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Contact Information
phone: (858) 999-8552
mobile: (949) 531-0395
fax: (858) 999-8552
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Ryan McCauley
Sr. Mortgage Banker,  Breeze Funding Inc.
23172 Plaza Pointe Dr. Suite 230
Laguna Hills,  California  92653
Client Testimonials
“Americash & Ryan McCauley Did NOT Disappoint!”
Ryan McCauley & the Americash team were very professional and friendly while doing our loan. We felt very comfortable with whole refi. Ryan definitely went the extra mile that other lenders didn't want to take the time to do. We are so impressed with the dedication and time spent securing our loan. I give them 5 stars. Americash should be very pleased to have workers that are so skilled and dedicated to their profession. I very highly recommend Ryan McCauley and Americash. Bar none, best in the business. these two professionals to anybody. They did what others couldn't .
“Best Of The Best Mortgage Bankers!”
If there's a loan officer that's smarter, better, faster or more more hardworking than Ryan McCauley, then introduce me to him, cause I'd like to meet him. I happened to be on & I submitted my info online & within 5 seconds a bunch of what I call "used car salesmen" starting calling me till I had enough. I shut off my phone for three days straight. Then I noticed I had a missed call from what looked like my sister's area code in Costa Mesa. But to my surprise & later enjoyment, it was Ryan McCauley. I told him I wasn't interested, but he interjected and he realized how turned-off to refinancing I had become. Within 20 minutes he convinced me that I had been wrong about the way I was going about thinking about and paying for the largest investment of my life. Long story short, I went from paying $3,351 on a 30 year fixed to $1,497 per month on a 2.875% 5/1 VA-ARM. Best decision I've ever made. Thanks Ryan McCauley & Americash, you made it so I could stay in my home & still eat. You guys are the best.
“They Refinanced My 3 Properties To Close Same Day”
I own 3 properties total., My residence and 2 rental properties. My husband and I are also self-employed. We have no net losses, excellent credit, assets, OK income, and very good equity in each property. Eventhough we have renters in each rental covering more than the PITI, we still couldn't find a loan officer that knew enough & had the experience that we needed , to get us qualified. He took our application in ten minutes, then we signed the disclosures, scanned and emailed some paperwork over and within 28 days we were sitting at our dining room table, signing our final documents. Trust 'em because I did, and now we're saving almost $1,200/month combined and thats extra money we put towards our business. They definitely know the HARP program, thats the only way we could qualify, and he was the only loan officer we spoke with that ever asked. My husband and I thank you for your customer service, professionalism and the knowledge that distinguishes you from the rest. I couldn't be more pleased: we signed the final loan papers for all 3 properties in about 2 1/2 hours.