Mortgage rates didn't move much on Tuesday, but at least it was in the right direction. Perhaps more exciting is the fact that the average lender is now at the lowest levels in a week with top-tier 30yr fixed rates at 7.17% versus 7.19% yesterday. This matches September 14th's rates. Before that, you'd have to go back to January, 2025 to see anything higher.  Motivation came from familiar sources as oil prices moved lower after overnight headlines regarding a potential reopening of the Strait of Hormuz. There was a bit of a pull-back intraday but oil and bond yields moved back down in the afternoon following another round of promising war-related headlines.  [thirtyyearmortgagerates]

September 22, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 7.17% -0.02%   5.99% 7.24% 15 Yr. Fixed 6.83% +0.00%   5.55% 6.84% 30 Yr. Jumbo 7.35% +0.00%   6.1% 7.4% Compare Mortgage Rates from Local Lenders for Sep 22, 2026 Lowest Mortgage Rates in a Week Tue, Sep 22, 2026 4:24PM Mortgage rates didn't move much on Tuesday, but at least it was in the right direction. Perhaps more exciting is the fact that the average lender is now at the lowest levels in a week with top-tier 30yr fixed rates at 7.17% versus 7.19% yesterday. This matches September 14th's rates. Before that, you'd have to go back to January, 2025 to see anything higher.  Motivation came from familiar sources as oil prices moved lower after overnight headlines regarding a potential reopening of the Strait of Hormuz. There was a bit of a pull-back intraday but oil and bond yields moved back down in th... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 7.17% -0.02 0.00 15 Yr. Fixed 6.83% 0.00 0.00 30 Yr. FHA 6.80% -0.01 0.00 30 Yr. Jumbo 7.35% 0.00 0.00 7/6 SOFR ARM 6.72% -0.02 0.00 30 Yr. VA 6.82% -0.01 0.00 Updates Daily - Last Update: 9/22 Freddie Mac Rate Change Points 30 Yr. Fixed 6.95% +0.19 0.00 15 Yr. Fixed 6.26% +0.17 0.00 Updates Weekly - Last Update: 9/17 Mortgage Bankers Assoc. 30 Yr. Fixed 6.97% +0.12 0.72 15 Yr. Fixed 6.30% +0.13 0.98 30 Yr. Jumbo 7.03% +0.29 0.59 Updates Weekly - Last Update: 9/16 UMBS 30YR 6.0 99.83 -0.01   99.43 102.75 UMBS 30YR 6.5 102.02 -0.04   101.59 104.00 10 YR Treasury 4.965 +0.013   3.948 5.005 Fake or Not, Hormuz Headlines Helping Bonds Tue, Sep 22, 2026 9:12AM Bonds began the overnight session in weaker territory and were mostly sideways until roughly 4:30am. At that time, newswires hit regarding an Iranian official suggesting to 2 separate news agencies that Iran could reopen the Strait within 7 days. That was the only part of the news that the market focused on, even though there were conditions and, later, deni... (read more) MBS Price Change UMBS 5.5 97.47 +0.02 UMBS 6.0 99.83 -0.01 UMBS 6.5 102.02 -0.04 GNMA 5.5 97.66 -0.02 GNMA 6.0 99.95 +0.01 GNMA 6.5 101.65 -0.03 Pricing as of: 9/22 10:10PM EST US Treasury Yield Change 2 YR Treasury 4.743 0.000 5 YR Treasury 4.844 +0.017 7 YR Treasury 4.896 +0.014 10 YR Treasury 4.965 +0.013 30 YR Treasury 5.301 +0.017 Pricing as of: 9/22 10:10PM EST Other News Broker, UAD 3.6, Property Tax, MISMO President's Observations; BSI's Larry Goldstone Interview Tue, Sep 22, 2026 11:41AM Here at the ACUMA event in Las Vegas, credit unions are definitely on the march for market share in a decreasing residential volume environment, given their place in the consumer’s financial landscape (“food chain”). Some of the conversation is focused on “builder biz.” Builders have been using capital to temporarily buy down rates or offer 30-year rates per... (read more) Latest Video Former Boston Fed Pres. Eric Rosengren: Appropriate to have another 25 bps ... Fmr. Treasury Secretary Lew: Bond buybacks won't fundamentally change the d... Former Dallas Fed Pres. Robert Kaplan: A couple of rate hikes is appropriat... Pending home sales rises 0.3% in August Around the Web Yahoo Finance Richmond Fed's Barkin says supply shocks aren't proving short-lived, leaves door open to further rate hikes Investing Live Recap: US and Iran meet in New York on UNGA sidelines, Hormuz conditions on the table Reuters Iran ready to reopen Strait of Hormuz if US eases military pressure and lifts blockade Newsquawk Iranian sources via Fars have declared reports from Kyodo and Reuters, that Tehran is ready to reopen the Strait of Hormuz within 7 days to be invalid and untrue Eye on Housing Bedrooms in New Single-Family Homes in 2025 Investing Live Fed's Collins: With jobs market on a better footing, can focus on price stability CNBC Fed’s Kashkari reportedly says inflation is still too high across the U.S. economy CNBC U.S. Treasury yields ease as investors await fresh jobs data, Fed comments CNBC September surge or October offload? Jobs experts weigh in on this falls hiring trends Investing Live St. Louis Fed’s Musalem: Interest rates likely need to rise further to tame inflation Investing Live US September Richmond composite index -2 vs +4 prior Investing Live Philly Fed nonmanufacturing survey -22.0 vs -10.6 prior Chicago Fed Goolsbee: Monetary Policy in an Uncertain World

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