"Sadly, this is not a question, so tough to answer"    View Comment

"I can already hear state AGs falling over themselves to sue lenders who charge "excessive fees" such as $4K on a $50,000 loan. Flat pricing would not just limit competition for smaller loans, it would eliminate them completely. Lenders don't want to do "high cost" loans, and flat pricing would force small loans to fall into that catagory. Thanks so much, CFPB!"    View Comment

"Big surprise of the day is investors (bond and equity) lack of interest/concern over the French and Greek elections. The EU's well documented issues are drifting further from a solution with each new administration elected on the promise of no austerity. Not thinking rates will move up substantially, by the same token, can't go down too much either without a total meltdown of the equity markets."    View Comment

"Won't be fun to send loans to Wells, then find out 6 months later clients refied and Wells wants recapture costs! Wonder if that applies if a retail Wells loan officer closes the new loan???"    View Comment

"HARP 2 is a wonderful program IF you're an inhouse bank loan officer working with current bank clients. If you're a correspondent trying to get refis done with it, not so much."    View Comment