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"Also, the trigger purchase initiates a soft inquiry on the credit report. Soft inquiries are least responsible for lowering your score. The hard inquiry is. The actual APPLICATION & SUBMISSION of said application for credit by the consumer, or late payments."    View Comment
"I work for a data provider. There is obviously misinformation on the loose here. 1. Do Not Call issues...the bureau runs a DNC scrub on the phone numbers. If a consumer with their # on the DNC list applies for a loan, and the trigger purchaser only wants leads with phone numbers, he will not get that consumers information, due to the DNC list. If the trigger purchaser wants mail & phones, he would only be provided with the mailing address of that particular consumer. 2. The name of the lender..."    View Comment
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