5/23/2013 - MBS RECAP: Attempting To Consolidate After Wednesday's Sell-Off

5/23/2013 - Mortgage Rates Carried Higher Still By Yesterday's Momentum

5/23/2013 - MBS MID-DAY: Treasuries Green, MBS Red

5/23/2013 - The Day Ahead: MBS in Full Melt-Down Mode. What Next?

5/22/2013 - MBS Annihilated After Fed Confirms The Hype

"Sorry about that, and thank you for the feedback/question. I think I was probably reaching too far to convey a complicated point with limited space. At the risk of continuing to do so, I'll try anyway. Here goes... Any reference to defensiveness/weakness will almost always be from the persona of "rates" where "weak" = higher. "Defensive" = guarding against quick moves in rates by quickly getting into the position that makes for the least amount of damage if you're..."    View Comment

"Much appreciated Frank."    View Comment

""ADP is dedicated to providing the deepest, richest insights in order to help inform workforce strategies. Launched in 2006, the ADP National Employment Report has been a major part of that effort by providing a monthly snapshot of the current U.S. nonfarm private sector employment situation based on actual transactional payroll data. The ADP Research Institute, a specialized group within the company that provides insights around employment trends and workforce strategy and is responsible for..."    View Comment

"From Thomson Reuters. You can request more information about that at the "LEARN MORE" link at the top of the screen in the "SECONDARY MARKETING MANAGERS" box."    View Comment

"There are too many factors that go into a decision like that, especially considering the time frame. I would talk to your loan originator and find out what your options are as far as potentially locking at a higher rate with float down option. This may not be available, but worth considering if so. I would also look at the difference in cost between locking now and locking for only 30 days assuming exactly the same rates and then ask yourself if that dollar figure is worth it for the peace of mind..."    View Comment