When a home owner has made a decision to refinance their home, they usually find the experience rather strained and very stressful. I was so relieved to feel so comfortable with Kevin Melody founder of HB Community Mortgage and Realty. Kevin lead me through the reverse mortgage process, answering any and all questions with patience and care, to make sure I fully understood his answers. He articulated every step to a fault with his knowledge, expertise and experience, which gave me the confidence that I was in the right hands with the person handling my Refinancing of my home. Kevin was extremely generous, covering some of the cost, as well as the appraisal and notary. If your thinking about a reverse mortgage, Mr. Melody is your guy, you have no need to look further.

Kevin Melody has been a life saver for me. He worked with me on 2 reverse mortgage very closely. He even went and bought a strap for my water heater and installed it. I can not praise him enough to really let you know what a wonderful person he is and how much I trust him.