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Answer Contributed by: Clem Borkowski
Clem Borkowski
Branch Manager

Providing FHA, Rural Housing, Home Equity Lines and Rehab/Renovation Loans. Your VA Experts. Currently serving Colorado, Utah, Wyoming, Montana, Nebraska, Iowa, Missiouri, Arkansas, Texas, New Mexico, Hawaii, Oklahoma & Indiana.

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Date Question # Views  
03/07/2009 Hello, Does a mortgage accelerator work for someone who is "upside down" with their mortgage? Thanks! 1,926 [view]
02/05/2009 What is a lender talking about when they refer to their rate sheets? 2,548 [view]
01/22/2009 What is a cash out refinance and why do mortgage interest rates increase for these types of loans? 5,122 [view]
01/20/2009 I would like to refinance my VA Loan. How do I go about doing this? 1,035 [view]
01/16/2009 Is there such a thing as a VA Jumbo Loan? 1,747 [view]
01/08/2009 My father died and left me a couple of houses and I needed to know how to transfer everything into my name. What steps do I take? 2,123 [view]
01/03/2009 We are looking to refinance our mortgage. Looking for a 30 year fixed to 5% or under. The question I have is that we just had a baby, and my wife is out on maternity leave. She actually is receiving short term disability because she had minor surgery as a result of her pregnancy. She is planning on returning to work in a few months, but curious how this affects our application. So technically we are receiving income. How do we disclose this honestly, with getting the best loan possible? 2,656 [view]
01/01/2009 What good are 4.5% mortgage rates if I can't refinance because i'm upside down on my house? 13,971 [view]
12/19/2008 Who can qualify for an FHA Loan? 3,075 [view]
12/19/2008 Can a lender take or sue for money from cds, savings or retirements account if we stop making payments on our house? 1,052 [view]
12/19/2008 Can you change a FHA loan into a conventional loan? 2,043 [view]
12/19/2008 Can a lender lock in a rate without my authority? 516 [view]
12/10/2008 What is the procedure to transfer a house from one person to another in the same family? what is the documentation involved for the transfer? 1,849 [view]
12/10/2008 When foreclosed homes are auctioned off does the buyer (winning bidder) have to pay cash or can they finance? If so, can they finance with an FHA, VA or conventional loan? Thanks in advance for your help! Andrea 1,454 [view]
12/07/2008 I am a mortgage broker interested in getting approved to do VA loans. How do I go about this ? 1,057 [view]
12/07/2008 I recived a letter from my mortgage holder stating they want a 2k escrow continious balance. If I take my monthly escrow payment it will cover 100% of money due. Am I required to provide them with a 2k loan w/no intrest. Thanks 3,315 [view]
12/07/2008 What does it mean when you see a house that sold for $1.00. Does that have something to do with back taxes? 1,061 [view]