| Date |
Question |
# Views |
|
| 05/08/2009 |
Who is eligible for the lowest interest rates ? |
1,589 |
[view]
|
| 05/07/2009 |
I am using a realtor to lease space for my business. The landlord is not paying the full commision and I was asked to pay the difference, Is this ok and ethical? |
1,160 |
[view]
|
| 03/06/2009 |
If someone wants out of a mortgage, how does the remaing partner go about assuming the rest of the mortgage in their name only? |
5,403 |
[view]
|
| 03/06/2009 |
Can a home be sold to a person who is not yet a U.S. citizen? |
1,974 |
[view]
|
| 03/06/2009 |
If you are buying a home and you get pre-approved for say 150k, then you find a foreclosed home appraised for 150k and they want 120k, can you get the loan for the 150k to pay off existing debt? |
1,029 |
[view]
|
| 03/06/2009 |
If the house is a "fixer-upper" being sold as is, would you get a convetional loan or a construction loan? |
2,955 |
[view]
|
| 01/21/2009 |
What indice is used to determine mortgage interest rates? |
1,259 |
[view]
|
| 01/21/2009 |
What happens to a home mortgage is a lender goes bankrupt? |
3,305 |
[view]
|
| 01/05/2009 |
What is a mortgage default? |
2,075 |
[view]
|
| 12/31/2008 |
Is it mandatory that points be paid when refinancing (and if so what is average)? |
4,050 |
[view]
|
| 12/28/2008 |
Do you have to be out of your house the day of closing? |
856 |
[view]
|
| 12/28/2008 |
I am interested in purchasing a REO that is listed with a real estate company. Is there a way to find out how much the previous owner owed on the property. I understand houses are listed at fair market value even if they are REO's but this one is in poor condition and needs a lot of work. |
682 |
[view]
|
| 12/28/2008 |
Does a home refinance need to close both my existing primary mortgage and my home equity line of credit, if what I need is actually just to refinance the primary mortgage? My primary and HELOC are from two different lenders. |
1,794 |
[view]
|
| 12/22/2008 |
is there a 'break even' point for refinancing a mortgage? |
2,216 |
[view]
|
| 12/22/2008 |
How is the title of a home normally transferred from one spouse to another during a divorce? What form or paperwork is normally processed to relieve one spouse from financial responsibility of the home without refinancing immediately? |
1,926 |
[view]
|
| 12/22/2008 |
What is a sellers concession mortgage? |
6,332 |
[view]
|
| 07/13/2008 |
Is it harder to get an FHA loan today because of everything that has happened in Banking? |
598 |
[view]
|
| 07/10/2008 |
What is the best type of mortgage to try to obtain for first time home buyers when buying a home in todays market? |
1,291 |
[view]
|
| 07/10/2008 |
Will the lowest interest rate always give me the lowest monthly payment? |
1,288 |
[view]
|
| 06/26/2008 |
My home loan was sold from one mortgage company to another. The secondary loan company has some really bad reviews online. I just don't feel comfortable about what is being said about them. What are my options? |
1,114 |
[view]
|
| 06/26/2008 |
What is REO? |
6,985 |
[view]
|
| 06/26/2008 |
What is a "Demand Feature" on the TIL (Truth In Lending)? |
6,216 |
[view]
|
| 06/26/2008 |
What if I signed a mortgage agreement with my fiance but we are now breaking up? |
726 |
[view]
|
| 06/26/2008 |
How can I get approved for a home loan if I get pay in cash and don't have proof of pay stubs? Is there something I could do? |
2,593 |
[view]
|
| 06/25/2008 |
If you are selling your home and the buyer is getting an fha loan, what do they require of the seller as far as the condition of the house? If the house was in need of repairs to qualify for an fha loan, what would be some specifications that they would have?Such as windows, doors for example. |
6,892 |
[view]
|
| 06/25/2008 |
My mortgage lender says that they will not do a deed in lieu unless I go through the short sale process first. Is this true? Won't they accept it, it I just threaten to go ahead with the foreclosure process? |
2,238 |
[view]
|
| 06/25/2008 |
Can a second mortgage lender foreclosure your home? |
9,200 |
[view]
|
| 06/23/2008 |
What happens if I have an ARM and my interest rate is higher than what the Fed rate is currently at? Will my mortgage payment go up or down? |
701 |
[view]
|
| 06/23/2008 |
Is it legal for realtors and lenders help a buyer pay the 3% down payment on a FHA loan? |
1,560 |
[view]
|
| 06/23/2008 |
How many mortgages can I have on my credit? |
