"Thanks for your help Mark! The good Faith estimate weeks before the closing showed the origination fee of $810.00 but on the day of closing it was lowered to i think $400.00 don't have it in front of me. So now two weeks after closing i get a letter in the mail with the check the attorney made out to my insurance company, stating that my insurance was already paid and sending back the check. So i call the atty's office and tell them if they write me a check for the refund i'll bring them..."
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"I don't think they should be. The attys office is the one saying they have to check with the mortgage company before they will even consider giving me the refund."
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"This is my problem my insurance company sent me the closing attorney's check that was for my insurance. but since it was already up to date they just sent me the check back that the attorney wrote. So i called the attorney's office and said i needed them to write me a check for the refund and i would bring them their check back. But they are waiting on the mortgage company to tell them what to do!"
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"Thanks for your help Kent! How do i dispute that with the closing attorney/or mortgage company?"
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"I closed on a loan about a couple of weeks ago. i did a no out of pocket closing. So the day of the closing i found out that the mortgage company lowered there origination costs so that i wouldn't have any out of pocket costs. The other day i got a check in the mail from my insurance company with a returned check that the closing attorney used to pay my insurance, however my previous mortgage company had already paid it. So who should be entitled to the refund? The closing attorney is waiting..."
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