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phone: (949) 732-0216
mobile: (949) 285-0216
Manuel Piceno
Loan Officer,  Constant Funding, Inc.
22994 El Toro Rd
Lake Forest ,  California  92630
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"Jennifer. Taking a bird in the hand may be better than waiting. While 4.25%-4.75 isn't a great rate, there is no guarantee that your fico situation will improve, rates will improve, or housing values won't fall (thus impacting your pricing). If rates go lower that's something to consider, after six mos the next refi is considered rate and term (not cash-out). If your cash flow situation can be improved with the cash out, take it, the bird in the hand."    View Comment
"Whether, MND stated explicitly or not, look at the charts and graphs and you'll have known May 2013 was a confirmation of a turning point for rates. I'm betting if MND writers had the crystal ball, they'd likely not be here telling us about what's going to happen."    View Comment
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