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Home  » Directory  » Clem Borkowski
Clem Borkowski
Professional Mortgage Lender,  Academy Mortgage
2120 Hollow Brook Drive,  Suite 202
Colorado Springs,  Colorado  80918
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Comments
"If FHA has $3.6 billion now and this brings in another $3 billion where is the money being spent? It's my understanding 50% of all FHA loans now have over 700 fico scores and are performing better than any time in history (actually 1/2 the defaults the programs expects). Does anyone else feel like there is a hole in the FHA fund that has a syphon running to a hidden losing government program."    View Comment
"Glad it's warming up this week in Colorado. Looks to be a great week to get in a couple rounds of golf. Because I sure as hell can't quote a loan."    View Comment
"I try not to."    View Comment
"Why doesn't anyone realize that if you only help people who made bad decisions you're encouraging more people to make bad decisions. I'm upside down in my house, guess I need to go delinquent so my loan principal gets reduced."    View Comment
"Wow that was a mouth full. Does your girlfriend understand MBS. If so that's hot."    View Comment
Q & A Questions
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Q & A Answers
Forum Posts
"Ray, that is the million dollar question. My suggest in lieu of the crazy swings we're seeing it get it quoted and if it makes sense then LOCK right away and don't look back. A good deal is still a good deal even if a better one comes later. But a good deal is a steal when the price doubles the next day. LOCK AND DON'T LOOK BACK!"    View Post
"I nominate Provident. They don't underwrite they validate."    View Post
"Ok strike my nationwide comment. The are local to Colorado but might be a good contact to talk to. http://www.sellstate.com/web/default.aspx?m=977"    View Post
"I've done a lot of work with realtors at Sellstate Alliance Realty. They do a ton of bank owned and you might check with them. Maybe they are in your area of want to be. To my knowledge they are nationwide."    View Post
"I contracted with them about 2 years ago and found them to be a pretty typical broker outfit. I wasn't impressed with their overall deal cost for the backend support. I didn't stay with them long though and ended up going with a traditional net branch lender to get out of the broker world. I think since then America One has gone to a lender format but can't say if they are competitve or stable."    View Post
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