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Ripton Johnson
Ripton Johnson

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"NegAm's or (Option ARMs) are not bad loans. If homeowners took the time to understan the rudiments of the loan, evaluating its positives and negatives. These loans have been around for 50 years. The rich has been using them to leverage their buying power for a long time. They are not for everyone, like most of the people who ended up with an option arm prior to the current crisis we now find ourselves in. Most people that got into an option arm were fully explained the loan (buyers only hear..."    View Comment
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