"“New trend? Sellers beware.” Robert while it’s true you should have read the fine print, it sounds like you are getting a bad deal. “We talked them down from $14K to $7K finally agreed to an unconditional release for $1,500.” Signing this may present a legal problem, where as I would have (and still would) go to the real estate commission in the state that you live in. In a time where one of the biggest things keeping the market down is a lack of consumer confidence..."    View Post

"Umm, at my age..na. But I can see a r esemblance now, lol."    View Post

"Well since I'm new here I thought I'd take my turn to break the ice. :) As far as stuff that isn't addressed in the bio or stuff that can use some more personal explanation: I live in Honolulu on the Island of Oahu and I work for Aloha Aina Mortgage, Inc. as a Loan Consultant. Hobbies : I love sailing, absolutely. I also enjoy horseback riding in Waimanalo and tinkering with engines. I also enjoy running. Red or White: I don't drink. Family: Well, I have a wife who has her own place..."    View Post

"Hi Leggo, As a rule, I just can not see a consumer dealing with just one lender and coming out ahead on a rate. Within just four clicks of a mouse I can see (at this moment anyway) two leaders who beat Wells Fargo on a 30 year fix. My advise is to sit down with a loan consultant and shop around, or go see the one you used before with the "good customer service"."    View Post

"It's not really a stated, but you can do an income wavier that's verified by phone these days and several lenders do this. Client needs a 720 FICO and to show a net worth of 500k. Or at least in Hawaii that is."    View Post