It may not be as glamorous as being able to say mortgage rates are "in the 5s," but at 6.00%, today's MND rate index is a mere 0.01% higher than yesterday's multi-year low.  For all practical purposes, this means the average borrower will see almost exactly the same rates as yesterday.  In many cases, the quotes will be exactly the same.  There were no big ticket market movers on the econ calendar and no major headlines that caused any appreciable volatility in the bond market (bonds dictate mortgage rates).  In general, the entire week is very quiet in terms of those potential market movers. Rates would need to see a shift in important economic reports before committing to their next major move. 

February 25, 2026 Download our Mobile App: Download our Mobile App: 30 Yr. Fixed 6.00% +0.01%   5.99% 7.08% 15 Yr. Fixed 5.62% +0.04%   5.55% 6.48% 30 Yr. Jumbo 6.28% +0.00%   6.1% 7.2% Compare Mortgage Rates from Local Lenders for Feb 25, 2026 Mortgage Rates Mostly Holding Long-Term Lows Wed, Feb 25, 2026 3:37PM It may not be as glamorous as being able to say mortgage rates are "in the 5s," but at 6.00%, today's MND rate index is a mere 0.01% higher than yesterday's multi-year low.  For all practical purposes, this means the average borrower will see almost exactly the same rates as yesterday.  In many cases, the quotes will be exactly the same.  There were no big ticket market movers on the econ calendar and no major headlines that caused any appreciable volatility in the bond market (bonds dictate mortgage rates).  In general, the entire week is very quiet in terms of those pote... (read more) Mortgage News Daily Rate Change Points 30 Yr. Fixed 6.00% +0.01 0.00 15 Yr. Fixed 5.62% +0.04 0.00 30 Yr. FHA 5.65% +0.02 0.00 30 Yr. Jumbo 6.28% 0.00 0.00 7/6 SOFR ARM 5.38% +0.09 0.00 30 Yr. VA 5.67% +0.02 0.00 Updates Daily - Last Update: 2/25 Freddie Mac Rate Change Points 30 Yr. Fixed 6.01% -0.08 0.00 15 Yr. Fixed 5.35% -0.09 0.00 Updates Weekly - Last Update: 2/19 Mortgage Bankers Assoc. 30 Yr. Fixed 6.17% -0.04 0.56 15 Yr. Fixed 5.50% -0.15 0.73 30 Yr. Jumbo 6.21% -0.09 0.27 Updates Weekly - Last Update: 2/18 UMBS 30YR 5.0 100.33 +0.06   95.71 100.50 UMBS 30YR 5.5 101.56 +0.03   98.11 101.64 10 YR Treasury 4.027 -0.018   3.932 4.590 Re-Settling Into Same Narrow Range Amid Lack of Data Wed, Feb 25, 2026 9:42AM Some days, there's a lot to say about what's going on in the bond market. Other days are like today. Analysts have to lean on themes like trading ranges, technicals, and the asset allocation trade (buy stocks / sell bonds, and vice versa). Incidentally, those default explanations continue to hold some water with 10yr yields once again hesitant to push below ... (read more) MBS Price Change UMBS 4.5 98.74 +0.16 UMBS 5.0 100.36 +0.09 UMBS 5.5 101.55 +0.01 GNMA 4.5 98.66 +0.12 GNMA 5.0 100.27 +0.05 GNMA 5.5 101.26 +0.01 Pricing as of: 2/26 11:13AM EST US Treasury Yield Change 2 YR Treasury 3.448 -0.025 5 YR Treasury 3.584 -0.040 7 YR Treasury 3.779 -0.037 10 YR Treasury 4.019 -0.026 30 YR Treasury 4.673 -0.026 Pricing as of: 2/26 11:13AM EST Other News Non-QM, QC, Cash Flow Worksheet, Virtual Economist, Home Equity Closing Products; FHA/VA News Wed, Feb 25, 2026 12:00PM It is no secret that Congress and regulators have trouble keeping up with technology. But is an AI “conversation” with a borrower any different than a questionnaire given to that same borrower? Will the line be drawn at RESPA items? Can regulators audit transcripts of AI “conversations” without court orders? (One way to have the “inside scoop” on issues like... (read more) Latest Video February consumer confidence comes in at 91.2, beating expectations December factory orders fell 0.7%, in line with estimates Homebuilder stocks rise slightly on SCOTUS tariff decision December new home sales come in at 745k, down 1.7% from November Around the Web Investing Live Fed's Musalem: Inflation is almost a full percentage point above target Investing Live U.S. Treasury sells $70 billion of 5 year notes at a high yield of 3.615% CNBC Mortgage rates hit lowest level in nearly 4 years, but homebuyers are still stuck on the sidelines Eye on Housing Housings Share of GDP Declined Further at the End of 2025 Redfin Nearly 1 in 7 Home Sales Are Falling Through, a Record For This Time of Year FXStreet Fed's Barkin: Monetary policy is currently well-positioned for risks CNBC Treasury yields move higher as investors weigh Trump's State of Union address Realtor.com Affordability Fears Shake the Housing Market as Home Depot Sees Spending Slowdown FHFA U.S. House Prices Rise 1.8 Percent Year over Year; Up 0.8 percent Quarter over Quarter PR Newswire ADP National Employment Report Preliminary Estimate for February 7, 2026 S&P Global S&P Cotality Case-Shiller Index Reports Annual Gain In November 2025 Eye on Housing Young Adult Headship Rates in 2024: Cyclical Slip or New Equilibrium? American Bankers Assoc. ABA Statement on FDICs Quarterly Banking Profile

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