Mortgage Rates Blog

Place your ad here

Email Alerts

Receive an Email Alert each time a story is posted to MBS Commentary.

- Subscribe to Email Alerts

RSS

- Posts | Comments

- View All RSS Feeds

Newsletters

- Subscribe to Newsletter

- Subscribe to Mortgage Rates Update

Latest Headlines

From MBS Commentary

MBS RECAP: Still a Decent Week Despite Friday Slide

MBS Day Ahead: This Is The Shift. Now It's About Time and...

MBS RECAP: Snowball Rally For Bonds! Why? And What Next?

MBS Day Ahead: Twilight Zone: Strong Econ Data = Big Bond Rally...

MBS RECAP: Super Sideways Ahead of Retail Sales

View All

Other Top Headlines

COVID-19 Forbearance Decline Hits Mid-Month Lull

New Home Purchase Applications Ramping up for Spring

Lock Desk, MLO, Underwriter Jobs; POS, Workflow, Digital Tools;...

Mortgage Rates Falling Quickly to Lowest Levels in Weeks

Buyer Demand Provides Modest Boost to Builder Confidence

Latest Video

Biggest Construction Boom Since 2006; Best 2 Weeks For Rates in a Year

Published: 4/16/2021

VIEW | SUBSCRIBE | ARCHIVE

Comments

Latest Questions

Channel Options ↓ More

MBS Commentary Headlines

RSS

EMAIL ALERTS

News » MBS Commentary

Home » News Headlines » MBS Commentary Home

Thomson Reuters MBS Aggregations
Gain access to a powerful search engine and most accurate and timely mortgage industry originator and servicer rankings. Explore More »

MBS Basics: Part 1 | Part 2 | Part 3 | Part 4 | The Gut Flop

Sort by: Most Recent | Most Viewed | Most Commented

THE FED RATE CUT HAS NOTHING TO DO WITH MORTGAGE RATES

Comments (3)

Read More

by Matthew Graham on March 03 2020, 12:42 PM

The Fed announced an emergency rate cut of 50bps today (0.50%). Great! So your mortgage rate could be 0.5% lower, right? WRONG! And to be clear, that's not one of those all-caps, bold lettered internet claims made by some guy with an agenda who may or...
DU REFI PLUS - No Media Coverage

Comments (43)

Read More

by AQ on March 06 2009, 1:38 PM

You can download the full 'DU Refi Plus' document in pdf format here . If you would like to link to this document, please link to http://www.mortgagenewsdaily.com/du-refi-plus.pdf DU Refi Plus TM BORROWERS YOU DO NOT HAVE TO GO TO YOUR SERVICER...
Who Broke The Mortgage Market And When Will It Be Fixed?

Comments (8)

Read More

by Matthew Graham on March 26 2020, 5:17 PM

I will do my best to speak to both consumer and mortgage industry people on this topic. It affects everyone. With that in mind, the following is a list of questions that loan originators have been asking. Consumers might not be familiar with all the terms...
Surprise Announcement From FHFA Just Made Your Refi Much More Expensive

Comments (1)

Read More

by Matthew Graham on August 12 2020, 8:47 PM

In what can only be described as a cash grab, Fannie and Freddie's regulator just announced a new tax on refinances. Granted, it's not technically a tax, and it wasn't probably even intended to hit the pocketbooks of the American homeowner...
Brief Discussion on Treasury Auction Jargon and Significance

Comments (3)

Read More

by Matthew Graham on January 11 2012, 2:50 PM

Earlier today on MBS Live, after briefly discussing the results of today's 10yr Auction, a question came up basically asking if I could explain what I was talking about in English. Although I'm not sure if it's much of an improvement from the original...
MND Special Report on MBS "Black Wednesday:" Among The Worst Day Of Losses.... Ever....

Comments (14)

Read More

by Matthew Graham on May 27 2009, 6:31 PM

Damage Report 5/27/09 The dust is finally settling and ashes finally floating away, at least for today. We are left with one of the most grotesque images to come out of the MBS marketplace in years: the visual representation of the deservedly named "Black...
How Crazy Is This Move in Rates and Refis?

