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"Every step the Obama administration has taken to assist underwater homeowners, from Hamp to the Federal Housing Administration's "short refinance program," has failed to relieve distressed borrowers because the programs are voluntary and require consent from all lienholders. Significant modifications will not happen unless coercive pressure is put on the banks that have not repaid the Troubled Asset Relief Program and are behind on dividend payments for the preferred stock held by the..."    View Comment
"Another government program like HAMP that totally misses the challenge in today's market. Assist borrowers who are under financial pressure that have not missed any payments and especially borrowers who are under water and have not missed a payment and are under considerable financial pressures. These borrowers will keep their homes out of foreclosure rather then assisting borrowers who really don't deserve any assistance.Government should put coersive pressure on TARP receipients who haven't..."    View Comment
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