. Fixed 6.15% +0.11 0.84 30 Yr. Jumbo 6.70% +0.26 0.52 Updates Weekly - Last Update: 7/29 UMBS 30YR 5.5 99.24 -0.35   98.89 101.64 UMBS 30YR 6.0 101.34 -0.24   101.05 102.75 10 YR Treasury 4.677 +0.064   3.948 4.736 Modest Overnight Weakness on Oil and Corporate Issuance. Thu, Aug 6, 2026 11:04AM It's as good of a day as any to revisit our primer on corporate debt issuance given that it's having an impact on bonds today.  Alphabet announced a $25bln bond offering around 7:45am ET, and yields instantly moved 2bps higher. Before that, there was nearly 2bps of weakness as bonds followed oil prices modestly higher. Since the start of the domest... (read more) MBS Price Change UMBS 5.0 96.82 -0.44 UMBS 5.5 99.24 -0.35 UMBS 6.0 101.34 -0.24 GNMA 5.0 97.20 -0.39 GNMA 5.5 99.63 -0.28 GNMA 6.0 101.69 -0.17 Pricing as of: 8/6 7:02PM EST US Treasury Yield Change 2 YR Treasury 4.250 +0.077 5 YR Treasury 4.396 +0.067 7 YR Treasury 4.534 +0.071 10 YR Treasury 4.677 +0.064 30 YR Treasury 5.227 +0.058 Pricing as of: 8/6 7:02PM EST Other News Hedging, AVM, Dashboard Tools; UWM News Turn Heads; Chrisman Demo Day Announced Thu, Aug 6, 2026 10:53AM Lender and Broker Software, Products, and Services What if the most important capital markets decision you're making today is based on incomplete data? Mortgage lenders don't struggle with a lack of information. They struggle with too much of it spread across too many systems. Pricing in one place. Hedge performance in another. Pipeline metrics somewhere e... (read more) Latest Video June wholesale inventories rise 0.2%, missing expectations Private companies added just 44,000 workers in July, below expectations, AD... ISM non-manufacturing PMI comes in at 54.1 in July, missing expectations S&P Global U.S. Services PMI comes in at 54.6 in July Around the Web Reuters Proposed Hormuz passage deal not feasible for shipping industry, sources say CNBC Oil prices jump after Iran publishes restrictive draft plan for Strait of Hormuz Revelio Labs The US economy adds 79k jobs in July CNBC Homeowners are paying much more for insurance and keeping coverage is getting harder Investing Live US initial jobless claims 199K versus 202K estimate CNBC Gas prices could remain high this fall even if crude prices stabilize. Here's why Challenger Gray Challenger Report: Layoffs Fall, Hiring Picks Up; AI Leads For Fifth Straight Month CNBC Shorter-dated Treasury yields edge higher as traders sharpen focus on rates CNBC Fed Governor Cook says she's 'prepared to act' on rate hike to address inflation CNBC Affordability is a 'defining challenge' for Americans, with food costs leading the way, report finds Eye on Housing Multifamily Developer Confidence Weakens in Second Quarter CNBC As Warsh and the Fed contemplate fewer meetings, markets brace for potential volatility ahead Federal Reserve Speech by Governor Cook on the outlook for the US economy

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