903 |
[view]
|
| 06/17/2008 |
I have a rate lock on my refinance for 5.5%, but because we had issues with the fha appraisal that delayed us, we may lose our lock. The broker is now stating she can extend the lock without costing us interest. Is that even possible, or is she just buying time? |
2,357 |
[view]
|
| 06/16/2008 |
If I want to sell my home, does my mortgage have to paid off immediately or can I keep the same mortgage and secure it with another piece of property. This new purchase will have a value much greater than my mortgage. (I will be purchasing it with my fiance who will be covering the remainder) |
870 |
[view]
|
| 06/16/2008 |
I have a mortgage on a property which includes 2 acres of land. Can I sell off a piece of the land? How does that affect the mortgage? |
3,037 |
[view]
|
| 06/16/2008 |
Is "UNVERIFIABLE INFORMATION" a valid reason to deny a mortgage? On the lender's Statement of Denial, this option was typed in under "other" as the reason. This does not seem valid to me. thank you. |
646 |
[view]
|
| 06/13/2008 |
I’m trying to read the MBS charts you have been posting in the blog. What does 95-26 mean? And I see the change col, and understand the -9 is or +9. But what is ‘+0-26’ ? If you can post a weblink to get this info, that would be great. |
794 |
[view]
|
| 06/12/2008 |
I would like to buy a bank owned house that needs some work. I want to buy the house for $100,000 but take out my mortgage for $118,000 and get back at closing $18,000 so i can make the repairs that is needed. Is this possible and how can I make this deal work. |
7,960 |
[view]
|
| 06/12/2008 |
I was recently approved by a lender to purchase a home. Now I saw a home I like better. Can I still use this lender to buy this other home even though it is not part of this institution? |
555 |
[view]
|
| 06/11/2008 |
What is a "seller carry back" and how is it implemented in a motrtgage transaction to reduce the capital outlay for the buyer of the property? For instance, the lender wants 80% LTV, the buyer comes up with 10% down and asks the seller to carry back the other 10% down. What's the proces and how does it all work? |
2,662 |
[view]
|
| 06/08/2008 |
I have a mortgage which I am only making interest payments on. How long do i have to take before I refinance? |
2,272 |
[view]
|
| 06/08/2008 |
We are in the loan process for buying a house and my husband just got laid off of work today! will this affect the loan going through? |
878 |
[view]
|
| 06/08/2008 |
I am closing on a house I am building in 6 months from today. How early can I lock in a rate? |
1,787 |
[view]
|
| 05/06/2008 |
What will happen to my mortgage if the holder (Countrywide) goes under? |
1,497 |
[view]
|
| 05/05/2008 |
Is it true that you have to own a home for three months before you can sell it. |
1,108 |
[view]
|
| 05/03/2008 |
What will happen if you pay extra on just the principal balance of your mortgage loan? |
3,935 |
[view]
|
| 05/03/2008 |
Is there an average percent that banks will take on a foreclosed home? |
2,577 |
[view]
|
| 04/29/2008 |
What does ETAL,ET,UX,and TE stand for when looking under current owner tax records for your city or town? |
1,239 |
[view]
|
| 04/29/2008 |
How is the finance charge figured out on the truth-in-lending disclosure statement? |
3,710 |
[view]
|
| 04/28/2008 |
What documents are necessary in a for sale by owner transaction? |
1,619 |
[view]
|
| 04/22/2008 |
How long does it take once your loan gets sent to underwriting to get an official approval? |
12,665 |
[view]
|
| 04/15/2008 |
Our investment property meant for a quick flip can no longer be sold because of the market. A no-rental clause keeps us from renting it currently. It's unlikely that we'll be able to refinance (to ditch the no rent clause) due to the reduced value to mortgage amount. We need to rent to recoup losses, but this would be mortgage fraud with the current contract. What are the possible consequences of doing so? |
989 |
[view]
|
| 04/11/2008 |
If someone is paying the mortgage on a property but is not on the loan or the title, do they have any legal rights to the property? |
1,299 |
[view]
|
| 04/11/2008 |
Is there a way to find out how much my neighbor paid for their house? |
9,446 |
[view]
|
| 04/10/2008 |
What is the formula to figure out how much house a buyer can afford? 2 times the yearly income or 3 times the yearly income? |
17,785 |
[view]
|
| 04/07/2008 |
