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"Whatever... Race isn't even identified on your credit report, so stop acting like a victim. There are going to be plenty of trailer trash white people who are affected just like blacks will be. The botttom line is that if you want to build a credit portfolio then you need to use credit. Paying cash for anything does not build your credit, so don't complain when it doesn't help your FICO score. If you want to go out there and create a cash based score, then go right ahead. If you want..."    View Comment
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