Comments (1)

Read More

by Matthew Graham on March 04 2020, 3:37 PM

I was surprised to open up shop this morning and find yields and MBS right about where we left them yesterday afternoon. I was also surprised yesterday afternoon when yields were able to hold under 1% by the end of the day. In other words, this bond rally...
Explaining The MBS Settlement Process

Comments (4)

Read More

by Matthew Graham on March 09 2010, 4:51 PM

If you haven't read the following description of the agency MBS settlement process...please don't skip over it as it may save you from having to change your pants when next month's settlement rolls around. If you have read it...go over it...
Master List of Mortgage Market's COVID-19 Changes And Appraisal Tables

Comments (0)

Read More

by Matthew Graham on March 24 2020, 9:30 AM

Hit the comment section if we're missing anything and we'll get it updated to keep this as an up-to-date list of COVID-related changes to underwriting guidelines, forbearances, etc. The changes come at the direction of FHFA and are thus substantially...
HR 3044: To Impose 18-month Moratorium on HVCC (!!!!!!!!)

Comments (63)

Read More

by AQ on June 26 2009, 11:05 PM

H.R. 3044 : To impose an 18-month moratorium on the Home Valuation Code of Conduct ...from NAMB McLean, VA - June 26, 2009 - Last night, Representatives Childers (D-MS) and Miller (R-CA) introduced legislation calling for an 18 month moratorium on the...
MBS MORNING: Explaining Yield Spreads and the Curve

Comments (4)

Read More

by AQ on November 05 2009, 12:26 PM

When the yield curve steepens, it implies interest rates will be higher in the future. If interest rates are expected to increase in the next 10 years, then the borrowers who are refinancing at current market interest rates will be less likely to refinance...
MBS BREAKING NEWS: Full Text Of Press Release and Q and A from the Fed

Comments (15)

Read More

by Matthew Graham on December 30 2008, 4:35 PM

Press Release Release Date: December 30, 2008 For immediate release The Federal Reserve on Tuesday announced that it expects to begin operations in early January under the previously announced program to purchase mortgage-backed securities (MBS) and that...
BRRRREXIT!! Rates Plummet Toward All-Time Lows

Comments (1)

Read More

by Matthew Graham on June 24 2016, 12:01 AM

FOLLOW THE LATEST BREXIT UPDATES on MBS LIVE with FREE TRIAL CODE: BREXIT So what are we seeing? At this point, most major media outlets are "calling it" in favor of Brexit , "leave," whatever you want to call it. Folk in the U.K. are voting to exit the...
MBS Day Ahead: End of a Decades-Long Trend for Treasuries

Comments (0)

Read More

by Matthew Graham on December 31 2013, 7:00 AM

2013 draws to a close today and it will officially break a 20 year trend in bond markets. Since 1993, 10yr yields have returned to the same boundary of the same linear trend channel precisely every 5 years, but 2013 didn't come close (see the chart...
MBS OP-ED: MAKING SENSE OF THIS MESS

Comments (32)

Read More

by AQ on February 05 2009, 12:55 PM

All expected positives we've promoted aside, which includes the most recent conviction regarding the "it that shall not be named". It is time to put everything in perspective. Before moving forward we recommend reading the precursors to this post. First...

1 2 3 4 5 Next > ... Last »

Discuss the MBS and Mortgage Markets on Our Streaming Dashboard

Discuss MBS and Mortgage Markets with Hundreds of Loan Officers on the MBS Live Streaming Dashboard.

»Start a Two Week Risk Free Trial

More From MND

Pipeline Press

Lock Desk, MLO, Underwriter Jobs; POS, Workflow, Digital...

Suddenly everyone’s ruminating on upcoming mergers and acquisitions (and there will definitely be some), but in the lower management ranks, lenders...
MBS Commentary

MBS Day Ahead: This Is The Shift. Now It's About...

For virtually all of 2021 (and much of Q4 2020), we've been tracking an uptrend in Treasury yields. As the overall move grew to a size rarely seen...
Mortgage Rate Watch

Mortgage Rates Falling Quickly to Lowest Levels in...

It's no secret that mortgage rates had a rough month in March and a rough year in general. The average lender raised 30yr fixed rates by roughly half a...
MBS Commentary

MBS RECAP: Snowball Rally For Bonds! Why? And What...

Snowball Rally For Bonds! Why? And What Next? Heading into today, we expected the bond market to ignore potentially stronger Retail Sales data. Not only...
MND NewsWire

Buyer Demand Provides Modest Boost to Builder Confidence

New home builders seem to be slowly getting their mojo back. After recovering from the hit they took in the first days of the pandemic, they encountered...
Pipeline Press

AE, Ops, Sales Jobs; Sec. Mktg., NOI, QC, Diversity...