My fiance and I purchased a home about 2 months ago and now have broken up. What can I do to remove my name from the mortgage without selling the house? In other words, she wants to keep it but I do not. |
6,617 |
[view]
|
| 04/07/2008 |
What does it mean when there is a listing that says "looking for back up"? My realtor has indicated that these properties aren't available, but why would the listing still be up? |
1,459 |
[view]
|
| 04/07/2008 |
What is the difference between a short sale and deed in lieu? |
1,178 |
[view]
|
| 04/06/2008 |
How much higher of a intrest rate should I expect to pay with a 10% down and not a 20% |
15,447 |
[view]
|
| 04/06/2008 |
Do I have to tell my mortgage company that I am renting the property? |
2,876 |
[view]
|
| 04/01/2008 |
Is there any way for me as an agent to negotiate the purchase or even just view an REO with a bank prior to it being listed with an agent? |
1,708 |
[view]
|
| 04/01/2008 |
How is my credit affected if i co-sign on a loan for a family member? |
3,741 |
[view]
|
| 04/01/2008 |
On a refinance of a residential mortgage can the borrower determine which title company to use? |
975 |
[view]
|
| 03/30/2008 |
I have a friend who thinks that mortgage brokers charge more fees than a bank would. I have to think banks are making money when they fund a mortgage just the same as a mortgage broker. What is the difference in the way mortgage brokers and banks make money off of my mortgage loan? |
35,144 |
[view]
|
| 03/29/2008 |
Are Banks legally able to sell an REO for more then the defaulted amount? If so where do the profits go? |
1,278 |
[view]
|
| 03/28/2008 |
What is an Alt-A loan? |
2,615 |
[view]
|
| 03/28/2008 |
I have a 5 year fixed mortgage rate at 5.25%. It will expire in March 2008. So I would like to know what will change about my mortgage rate and will the bank notify me before the due date? |
5,114 |
[view]
|
| 03/28/2008 |
What are the typical mortgage lending fees one would expect to pay when getting a loan? |
3,206 |
[view]
|
| 03/28/2008 |
What is a mortgage pre-payment penalty? |
8,483 |
[view]
|
| 03/28/2008 |
Can you quick deed a mortgage to someone even if the loan is not payed in full. |
26,339 |
[view]
|
| 03/28/2008 |
Is there really such a thing as a refinance with no closing costs? |
5,447 |
[view]
|
| 03/26/2008 |
Can a negative amortization mortgage be paid off at any time without prepayment penalties? |
937 |
[view]
|
| 03/26/2008 |
I own rental property that I have a mortgage on. I want to put it under an LLC but mortage companies are reluctant to deal with LLCs. At the same time, I want to open up a line of credit etquity to do upgrades. I want to protect my personal assets in the event of a liability situation but my husband and I are willing to take full responsibility for the debt. What do you suggest that I do. |
6,460 |
[view]
|
| 03/26/2008 |
Why do lenders ask to see recent paystubs? |
4,969 |
[view]
|
| 03/26/2008 |
If a person gets paid with w-2, can that person still qualify for a stated program? |
1,512 |
[view]
|
| 03/26/2008 |
Will a lender provide a mortgage if the property being purchased is appraised under asking price? |
15,679 |
[view]
|
| 03/26/2008 |
How can I find out what a piece of property sold for in Chicago IL? |
728 |
[view]
|
| 03/25/2008 |
What are no doc home loans? |
16,918 |
[view]
|
| 03/20/2008 |
Is it legal to get a house using my income and someone else's income even though my name is going to be on the mortgage and their name will not be on the mortgage? |
906 |
[view]
|
| 03/19/2008 |
I'm thinking about refinancing my home because of lower interest rates. However, I refinanced my original mortgage just a few months ago, can I refinance again? When? |
2,619 |
[view]
|
| 03/19/2008 |
I own my own business and of course find every deduction there is possible to have as an expense. Do the mortgage companies go by gross income or adjusted after all deductions are made? |
3,351 |
[view]
|
| 03/19/2008 |
If you are current on your first mortgage and fall behind on the second mortgage, can the second mortgage company foreclose on your house? |
4,453 |
[view]
|
| 03/19/2008 |
What is mortgage fraud? |
1,205 |
[view]
|
| 03/19/2008 |
How do rate caps on an adjustable rate mortgage work and what is the difference between initial, periodic and lifetime caps? |
2,350 |
[view]
|
| 03/19/2008 |
My Real Estate Finance Prof. (CA. JC) recently said an LLC
cannot buy property. True? |
3,753 |
[view]
|