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Answer Contributed by: John Cramer

John Cramer
Managing Broker
Cramer Consulting Group
Patriot Lending
619-997-4922 Direct
619-330-1943 Fax
www.patriotlendinginc.com
www.cramerconsultinggroup.com
Ca.D.R.E. Broker # 01437002

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Date	Question	# Views
11/16/2009	Can I refinance a home equity loan into a mortgage?	168	[view]
11/10/2009	How do I look up what my mobile home is worth?	317	[view]
11/07/2009	What is the maximum Seller's Concession allowed with a VA mortgage?	589	[view]
11/07/2009	When can a RE broker refuse to take a listing?	179	[view]
11/07/2009	What is a niche lender?	155	[view]
11/07/2009	We are giving up our home in our bankruptcy, how will this show on our credit?	330	[view]
11/07/2009	What is 203k financing?	581	[view]
10/27/2009	How do lease brokers make money?	156	[view]
10/27/2009	Can non-citizen buy a home in usa ?	418	[view]
10/26/2009	How much interest do I save if I pay half my mortgage early on the 15th of each month?	921	[view]
10/05/2009	How is a cash out from a home refiance view on a persons end of year tax treturns as income or what????	249	[view]
08/24/2009	if seller agrees to pay all closing cost what does that mean?	1,557	[view]
08/24/2009	Can you go to a trustee sale and buy back your home? I have a client (i am in real estate) who came into an inheritance. She asked me this question. We are in AZ. Can she do this or have a relative do this fo her	974	[view]
07/23/2009	How many mortgages can one person have?	2,256	[view]
07/22/2009	What are the benefits of paying down my principal with a lump sum?	2,854	[view]
07/21/2009	What is the procedure in making a offer on property that is in short sale?	745	[view]
07/21/2009	How does a realtor get paid a commission. If you have to do a short sale the money is not there for a commission. I want to contact a realtor for help with investment property and am willing if I have to to sell shortsale but I don't have extra cash for commission. Who pays it?	1,660	[view]
07/03/2009	What does mls# mean?	675	[view]
05/26/2009	I am using a realtor to lease space for my business. The landlord is not paying the full commision and I was asked to pay the difference, Is this ok and ethical?	1,247	[view]
05/26/2009	If I find a home that is significantly below the appraised value can I borrow more money against the home on a first mortgage?	2,089	[view]
05/26/2009	What happens if I sell my house for less than I ow e on the mortgage?	1,854	[view]
05/19/2009	Where can I locate bank REO properties before they are assigned to a realtor?	2,262	[view]