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Visit MND at MBA in NYC!
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# of Visitors Per Month
Contact Information
phone: (714) 603-9791
mobile: (714) 603-9791
fax: (714) 916-5015
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Kevin Michael Melody
Owner/Broker,  HB Community Mortgage & Realty
16458 Bolsa Chica,  162
Huntington Beach,  California  92649
Client Testimonials
5/21/2016
“I AM SOLD ON KEVIN MELODY!”
It was a huge but necessary step for me to get a reverse mortgage to supplement my retirement income, and I had a million questions. From day one to funding, Kevin Melody was honest and straightforward with his answers, never adjusting them to what he thought I might want to hear. He simply told me the facts about the loans and gave me a thorough explanation of how they worked, in person and in writing. I wanted a line of credit. He compared the differences between each option, the benefits and the tradeoffs, and the choice was mine. Kevin is an exceptionally knowledgeable professional – always respectful, never condescending – who always had the time and the patience to answer another question from me, no matter the hour. Every single thing turned out exactly as promised! The result is that I am delighted with the loan I got and relieved to know that I now have the resources to relax and enjoy the rest of my life.
8/2/2016
“Amazing experience!”
Kevin and his team helped me on the purchase of two separate homes and two loans. His follow-up and attention to detail is second to none. Working with Kevin made a very difficult transaction incredibly easy and straightforward. I strongly recommend him to all of my friends and plan on working with him in the future.
9/6/2016
“From denied by others to approved through Kevin!”
We spent six months trying to close our Reverse Mortgage with another lender without success and Kevin & his Team got the job done from start to finish in 30 days! We eliminated a private loan that had been outstanding for almost a year and secured a tenure payment that has made it possible for Bruce to finally retire without having to work part time. Thank you Kevin for all your hard work! We would never have gotten it done without you!
9/14/2016
“Twice is Nice”
I found Keven by accident and since the first refi was painless and satisfactory, he was my go-to guy for my recent refi. Pleasant, helpful and the one I'll choose for any additional changes I need to make.
9/22/2016
“HAPPY REVERSE MORTGAGE RECIPIENT”
MY EXPERIENCE WITH THE HUNTINGTON BEACH COMMUNITY MORTGAGE & REALTY WAS TOTAL " FIVE STAR ALL THE WAY " KEVIN MELODY AND HIS GROUP WERE PROFESSIONAL, HONEST, STRAIGHT FORWARD, EXPERIENCED, HELPFUL AND FRIENDLY . I WOULD HIGHLY RECOMMEND ANYONE WHO IS CONSIDERING A REVERSE MORTGAGE TO ONLY USE COMPANY, THEY " ROCK " THANKS AGAIN KEVIN FOR ALL YOUR OUTSTANDING SERVICE !!
7/8/2020
“Reverse mortgage”
Our experience with. Mr Melody was wonderful and he was very helpful with all the process and very happy we had it done .thank you Mrs. Cruz
7/8/2020
“Thank you for the excellent service”
Mr. Melody walked me graciously through this process with trustworthiness. I did not know what to expect and felt somewhat uneasy. He calmed me when I needed it and was very patient and informative. He was polite, courteous, knowledgeable and informative. I would like to take this opportunity to thank him for his assistance and timeliness in assisting me in answering any questions I had and in obtaining my loan. He was never short with me and he never made me feel inferior in any of the questions I asked him. Because of him I would recommend this program to anyone I know. I trust him implicitly. Thank you.
7/9/2020
“Highly Recommended!”
We found Kevin to be honest, informative, and extremely competent in the processing of our reverse mortgage loan. We would highly recommend him as a loan officer and greatly respect him as a person.
7/9/2020
“Highest Regards”
Mr. Melody helped me for over 6 months on my loan. He was very patient and helpful through the whole process and every detail was handled professionally. i would recommend him with highest regards.
7/10/2020
“Loan Pro”
Getting a Reverse Mortgage is a daunting task and having a trustworthy and knowledgeable person on your side makes things go smoothly. Kevin was there for me at every turn making my loan process smooth and painless. He kept me in the loop and comfortable at all times. He will work with you and make sure that necessary items are handled in a quick and professional manner. Let him work with you and be at ease.