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David Schwartz
Team Leader / Mortgage Planner,  Southern Fidelity Mortgage
6585 High Street
Las Vegas,  Nevada  89113
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"I have actually used the tactic of going wholesale with the borrower's retail bank sought after first. The one example I use the most is about the borrower who came to me and we got him a point better on his interest rate without the 1.5% discount points. The best part was...He worked there! I pull that story out for my clients when they ask about "Their Bank", and how we compare. Brian, I truly believe in what you say, and how you utilize what some see as "More Negative Changes..."    View Comment
"The real question, I think, is when has anyone ever stepped up for us? We never had, in my mind, a leader in our industry who helped make sure that we were taken care of. The reason for that is because the large banks and Wall Street have incredible power and connections amongst the decision makers that have come down on us. Mr. Average Joe Loan Officer does not have those connections because we do not have the lobbying power that all other connected professionals have. Builders, Realtors, Banks..."    View Comment
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"My suggestion would be to wait until he finishes his residency. At that point, he will have no problem qualifying for a mortgage, employment wise, due to the fact that he had gone to school to be a doctor, and is currently in his residency. All show employment and work experience in the same line of work once he does finish his requirement for residency. Second, by renting now you will be able to take advantage of low rental payments, depending on the area of the country you live in, and will be..."    View Post
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