Today's Mortgage Rates
The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn About Our Rate Survey
Updated weekdays at aprox 4PM EST.
POSITIVE
MINIMAL
NEGATIVE
MBS prices are
moderately weaker
so far today. This downward movement of MBS may result in higher mortgage rates for today.
This tool provides an idea of the underlying trends
in MBS that may influence mortgage rates today.
It is not intended to forecast lender rate changes.
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Mortgage Rate Watch
Daily Mortgage Rate Market Analysis
59 Min, 49 Secs ago
For all practical purposes, Friday's mortgage rates were unchanged versus Thursday's, but if we're splitting hairs, the average lender rose 0.01% to 6.77% for a top tier 30yr fixed.
While many news outlets continue focusing on the mid-week announcement regarding Treasury's bond buyback program, today's bond market volatility was unrelated. Current levels are close to where they were before Wednesday's announcement and that makes sense to anyone who Wednesday's market reaction as 'overdone.'
The upcoming week offers much more economic data in addition to potentially relevant comments from Fed Chair Warsh at the Fed's annual Jackson Hole conference.
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| Rate | Points | Change | |
|---|---|---|---|
|
8/21/26
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 6.77% | -- | +0.01% |
| 15 Yr. Fixed | 6.61% | -- | +0.31% |
| 30 Yr. Jumbo | 6.88% | -- | +0.01% |
| 7/6 SOFR ARM | 6.36% | -- | +0.00% |
| 30 Yr. FHA | 6.33% | -- | +0.02% |
| 30 Yr. VA | 6.35% | -- | +0.02% |
|
8/20/26
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.65% | 0.00 | -0.02% |
| 15 Yr. Fixed | 5.95% | 0.00 | -0.01% |
|
8/19/26
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.77% | 0.65 | +0.00% |
| 15 Yr. Fixed | 6.08% | 0.82 | -0.02% |
| 30 Yr. FHA | 6.45% | 0.82 | +0.02% |
| 30 Yr. Jumbo | 6.71% | 0.48 | +0.03% |
| 7/6 SOFR ARM | 5.94% | 0.87 | -0.05% |
POSITIVE
MINIMAL
NEGATIVE
MBS prices are
moderately weaker
so far today. This downward movement of MBS may result in higher mortgage rates for today.
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 8/21/26
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 6.77% | -- | +0.01% | +0.15% | 5.99% |
|
6.85% |
|
| 15 Yr. Fixed | 6.61% | -- | +0.31% | +0.64% | 5.55% |
|
6.61% |
|
| 30 Yr. Jumbo | 6.88% | -- | +0.01% | +0.21% | 6.10% |
|
6.92% |
|
| 7/6 SOFR ARM | 6.36% | -- | +0.00% | +0.25% | 5.29% |
|
6.55% |
|
| 30 Yr. FHA | 6.33% | -- | +0.02% | +0.11% | 5.62% |
|
6.40% |
|
| 30 Yr. VA | 6.35% | -- | +0.02% | +0.12% | 5.64% |
|
6.42% |
|
|
as of 8/20/26
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.65% | 0.00 | -0.02% | +0.07% | 5.98% |
|
6.69% |
|
| 15 Yr. Fixed | 5.95% | 0.00 | -0.01% | +0.24% | 5.35% |
|
6.04% |
|
|
as of 8/19/26
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.77% | 0.65 | +0.00% | +0.10% | 6.09% |
|
6.81% |
|
| 15 Yr. Fixed | 6.08% | 0.82 | -0.02% | +0.15% | 5.48% |
|
6.15% |
|
| 30 Yr. FHA | 6.45% | 0.82 | +0.02% | +0.05% | 5.97% |
|
6.45% |
|
| 30 Yr. Jumbo | 6.71% | 0.48 | +0.03% | +0.01% | 6.16% |
|
6.72% |
|
| 7/6 SOFR ARM | 5.94% | 0.87 | -0.05% | +0.14% | 5.23% |
|
6.03% |
|
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