There are some clever people out there, especially when it comes to satisfying demand . Lenders know that mortgage pricing is a function of supply and...
MBS Commentary

MBS Day Ahead: Twilight Zone: Strong Econ Data = Big...

Heading into today, we expected the bond market to ignore potentially stronger Retail Sales data. Not only did bonds overlook the big beat (9.8 vs 5.9...
MBS Commentary

MBS RECAP: New Week, New Weakness

New Week, New Weakness The new week wasted very little time in reinforcing the realities of 2021. This is a rising rate environment until further notice...
MBS Commentary

MBS Day Ahead: Where's The Ceiling? More Looking...

Bonds remain in the midst of a very large and sustained sell-off. Generally speaking, the rising rate environment is a logical byproduct of pandemic progress...
MBS Commentary

MBS RECAP: 'Unchanged' Feels Like a Victory

'Unchanged' Feels Like a Victory Bonds began the day at the highest yields in more than a year and slowly worked their way back to 'unchanged...
MBS Commentary

MBS Day Ahead: Real Story on Feb/March Rate Spike:...

Today is the last day of the month and quarter. That means more for financial markets than it does for many other sectors. While there is no hard and fast...
MBS Commentary

MBS RECAP: Moderate Weakness But No Major Quarter-End...

Month/Quarter-End Trading Refresher; More Stimulus Details Today is the last day of the month and quarter. That means more for financial markets than it...
MBS Commentary

MBS Day Ahead: New Month, New Hope, But High Bar For...

March's month/quarter-end trading got more credit than normal for moving markets in the past week or two. As such, it's fair to hope for April...
MBS Commentary

MBS RECAP: Thursday Curse Broken. NFP Friday

Thursday Curse Broken. NFP Friday Thursdays have been almost universally bad in 2021--a point that was driven home when last week's example looked...
MBS Commentary

MBS Day Ahead: Huge Jobs Numbers and a Logical (But...

There were "whisper" numbers earlier this week suggesting nonfarm payrolls could come in closer to 1 million as opposed to the median forecast...
MBS Commentary

MBS RECAP: Higher Yields Today, But Next Week is More...

Huge Jobs Numbers and a Logical (But Muted) Bond Reaction There were "whisper" numbers earlier this week suggesting nonfarm payrolls could come...
MBS Commentary

MBS Week Ahead: Rates Still Trying to Establish a Ceiling...

The rising rate trend of 2021 is increasingly being called into question--even if only temporarily--due to the inability of 10yr yields to quickly break...
MBS Commentary

MBS RECAP: Decent Showing For Bonds Despite Strong...

Rates Still Trying to Establish a Ceiling The rising rate trend of 2021 is increasingly being called into question--even if only temporarily--due to the...
MBS Commentary

MBS Day Ahead: First Real Trading Day of April; First...

Global financial markets are entirely open today for the first time since last Thursday, thus giving us a chance to see if this month's momentum will...
MBS Commentary

MBS RECAP: Evidence For a Ceiling Continues to Accumulate

Evidence For a Ceiling Continues to Accumulate All the normal disclaimers are in order: - This is a rising rate environment until proven otherwise. - Floating...

Mortgage Rates:

30 Yr FRM 3.18%
|
15 Yr FRM 2.63%
|
Jumbo 30 Year Fixed 3.32%

MBS Prices:

30YR FNMA 4.5 108-28 (-0-02)
|
30YR FNMA 5.0 110-20 (-0-01)
|
30YR FNMA 5.5 111-11 (-0-02)

Recent Housing Data:

Mortgage Apps -2.51%
|
Refinance Index -5.12%
|
Purchase Index -100.00%

MBS LIVE

MBS Live : 4 Week Free Trial

NEWS

MARKET DATA

STAY CONNECTED

Our Story

Mortgage news and data since 2004

Total Members

193,254

Subscribe to Our Newsletter

Follow On Your Mobile Device

Subscribe To RSS

Follow On Twitter

Follow On Facebook

Home - Mortgage Rates - Disclaimer - Privacy Statement - Advertising - RSS

All Content Copyright © 2003 - 2021 Brown House Media, Inc. All Rights Reserved.
Reproduction in whole or in part in any form without the express written permission of Mortgage News Daily, LLC is prohibited.