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Steve Geryk

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"Exactly Frank. It is not the appraisal killing the deal."    View Comment
"AQ, Thanks for all the info you provide many of us for free. It is really invaluable to originators like myself who take the time to read it including the knowledge base. All originatotors need to understand the risks involved. They have no one to blame but themselves. Thanks again for helping me become more profitable."    View Comment
"The QEII is not as much of the problem., and the economic data is not so either. Both of these things were anticipated so I do not believe they could cause this much upheaval in the MBS. The type of daily fluctuations we have seen are historic. The market right now appears afraid of something, and here is what I think it is. Most of the problems also started when the newly elected congresmen and senators started calling for the shut down of the Fed. I have to believe that there is a fear that what..."    View Comment
"What most of you missed on the whole self-employed , stated income or reduced docs loans is the most important one. These programs were all created to reduce the paperwork burden on someone who has a very complex financial situation, and would otherwise be unable to provide all of the paperwork that could be required in a timely manner. They were never meant to allow borrowers to qualify with incomes higher than they actually make. Unfortunately many used these to qualify for more than they should..."    View Comment
"I agree with Matt also...good points. However Bryan, I do believe that Thomas Jefferson's reference to England is not quite a good match here. "To compel a man to subsidize with his taxes the propagation of ideas which he disbelieves and abhors is sinful and tyrannical." Thomas Jefferson"    View Comment
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