Introduction

MortgageNewsDaily.com takes your privacy seriously. The following privacy statement describes how your personal information is collected and used on MortgageNewsDaily.com. Please read the following information to learn more about our privacy practices.

Information Collection & Use

It is not necessary to register with MortgageNewsDaily.com in order to use our website. However we do have some optional services that require submission of personal data. The way we use this personal information is outlined below.

Brown House Media, Inc. is the sole owner of the information collected on MortgageNewsDaily.com. Brown House Media, Inc. collects personally identifiable information from our users at the following points on our Web site.

News Alerts
If you choose to utilize our News Alerts service, we request certain personally identifiable information from you upon signup. The information we collect during this signup includes your email address.

Signup for our News Alerts Service includes an email verification process. No news alerts will be sent until your email address has been verified. When you signup, an email is sent to your email address with a unique verification code. You must enter this verification code in our verification form. A link to this form is included in the verification email.

Upon verification we will use your email address to send you an email notification each time a news story is published on MortgageNewsDaily.com. We will not share your email address with third parties other than a service provider that mails the News Alerts for us.

Out of respect for your privacy, we provide you a way to unsubscribe. You can simply click the 'unsubscribe' link at the bottom of each email or contact customer service directly to have your email address removed from our system.

Comments
If you post a comment on one of our pages that accepts user comments, we do request certain personally identifiable information from you. The information we collect during this process includes name, email address and your URL. Your email address is not required and will only be used if we wish to respond to your comment or suggestion. We may make public any information that you provide including your name, URL and e-mail address.

If you post comments on this site, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of this website, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in your comments.

Wiki Submissions
If you post a question or topic suggestion to our Wiki Program, we do request certain personally identifiable information from you. The information we collect during this process includes name and email address. Your email address is not required and will only be used if we wish to respond to your question or topic suggestion. We may make public any information that you provide including your name and e-mail address.

Wiki Contributors
If you sign up to become a contributor to our Wiki Program, we do request certain personally identifiable information from you. The information we collect during this process includes name, address, phone number, email address and your URL. This information will be used to communicate with our contributors. We may make public any information that you provide including your name, address, phone number, email address and URL.

Surveys
Occasionally we may provide you the opportunity to participate in surveys on our site. If you participate, we will request certain personally identifiable information from you. Participation in these surveys is completely voluntary and you therefore have a choice whether or not to disclose this information. The requested information typically includes contact information (such as name and email address), and demographic information (such as zip code). We use this information tabulate the results for the survey. We may share this information with third parties.

Tell-A-Friend
If you choose to use our referral service to tell a friend about our site, we will ask you for your friend's name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. Brown House Media, Inc. stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program.

Your friend may contact us to request that we remove this information from our database.

Contact Us
If you submit personal information, such as your email address, to us by following the "Contact Us" link located throughout our Site, we will use that information to respond to your question or request for information. This information will not be shared with third parties without your explicit permission.

Service-related Announcements
We will send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email. You may not opt-out of these non-promotional communications. If you do not wish to receive them, you have the option to deactivate the service related to the service announcement.

Choice/Opt-out
If you no longer wish to utilize services such as our News Alerts, you may opt-out of receiving them by clicking the unsubscribe link included in each News Alert. You can also opt out of any communications by contacting us directly.

Log Files
As is true of most Web sites, we gather certain non-personally identifiable information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track user navigation around the website and to gather demographic information about our user base as a whole.

We do not link this automatically-collected data to personally identifiable information.

We also use a third-party tracking service called HitsLink that uses log files to track and aggregate the same non-personally identifiable information listed above.

Cookies
A cookie is a small text file that is stored on a user's computer for record-keeping purposes. We do use cookies on this site. We do link the information we store in cookies to any personally identifiable information you submit while on our site.

We do use session ID cookies to make it easier for you to navigate our site. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser's "help" file.

Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies. This privacy statement covers the use of cookies by this site only and does not cover the use of cookies by any advertisers See "Third Party Advertisers."

Clear Gifs (Web Beacons)
We employ a software technology called clear gifs. Clear gifs are often referred to as pixel tags or Web Beacons. These clear gifs are used to help us recognize and assess traffic patterns on our website. Clear gifs are actually small graphics that contain a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. Unlike cookies, which are stored on a user's computer hard drive, clear gifs are embedded invisibly into Web pages. We do not tie the information gathered by clear gifs to our user's personally identifiable information.

Third Party Advertisers
The ads appearing on this Web site are delivered to users by third party advertisers. We may share Web site usage information about users with reputable third parties for the purpose of targeting our advertisements on this site.

Third party advertisers may uses cookies and clear GIFs on this site, which allow it to recognize a user's cookie when a user visits this site. The collected and shared through this technology is not personally identifiable.

Links to Other Sites
This Web site contains links to other sites that are not owned or controlled by Brown House Media, Inc. Please be aware that we, Brown House Media, Inc., are not responsible for the privacy practices of such other sites.

We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.

This privacy statement applies only to information collected by this Web site.

Access to Personally Identifiable Information
If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate this information by contacting Customer Support.

Security
The security of your personal information is important to us. When you enter sensitive information on our registration or order forms, we encrypt that information using secure socket layer technology (SSL).

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can send email by clicking here.

Business Transitions
In the event BROWN HOUSE MEDIA, INC. goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred.

Legal Disclaimer
We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Web site.

Data Retention
We retain your information for as long as necessary to permit us to use it for the purposes that we have communicated to you and comply with applicable law or regulations.

Changes in this Privacy Statement
If we decide to change our privacy policy, we will post those changes to this privacy statement and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

We reserve the right to modify this privacy statement at any time, so please review it frequently. It is your responsibility to review this document for changes.

Contact Us
If you have any questions or suggestions regarding our privacy policy, please contact us.