Today's Mortgage Rates
The Mortgage News Daily rate index is published daily (weekdays) around 4PM EST. Learn About Our Rate Survey
Updated weekdays at aprox 4PM EST.
POSITIVE
MINIMAL
NEGATIVE
MBS prices are
moderately stronger
today. This upward movement in MBS could move mortgage rates lower.
This tool provides an idea of the underlying trends
in MBS that may influence mortgage rates today.
It is not intended to forecast lender rate changes.
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Mortgage Rate Watch
Daily Mortgage Rate Market Analysis
Tue, Dec 2 2025, 3:33 PM
Unlike Monday, which saw a fairly brisk move toward higher rates, Tuesday barely budged. Additionally, the budging occurred in a friendly direction with the average lender offering rates that were just a hair lower than yesterday's.
Starting tomorrow morning, this week's potential volatility will be higher. Each day brings several economic reports with the power to push rates higher or lower. Wednesday/tomorrow is probably chief among these due to the ADP employment report and a closely watched service sector report from ISM.
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| Rate | Points | Change | |
|---|---|---|---|
|
12/2/25
Mortgage News Daily - daily
|
|||
| 30 Yr. Fixed | 6.30% | -- | -0.01% |
| 15 Yr. Fixed | 5.79% | -- | -0.01% |
| 30 Yr. Jumbo | 6.40% | -- | +0.00% |
| 7/6 SOFR ARM | 5.86% | -- | +0.01% |
| 30 Yr. FHA | 5.91% | -- | +0.01% |
| 30 Yr. VA | 5.93% | -- | +0.01% |
|
11/26/25
Freddie Mac - weekly
|
|||
| 30 Yr. Fixed | 6.23% | 0.00 | -0.01% |
| 15 Yr. Fixed | 5.51% | 0.00 | +0.02% |
|
11/19/25
MBA - weekly
|
|||
| 30 Yr. Fixed | 6.37% | 0.62 | +0.03% |
| 15 Yr. Fixed | 5.83% | 0.69 | +0.13% |
| 30 Yr. FHA | 6.14% | 0.84 | +0.00% |
| 30 Yr. Jumbo | 6.39% | 0.42 | -0.07% |
| 7/6 SOFR ARM | 5.65% | 0.81 | +0.15% |
POSITIVE
MINIMAL
NEGATIVE
MBS prices are
moderately stronger
today. This upward movement in MBS could move mortgage rates lower.
| Change | 52 Week Range | |||||||
|---|---|---|---|---|---|---|---|---|
| Rate | Points | Previous | 1 Year | Low | High | |||
|
as of 12/2/25
Mortgage News Daily - updated daily
|
||||||||
| 30 Yr. Fixed | 6.30% | -- | -0.01% | -0.56% | 6.13% |
|
7.26% |
|
| 15 Yr. Fixed | 5.79% | -- | -0.01% | -0.27% | 5.60% |
|
6.59% |
|
| 30 Yr. Jumbo | 6.40% | -- | +0.00% | -0.64% | 6.10% |
|
7.45% |
|
| 7/6 SOFR ARM | 5.86% | -- | +0.01% | -0.93% | 5.59% |
|
7.25% |
|
| 30 Yr. FHA | 5.91% | -- | +0.01% | -0.29% | 5.82% |
|
6.59% |
|
| 30 Yr. VA | 5.93% | -- | +0.01% | -0.28% | 5.85% |
|
6.60% |
|
|
as of 11/26/25
Freddie Mac - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.23% | 0.00 | -0.01% | -0.61% | 6.17% |
|
7.04% |
|
| 15 Yr. Fixed | 5.51% | 0.00 | +0.02% | -0.51% | 5.41% |
|
6.27% |
|
|
as of 11/19/25
Mortgage Bankers Association - updated weekly
|
||||||||
| 30 Yr. Fixed | 6.37% | 0.62 | +0.03% | -0.36% | 6.30% |
|
7.09% |
|
| 15 Yr. Fixed | 5.83% | 0.69 | +0.13% | -0.44% | 5.63% |
|
6.46% |
|
| 30 Yr. FHA | 6.14% | 0.84 | +0.00% | -0.41% | 6.12% |
|
6.80% |
|
| 30 Yr. Jumbo | 6.39% | 0.42 | -0.07% | -0.38% | 6.38% |
|
7.17% |
|
| 7/6 SOFR ARM | 5.65% | 0.81 | +0.15% | -0.55% | 5.49% |
|
6.48% |
|
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