"If any mortgage or real estate pros in the greater Washington D.C. area would be interested in being quoted for articles directed at home buyers, please contact me. I write for a local publication in the No. VA area and need occasional sources. Thanks, Jann"
"I was an FDIC claims agent a number of years ago but have never encountered this particular question. If I understand what you are asking, the interest on the CD, allowed to accrue, would become part of the FDIC insured deposit should the bank fail (as long as the principal and interest were under the insurance limit.) If the bank, while it was still open, chose to lower the interest rate as they can do with impunity on a savings account this would have nothing to do with FDIC. There are, however..."