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| Date |
Question |
# Views |
|
| 06/07/2009 |
In buying a new home, how are estimated closing cost determined? How are estimated prepaid items/reserves determined? |
2,679 |
[view]
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| 05/31/2009 |
What is the pros and cons for taking the second mortgage loan as home equity loan? |
455 |
[view]
|
| 05/31/2009 |
What is a HARP loan? |
15,932 |
[view]
|
| 05/24/2009 |
What type of employment verification is done when processing a mortgage loan? Is the employer Tax ID required and verified with the IRS? I have recently applied for a mortgage loan and left the company I worked for of 3 years and started my own small business. However, I have not been in business but 6 months. |
1,323 |
[view]
|
| 05/03/2009 |
Do I have to get a loan from a mortgage company or a bank to qualify for the first home buyer credit? Does a loan from a private party qualify? |
443 |
[view]
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| 04/11/2009 |
I want to pay my mortgage only once a year - are there any calculators for this? How would I set this up? Thanks |
623 |
[view]
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| 04/11/2009 |
Are home equity loan rates higher than regular mortgage rates? |
1,623 |
[view]
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| 03/08/2009 |
How do I know I have a great broker? Are there some statistics somewhere that I can look up, about the individual broker that tells me he/she is experienced, or that they are a good fit for my situation? |
3,614 |
[view]
|
| 03/08/2009 |
How do I renegotiate a mortgage interest rate with my lender? |
2,575 |
[view]
|
| 02/28/2009 |
How do I write a Mortgage Hardship Letter? Can you provide an example? |
12,169 |
[view]
|
| 02/08/2009 |
Can some explain how rapid rescore works? |
891 |
[view]
|
| 02/08/2009 |
What is a correspondent lender? |
6,719 |
[view]
|
| 02/04/2009 |
How does buying points affect the rate? Example, if the mortgage rate given is 5.25 % and loan amount is $200,000 for 30 yrs and i pay one point. how much does it lower the 5.25% |
2,331 |
[view]
|
| 02/04/2009 |
I would like to find out if a transfer of ownership took place, but i don't know where to start looking. |
477 |
[view]
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| 01/31/2009 |
How much can I gross up child support on a FHA loan? Conventional loan? |
948 |
[view]
|
| 01/31/2009 |
What is the legal limit a relative can give me as a gift as a down payment on a home I want to purchase? |
8,962 |
[view]
|
| 01/31/2009 |
How long does debt take to be removed from credit score? |
2,683 |
[view]
|
| 12/10/2008 |
If I reduce the mortgage of my house, will the monthly payments will be reduced? |
4,320 |
[view]
|
| 12/01/2008 |
I am buying a two-unit house and will live in one unit and rent out the other. I was told by my lender that the mortgage rate for this type of housing is higher than single family house. But a friend of mine said it is “owner occupied two-unit” and should be treated like single family mortgage. Which one is correct? |
4,493 |
[view]
|
| 11/30/2008 |
I got a HELOC loan 2 yrs ago. It started out at a reasonable interest rate. In the last year it has gone up to 10%. Why is it not dropping now that the interest rates are declining? Is it an oversight of the bank? |
1,056 |
[view]
|
| 11/27/2008 |
I lost my home to foreclosure one year ago. How long do I have to wait before I can buy another home? |
2,657 |
[view]
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| 11/23/2008 |
I am considering selling my home and looking for a larger one. I dont have a down payment for the new home. Is there a way that a contract would be contingent for the down payment from selling my first home to use for the down payment on the 2nd? And what happens if it takes a while to sell my original home? |
714 |
[view]
|
| 11/23/2008 |
What happens next when the house did not pass inspections and subsequently the bank will not loan to us? We still want the house badly.. can the seller drop the price to get approved or can the seller make improvements and try again? |
536 |
[view]
|
| 11/23/2008 |
Is it ok (or unethical) to ask three agents to take a look at our home and provide their evaluation and also provide their fee proposal when selling, in order to make a wise decision on who to hire as our agent? |
643 |
[view]
|
| 11/16/2008 |
How many square feet in an acre of land? |
40,295 |
[view]
|
| 11/16/2008 |
What is a fast claim? I want to get my name off of a mortgage loan. |
397 |
[view]
|
| 11/16/2008 |
What are lender required repairs? |
677 |
[view]
|
| 11/08/2008 |
What happens with your loan when it goes to underwriting?
What does underwriting do and how long does it take? |
1,487 |
[view]
|
| 11/08/2008 |
What is a balloon payment loan and what are the pros and cons to this type of loan? |
1,197 |
[view]
|
| 11/07/2008 |
My mortgage company told me that my mortgage rate is based on the treasury bond rate. What does this mean and how do I know the rate if I have an adjustable rate mortgage? |
803 |
[view]
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