"Loan Scenario View All Post A Scenario Loan State: Illinois Loan County: --- Loan Type: Refinance (Rate and Term) Loan Amount: $480,000 Property Value: $640,000 LTV: 75% FICO: 800 DTI: 20 Occupancy Type: Second Home Property Type: 3-4 Unit Duplex I own a property with a friend in Chicago, and we've both moved out. We have a $480K primary mortgage (5yr IO at 6.125% owned by Freddie Mac) and a $100K HELOC second mortgage. It's 3 units. We want to refinance to lower fixed rates before it will..."    View Post

"Loan Scenario View All Post A Scenario Loan State: Illinois Loan County: Cook Loan Type: Refinance (Rate and Term) Loan Amount: $780,000 Property Value: $870,000 LTV: 90% FICO: 780 DTI: 30 Occupancy Type: Owner-Occupied Property Type: 3-4 Unit Duplex I currently have a Freddie Mac loan I'm trying to refinance."    View Post