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Mark Couch
Mark Couch

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"Thanks."    View Comment
"We locked our 15 yr refinance August 2nd, but our closing date is Sept 23. Does that mean we're affected by this? Thanks for the information."    View Comment
"Thanks for the information guys. Yes, by "nonconforming loan" I meant "high balance conforming," as you put it. We are over the 417K limit so the rate is higher as noted. The offer is through Chase. We are doing a CEMA as well as tax would be too high without, so all of this is consistent with what we are considering. I will double check about the fees for this, but all your advice is duly noted. Thanks."    View Comment
"Needing a little help here. Bank broker just called me about refinancing an existing nonconforming loan for our condo in the Manhattan, NY area. 440,000 loan. Current rate is 5.25%. 790 credit score. We were offered 4.5%, 0 pts., but he said fee was between 4000-6000. I can't tell if this fee is high or not, but a friend told me it was. Thanks for any help you might have."    View Comment
"Thanks for the replies. I will look into this."    View Comment
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